The story of this market
The typical home in Kendall County, Illinois sells for about $398,804, or $203 per square foot.
Prices are roughly flat from a year ago (+1%), a market in balance. Homes take about 52 days to sell. Over the long run, values in this county have grown 93% since 2000. Last year 19 of 21 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is cold wave, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $2,341 a month.
HUD sets the fair market rent for a 2-bedroom at $2,341 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+3.7%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+15.5%). Worst: 2010 (-10.3%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5.4%
IL · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$3,042
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+3.7%
2025 change
FHFA repeat-sales index, median of 21 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
79
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $74,823,941.
Mortgage activity
Home lending in this county
79%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 8010 | 4046 | 79% | 3.4% | $240,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Kendall County, Illinois
Kendall County presents a stable suburban housing market characterized by steady pricing around $399K and modest 1.0% annual price appreciation. Sale-to-list ratios remain close to 100%, demonstrating sustained demand despite slightly elevated days on market and constrained resale inventory across its primary towns.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 10 cities · 8 ZIP reports
Median prices moved down 0.0% year over year.
Homes spend a median of 45 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 1.62% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 4.9% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 7 researched ZIP reports of 8 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Kendall County, Illinois — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 24
researched Sep 24
researched Sep 24
researched Oct 1
researched Sep 24
researched Sep 24
researched Sep 24
researched Sep 24
| 60512 | Bristol | $345,000 | $222 | +0.1% | 45 | — | — | — | 478 | $2,341 | researched Sep 24 |
| 60536 | Millbrook | $346,000 | $185 | +2.4% | 49 | 97.6% | 25% | 7.7 | 92 | $1,850 | researched Sep 24 |
| 60537 | Millington | $346,000 | $521 | -7.7% | 24 | 98.3% | 25% | 6 | 307 | $1,135 | researched Sep 24 |
| 60538 | Montgomery | $393,000 | $190 | +3.8% | 44 | — | — | — | 39 | $1,858 | researched Oct 1 |
| 60541 | Newark | $345,000 | $222 | +0.1% | 45 | 97.6% | 25% | 7.7 | 478 | $1,344 | researched Sep 24 |
| 60543 | Oswego | $431,490 | $199 | — | 45 | — | — | — | — | $1,616 | researched Sep 24 |
| 60545 | Plano | $310,000 | $165 | +8% | 26 | 98.5% | 15% | 3.2 | 19 | $1,667 | researched Sep 24 |
| 60560 | Yorkville | $397,882 | $228 | +9.7% | 31 | 97.6% | 25% | 7.7 | 151 | $1,671 | researched Sep 24 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Kendall County reports violent and property crime rates significantly below national and statewide Illinois averages, bolstered by low-density suburban and rural communities such as Oswego and Yorkville.
The county is anchored by well-regarded public school districts including Oswego CUSD 308, Yorkville CUSD 115, and Plano CUSD 88, with several elementary and secondary campuses earning high GreatSchools scores.
According to First Street data via Redfin, Kendall County exhibits a moderate flood factor with approximately 10% of properties at risk, along with a moderate heat factor and minor severe wind exposure.
Kendall County remains among the fastest-growing counties in Illinois over recent decades, driven by logistics and manufacturing along the US-34 and IL-47 corridors and sustained master-planned residential development.
Property taxes in Kendall County are levied ad valorem on assessed valuations set at 33.33% of fair market value under the county supervisor of assessments, with local effective rates commonly exceeding 2.2% due to school and municipal levies.
Residents benefit from extensive recreation along the Fox River water trail, the Silver Springs State Fish and Wildlife Area, Hoover Forest Preserve, and local amenities like the Raging Waves Waterpark in Yorkville.
The rental market is relatively tight with median gross rents around $1,762; rental housing consists primarily of scattered single-family homes and garden-style suburban apartment complexes.
Kendall County's economy is anchored by manufacturing, logistics, education, and healthcare, alongside heavy employment integration with adjacent DuPage and Kane counties.
Major corridors include US Route 34, US Route 52, Illinois Route 47, and Illinois Route 71, with commuter rail access available via nearby Metra stations in Aurora and Plainfield.
Municipal planning departments in Oswego, Yorkville, and Plano are managing continuous residential subdivisions and industrial park expansions along outer arterial corridors.
The Kendall County Supervisor of Assessments and township assessors assess properties triennially at a statutory 33.33% of fair market value, subject to state and county equalization factors.
Parcels are subject to overlapping taxing jurisdictions including township highway departments, community college districts (such as Waubonsee Community College), fire protection districts, and library districts.
Property insurance is generally stable and in line with Midwestern benchmarks, though inland convective storm and hail coverage has seen moderate premium adjustments.
- Raging Waves4.210.2 mi
- Bengtson's Pumpkin Farm and Fall Fest4.526.2 mi
- Slick City Action Park4.717.4 mi
- The Forge Adventure Park & Ziplines4.525 mi
- Funway4.420.9 mi
- Topgolf Naperville4.421.4 mi
- Bengtson's Pumpkin Farm and Fall Fest4.526.2 mi
- Cantigny Park4.825.5 mi
- Cog Hill Golf & Country Club4.426.6 mi
- Slick City Action Park4.717.4 mi
- Raging Waves4.210.2 mi
- Sri Venkateswara Swami (Balaji) Temple4.817.3 mi
- Slick City Action Park4.717.4 mi
- Paramount Theatre4.815.7 mi
- AMC Naperville 16416.4 mi
- Cantigny Park4.825.5 mi
- DuPage Children's Museum4.421.8 mi
- Blackberry Farm4.715 mi
- Old Joliet Prison4.618.9 mi
- Two Brothers Roundhouse4.416 mi
- Wolf's Crossing Community Park4.815.2 mi
- Commissioners Park4.714.5 mi
- Frontier Park4.716.5 mi
- Knoch Knolls Park4.819 mi
- Silver Springs State Fish and Wildlife Area4.76.7 mi
- Bolingbrook Golf Club4.517.1 mi
- Mistwood Golf Club4.815.7 mi
- Whitetail Ridge Golf Club4.55.6 mi
- Prairie Bluff Public Golf Club4.318.3 mi
- Naperbrook Golf Course4.517.1 mi
- Chicago Premium Outlets4.519.3 mi
- Fox Valley Mall4.318.6 mi
- Naperville Fresh Market4.519.8 mi
- Louis Joliet Mall414.4 mi
- International Fresh Market4.218.8 mi
- Skydive Chicago520.9 mi
- Illinois Aviation Museum4.819.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Illinois' largest outdoor waterpark, located in Yorkville, offering major summer recreational opportunities and family entertainment across 58 acres.
Spanning over 1,300 acres along the Fox River near Plano, offering boating, fishing, hiking trails, and open green space.
Nestled along the Fox River in Yorkville, featuring woodlands, campgrounds, trails, and the Meadowhawk Lodge for community events.
A walkable downtown hub offering local dining, boutiques, seasonal festivals, and access to riverfront parklands.
Retrieved via Census Bureau county profile and ACS summary tables.
Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts. Exemptions, such as the homestead exemption, reduce the EAV before the tax rate is applied.
35 ILCS 200/9-145
Sellers must provide a written disclosure report to prospective buyers detailing material defects in the property as defined by 765 ILCS 77/35.
765 ILCS 77/1 et seq.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.