The story of this market
The typical home in Kossuth County, Iowa sells for about $173,612, or $108 per square foot.
Prices are up +2.27% from a year ago, so sellers still have some momentum. Homes take about 112 days to sell, which is slow. Over the long run, values in this county have grown 112% since 2000. Last year 3 of 5 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is drought, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $954 a month.
HUD sets the fair market rent for a 2-bedroom at $954 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+3.7%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+9%). Worst: 2018 (-3.8%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.5%
IA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,137
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+3.7%
2025 change
FHFA repeat-sales index, median of 5 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
74
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $15,681,116.
Mortgage activity
Home lending in this county
86.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 373 | 256 | 86.7% | 0% | $140,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Kossuth County, Iowa
Kossuth County's housing market remains stable with modest year-over-year price growth of 2.27%. The market is driven by a low cost of living and a strong local employment base, though population decline remains a long-term headwind.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 7 ZIP reports
Median prices moved up 1.7% year over year.
Homes spend a median of 70 days on market with 4.5 months of supply — a balanced-paced market.
11% of listings have cut prices · homes sell at 97.13% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.4% · poverty 8.2% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 4 researched ZIP reports of 7 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Kossuth County, Iowa — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
| 50511 | Algona | $262,450 | $134 | — | 67 | — | — | — | 52 | $890 | researched Sep 27 |
| 50517 | Bancroft | $173,419 | $153 | +2.6% | 92 | 96.5% | 8% | 6 | 12 | $536 | researched Sep 27 |
| 50524 | Clare | $325,000 | $165 | +2.4% | 48 | 98.5% | 8% | 4.2 | 12 | $656 | researched Sep 27 |
| 50539 | Fenton | $206,000 | $123 | +71.9% | 63 | 100% | — | — | 5 | $760 | researched Sep 27 |
| 50583 | Sac City | $145,000 | $108 | +3.2% | 62 | 97.4% | 12.5% | 3.5 | 14 | $669 | researched Sep 27 |
| 50590 | Swea City | $148,851 | $102 | +1.4% | 68 | 97% | 12.5% | 4.2 | 42 | $669 | researched Sep 27 |
| 50598 | Whittemore | $165,000 | $98 | +3.2% | 82 | 97.5% | 8.3% | 6 | 12 | $625 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Kossuth County reports a violent crime rate of 94 per 100,000 residents and a property crime rate of 132 per 100,000, both of which are lower than most counties nationally.
The county is served by several local school districts, with approximately 22.8% of the adult population holding a bachelor's degree or higher.
The area is primarily agricultural and faces standard Midwestern climate risks, including wind and seasonal storm events; specific insurance-climate posture is not determinable.
The economy is anchored by agriculture, with development momentum focused on maintaining rural community infrastructure and local economic opportunities.
Property taxes are assessed at the county level; specific rate structures and exemptions are managed by the Kossuth County assessor's office.
The rental market is characterized by a median gross rent of $859, with limited inventory typical of rural Iowa counties.
The economy is heavily anchored by the agricultural sector, with a low unemployment rate of 2.4% as of May 2026.
The county relies on regional highway corridors for transportation, with a mean travel time to work of 16.3 minutes.
The county assessor's office manages property valuations and tax assessments for all parcels within the jurisdiction.
The county is served by various local school districts and emergency management boards.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
The historic seat of county government located in Algona.
Data retrieved from U.S. Census Bureau QuickFacts and Census Reporter.
applies when — Property must be occupied as the owner's homestead
Provides legal protections for the homestead property, including specific exemptions from judicial sale for debts, as defined under state law.
Iowa Code Chapter 561
Iowa generally requires judicial foreclosure proceedings. Borrowers are entitled to a notice of right to cure default prior to the initiation of foreclosure actions. Redemption rights exist post-sale unless specific statutory exceptions (such as foreclosure without redemption for nonagricultural land) are met.
Iowa Code Chapter 654
The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Iowa Code Chapter 441; Iowa Department of Revenue Property Tax Overview
≈ $5,208/yr on a $173,612 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.