The story of this market
The typical home in Calhoun County, Iowa sells for about $184,900, or $115 per square foot.
Prices are up +2.6% from a year ago, so sellers still have some momentum. Homes take about 120 days to sell, which is slow. Over the long run, values in this county have grown 107% since 2001. The biggest natural hazard here is drought, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $927 a month.
HUD sets the fair market rent for a 2-bedroom at $927 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2001–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+24.6%). Worst: 2006 (-7%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.5%
IA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,113
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2001–2025
0%
2025 change
FHFA repeat-sales index, median of 3 census tracts in this county (2001 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
92
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $13,338,351.
Mortgage activity
Home lending in this county
74.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 236 | 147 | 74.5% | 7% | $110,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Calhoun County, Iowa
The Calhoun County housing market is characterized by low inventory and modest price appreciation. Demand remains steady among local buyers, though the market is constrained by limited new construction and a shrinking population base.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 4 ZIP reports
Median prices moved up 0.0% year over year.
Homes spend a median of 0 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0.47% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 9.3% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 4 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Calhoun County, Iowa — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
| 50543 | Gowrie | $172,024 | $105 | +2.1% | 88 | 98.5% | 12% | 7.2 | 21 | $698 | researched Sep 27 |
| 50563 | Manson | $150,000 | $105 | +2.5% | 62 | 97.5% | 12% | 5.8 | 23 | $704 | researched Sep 27 |
| 50579 | Rockwell City | $141,450 | $103 | +2.1% | 82 | 98.5% | — | 4 | 4 | $777 | researched Sep 27 |
| 51443 | Lake City | — | — | — | — | — | — | — | — | $525 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Calhoun County remain low and are generally considered stable, consistent with rural Iowa trends.
Schools in the county are primarily served by local community districts, which are characterized by small class sizes and strong community engagement.
The county faces standard Midwestern risks including severe thunderstorms and occasional flooding, with insurance markets remaining stable.
The local economy is anchored by agriculture and small-scale manufacturing, with limited new large-scale development momentum.
Property taxes are assessed by the county based on local millage rates, which include levies for schools, county services, and municipal operations.
The area features local parks, community centers, and access to rural outdoor recreation typical of the Iowa plains.
The rental market is characterized by low inventory and steady demand, primarily serving local workers and retirees.
The economy is primarily driven by the agricultural sector and local government services.
Transportation is primarily via state highways; there is no significant public transit infrastructure.
The county assessor manages property valuations based on state-mandated assessment cycles.
Parcels are subject to school district and county-level special service levies.
Property insurance remains available, though premiums are influenced by regional weather-related risk factors.
- Fort Frenzy4.126.8 mi
- Black Hawk State Park4.620 mi
- World's Largest Popcorn Ball4.318.4 mi
- Hagge County Park4.617.8 mi
- Lake City Capri Theatre4.98.9 mi
- The Fort Museum and Frontier Village4.524 mi
- Jefferson Telecom4.928.7 mi
- Black Hawk State Park4.620 mi
- Hagge County Park4.617.8 mi
- Macke Motors, INC.3.89.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Located in Rockwell City, this is a central historic anchor for the county.
Data retrieved from Census Reporter and ACS 5-year estimates.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Property must be occupied as the owner's homestead
Provides legal protections for the homestead property, including specific exemptions from judicial sale for debts, as defined under state law.
Iowa Code Chapter 561
Iowa generally requires judicial foreclosure proceedings. Borrowers are entitled to a notice of right to cure default prior to the initiation of foreclosure actions. Redemption rights exist post-sale unless specific statutory exceptions (such as foreclosure without redemption for nonagricultural land) are met.
Iowa Code Chapter 654
The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Iowa Code Chapter 441; Iowa Department of Revenue Property Tax Overview
≈ $5,547/yr on a $184,900 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.