The story of this market
The typical home in Honolulu County, Hawaii sells for about $1,143,600, or $1,033 per square foot.
Prices are up +1.7% from a year ago, so sellers still have some momentum. Homes take about 124 days to sell, which is slow. Over the long run, values in this county have grown 133% since 2000. Last year 105 of 185 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is lightning, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $2,542 a month.
HUD sets the fair market rent for a 2-bedroom at $2,542 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+24.7%). Worst: 2009 (-6.2%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.3%
HI · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$3,520
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 185 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
45
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $517,254,423.
Mortgage activity
Home lending in this county
77.3%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 36462 | 20835 | 77.3% | 11.8% | $710,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Honolulu County, Hawaii
Honolulu County's residential real estate market remains in a steady, high-priced equilibrium characterized by tight inventory and sustained median home values above $1.1 million. While buyer purchasing power continues to be constrained by elevated mortgage rates and substantial condominium insurance premium jumps, persistent structural housing shortages and resilient military and local demand prevent meaningful price contractions.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 18 cities · 38 ZIP reports
Median prices moved up 1.6% year over year.
Homes spend a median of 71 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 50.97% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.6% · poverty 8.5% — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 38 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Honolulu County, Hawaii — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 14, 2026.
researched Sep 14
researched Sep 30
researched Sep 29
researched Sep 29
researched Sep 29
researched Sep 29
researched Sep 29
researched Oct 15
researched Sep 29
researched Sep 29
| 96701 | Aiea | $464,000 | $538 | -3% | 95 | 98.4% | 18.2% | 4.5 | 132 | $1,976 | researched Sep 14 |
| 96706 | Ewa Beach | $775,000 | $636 | — | 40 | 100% | — | — | 185 | $3,573 | researched Sep 30 |
| 96707 | Kapolei | $753,500 | $635 | -12.2% | 50 | 98.5% | 17.2% | 4.5 | 383 | $3,737 | researched Sep 29 |
| 96709 | Kapolei | $723,313 | $482 | — | 137 | — | — | — | 240 | $1,710 | researched Sep 29 |
| 96712 | Haleiwa | $1,350,000 | $985 | +3.2% | 48 | 97.5% | 12% | 7 | 42 | $3,800 | researched Sep 29 |
| 96717 | Hauula | $885,000 | $635 | +2.1% | 58 | 98.2% | 12% | 9.5 | 38 | $3,200 | researched Sep 29 |
| 96730 | Kaaawa | $1,050,000 | $850 | -2.1% | 268 | 96.5% | — | 32.5 | 65 | $3,200 | researched Sep 29 |
| 96731 | Kahuku | $1,400,000 | $763 | +8.7% | 77 | — | — | — | 35 | — | researched Oct 15 |
| 96734 | Kailua | $1,501,554 | $852 | +6.1% | 81 | 99% | — | — | — | $3,660 | researched Sep 29 |
| 96744 | Kaneohe | $999,000 | $650 | +17.6% | 25 | 98.5% | 15% | 3.2 | 185 | $3,200 | researched Sep 29 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Violent crime rates across Honolulu County remain noticeably lower than the nationwide average, anchored by strong municipal police visibility across urban Honolulu and tourist zones. However, localized property crime—predominantly vehicle break-ins, catalytic converter thefts, and retail larceny—remains elevated in high-density corridors like Waikiki, Kalihi, and parts of Waipahu.
Honolulu County is served entirely by the statewide Hawaii Department of Education (HDOE), organized into complex areas across Oahu. Public school performance is bifurcated, with top-tier public options located in East Honolulu (e.g., Kaiser, Kalani) alongside world-renowned private institutions like Punahou and Iolani commanding high local enrollment shares.
The county faces significant coastal erosion, king tides, and hurricane/tropical storm exposure, alongside severe localized flash flooding across coastal valleys. Wildfire risk has drawn increased scrutiny in drier leeward areas following the 2023 Lahaina disaster, driving property insurance capacity tighter, particularly for aging multi-family condominium buildings facing surging master-policy premiums.
The local economy is heavily driven by defense installations (Joint Base Pearl Harbor-Hickam), tourism/hospitality, healthcare, and state/federal government administration. Infrastructure momentum is headlined by the phased extension of the Skyline light rail transit system connecting West Oahu to downtown Honolulu and urban job centers.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. Federal (United States (federal)) — Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA) Superfund Liens: Establishes a statutory federal lien upon the parcel running in favor of the United States for all unrecovered cleanup costs, damages, and statutory interest incurred by the EPA. Rate and formula: Direct Dollar-for-Dollar Reimbursement (Lien Amount = Incurred Response Costs + Administrative Costs + Federal (United States (federal)) — Foreign Investment in Real Property Tax Act (FIRPTA) Withholding: Imposes an affirmative withholding tax obligation on the transferee (buyer) to withhold and remit tax on the gross amount realized (gross sales price). The statutory base withholding rate is 15% of the total purchase price (Formula: Tax = Amount Realized × 15%). Exemptions and reductions: (1) 0% wit Federal (United States (federal)) — Federal General Tax Lien Encumbrance: Under IRC § 6321, a statutory lien arises automatically as of the date of assessment and attaches to all real property owned or acquired by the taxpayer.
