The story of this market
The typical home in Cloud County, Kansas sells for about $85,000, or $72 per square foot.
Prices are up +17.7% from a year ago, so sellers still have some momentum. Homes take about 7 days to sell, which is fast. Over the long run, values in this county have grown 52% since 2002. The biggest natural hazard here is hail, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $961 a month.
HUD sets the fair market rent for a 2-bedroom at $961 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2002–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2020 (+19.5%). Worst: 2014 (-7%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.2%
KS · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,145
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2002–2025
0%
2025 change
FHFA repeat-sales index, median of 1 census tracts in this county (2002 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
67
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $7,409,503.
Mortgage activity
Home lending in this county
81.9%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 205 | 124 | 81.9% | 3.9% | $100,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Cloud County, Kansas
The Cloud County housing market is characterized by low inventory and a small volume of closed sales, with prices showing significant year-over-year growth. The market is currently moving at a fast pace, with homes selling near the asking price.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 1 city · 1 ZIP report
Median prices moved up 2.5% year over year.
Homes spend a median of 120 days on market with 6.4 months of supply — a slower-moving market.
15% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 10.0% — a stable, low-distress profile.
Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
| 66901 | Concordia | $139,000 | $105 | +2.5% | 120 | 96% | 15% | 6.4 | 51 | $800 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The rental market shows limited activity with very few listings available.
- VIP Majestic 44.76.7 mi
- National Orphan Train Complex4.86.8 mi
- Airport Park Campground4.65.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data retrieved from Census Reporter and US Census QuickFacts.
applies when — Property located within a designated reinvestment housing incentive district
Property may be subject to acquisition by the city or county for development purposes (excluding eminent domain) and specific relocation assistance requirements for tenants.
K.S.A. 12-5247
Requires a judicial process for the foreclosure and sale of real estate by the county when property taxes remain unpaid.
K.S.A. Chapter 79, Article 28
applies when — Property subject to a special assessment or fee pursuant to K.S.A. 12-6a01 et seq. or located in an improvement district
Seller must disclose the existence of the special assessment or fee to the buyer in writing prior to or as part of the sales contract and obtain written acknowledgment from the buyer.
K.S.A. 12-6a20
Annual tax bill calculated as: (Appraised Fair Market Value * 11.5% Assessment Rate) * (Mill Levy / 1,000). The mill levy is the combined tax rate set by local taxing jurisdictions.
Kansas Constitution Article 11, Section 1; K.S.A. 79-1439
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.