Honolulu County's economy is anchored by the military and national defense sector, tourism and leisure hospitality, state and federal governmental operations, and regional healthcare networks. High living costs and geographical isolation create labor constraints, but defense and tourism stabilize baseline economic activity.
Oahu's transportation backbone relies on Interstate H-1, H-2, and H-3, alongside the Pali and Likelike Highways connecting leeward, central, and windward communities through the Koolau Range. The county is served by the widely utilized TheBus municipal bus system and the expanding Skyline elevated rail network.
Development planning is largely steered by the City and County of Honolulu Department of Planning and Permitting (DPP), concentrating high-density transit-oriented development (TOD) along the rail corridor and urban cores while strictly preserving agricultural and conservation lands under state zoning boundaries.
The City and County of Honolulu Real Property Assessment Division (RPAD) operates an annual ad valorem mass appraisal model, assessing all real property at 100% of fair market value as of October 1 preceding the tax year.
Unlike mainland counties, Honolulu County does not have overlapping municipal utility districts (MUDs) or independent school districts; the county operates as a single consolidated city-county government, with the Board of Water Supply acting as a semi-autonomous municipal entity.
Property insurance is under intense pressure across Oahu due to rising global reinsurance costs and heightened hurricane and wildfire threat assessments. Aging condominium developments face severe premium escalation—often doubling or tripling—and rising deductible requirements, which in turn elevates HOA maintenance fees across the housing stock.
- Kualoa Ranch4.714.4 mi
- Sea Life Park Hawaii4.112.5 mi
- Wet 'n' Wild Hawaii4.114.8 mi
- Wai Kai4.311.8 mi
- Coral Crater Adventure Park4.913.3 mi
- Polynesian Cultural Center4.723.2 mi
- Hawaii Convention Center4.42 mi
- Aloha Stadium Swap Meet4.56.2 mi
- Sea Life Park Hawaii4.112.5 mi
- Barefoot Beach Cafe @ Queen's Surf Beach4.43.7 mi
- Kualoa Ranch4.714.4 mi
- Dole Plantation4.218.9 mi
- Hoʻomaluhia Botanical Garden4.76.4 mi
- Pearl Harbor National Memorial4.86.5 mi
- Honolulu Zoo4.23.6 mi
- Polynesian Cultural Center4.723.2 mi
- Pearl Harbor National Memorial4.86.5 mi
- Pearl Harbor Historic Sites Visitor Center4.76.5 mi
- Iolani Palace4.60.2 mi
- Bishop Museum4.61.8 mi
- Kualoa Ranch4.714.4 mi
- Hoʻomaluhia Botanical Garden4.76.4 mi
- Pearl Harbor National Memorial4.86.5 mi
- Diamond Head Crater Trailhead4.74.6 mi
- Makapu‘u Point Lighthouse Trail4.813.4 mi
- Kewalo Basin Harbor4.51.2 mi
- Ko Olina Resort4.617.3 mi
- Waiʻanae Small Boat Harbor4.423.8 mi
- He'eia Kea Boat Harbor4.59.8 mi
- Ala Wai Boat Harbor4.12.1 mi
- Pearl At Kalauao4.37.6 mi
- Hawaii Prince Golf Club4.39.8 mi
- Royal Hawaiian Golf Club4.27.2 mi
- Kapolei Golf Club4.313.2 mi
- Ko Olina Golf Club4.516.9 mi
- Ala Moana Center4.51.6 mi
- Waikele Premium Outlets4.211.5 mi
- International Market Place4.43 mi
- Foodland Farms Ala Moana4.51.4 mi
- Pearlridge Center4.37.5 mi
- Daniel K. Inouye International Airport3.94.4 mi
- Blue Hawaiian Helicopters4.93.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Iconic world-renowned beach fronting Honolulu, paired with the volcanic tuff cone crater offering panoramic hiking vistas and major parklands.
The world's largest open-air shopping center featuring over 350 shops, restaurants, and entertainment venues serving the entire county.
Federal historic park preserving the USS Arizona, USS Missouri, and aviation museums, serving millions of visitors annually.
Prominent marine sanctuary and rugged recreation park featuring strenuous summit trail tracks and pristine snorkeling reefs.
Data pulled directly from U.S. Census Bureau QuickFacts and American Community Survey 5-year estimates for Honolulu County (City & County of Honolulu), HI.
Tax is calculated by applying county-specific tax rates to the assessed value of the property. The formula is (Assessed Value - Exemptions) * Tax Rate. Exemptions include homestead exemptions for owner-occupants, which vary by county.
Hawaii Revised Statutes Chapter 246 (2025)
applies when — Applies to parcels registered under a condominium property regime
Each unit and its appurtenant common interest is deemed a separate parcel for taxation and assessment purposes. Units must be separately taxed; common elements are not subject to separate assessment.
Hawaii Revised Statutes Chapter 514B; Part I General Provisions (2003)
Sellers must provide a written disclosure statement to the buyer within ten calendar days of contract acceptance. Buyers have fifteen calendar days to examine the statement and may rescind the contract without loss of deposits if they provide written notice within that period.
Hawaii Revised Statutes Chapter 508D (2025)
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.