The story of this market
The typical home in Cowley County, Kansas sells for about $127,241, or $85 per square foot.
Prices are up +1.41% from a year ago, so sellers still have some momentum. Homes take about 115 days to sell, which is slow. Over the long run, values in this county have grown 60% since 2000. Last year 4 of 8 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is tornado, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $961 a month.
HUD sets the fair market rent for a 2-bedroom at $961 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+12.4%). Worst: 2011 (-3.1%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.2%
KS · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,269
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 8 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
80
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $27,018,136.
Mortgage activity
Home lending in this county
75.8%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 980 | 524 | 75.8% | 8.9% | $85,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Cowley County, Kansas
The Cowley County housing market remains characterized by high affordability and stable, modest price growth. Inventory levels are sufficient for the current pace of sales, supported by a steady local economy anchored in education and manufacturing.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 2 cities · 6 ZIP reports
Median prices moved sideways 0.0% year over year.
Homes spend a median of 56 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 14.3% — a stable, low-distress profile.
Deterministic aggregate of 3 researched ZIP reports of 6 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Cowley County, Kansas — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Oct 8
researched Oct 8
researched Oct 8
researched Oct 8
researched Sep 28
researched Oct 8
| 67005 | Arkansas City | $85,800 | $95 | — | 109 | — | — | — | 91 | $961 | researched Oct 8 |
| 67019 | Burden | $220,000 | $56 | — | 60 | 100% | — | — | 1 | $961 | researched Oct 8 |
| 67052 | Goddard | $288,500 | $152 | — | 54 | — | — | — | 80 | $1,550 | researched Oct 8 |
| 67070 | Kiowa | $262,000 | $115 | +48.9% | 37 | 99.8% | 37.5% | 4 | 8 | $1,100 | researched Oct 8 |
| 67108 | — | $159,600 | $108 | +2.1% | 62 | 97.5% | 15% | 4.2 | 12 | $1,066 | researched Sep 28 |
| 67156 | Winfield | $121,678 | $93 | — | 56 | — | — | — | 88 | $961 | researched Oct 8 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county is served by several local school districts including Winfield and Arkansas City, which provide standard public education services for the region.
The region is subject to standard Midwestern weather risks including severe thunderstorms, wind, and occasional flooding, with insurance premiums reflecting these regional hazard profiles.
The local economy is anchored by manufacturing, healthcare, and educational services, with major employers including Cowley County Community College and Southwestern College.
Property taxes are assessed by the county based on local mill levies which fund schools, county services, and municipal operations; exemptions are available for qualifying homesteads and agricultural land.
The county offers access to local parks, community recreation centers, and outdoor spaces, with proximity to regional lakes and trails.
The rental market consists of a mix of single-family homes and apartment communities, with availability managed through local property management and county-linked resources.
The economy is driven by manufacturing, healthcare, and education, with significant employment provided by local colleges and regional industrial facilities.
The county is served by a network of state highways and local roads, with limited public transit options outside of municipal services.
The Cowley County Appraiser's Office conducts annual assessments of real property to determine fair market value for taxation purposes.
Parcels are subject to various taxing districts including school districts, fire districts, and municipal entities.
Property insurance rates are influenced by regional exposure to severe weather events common in the Great Plains.
- Rock River Rapids Aquatic Park4.426.7 mi
- 7 Clans Casino4.120.7 mi
- Field Station: Dinosaurs4.228.1 mi
- Applejack Pumpkin Patch4.629.8 mi
- Kansas Star Arena4.226.4 mi
- Walnut Valley Festival4.75.3 mi
- Cowley County State Lake Waterfall4.413.1 mi
- Cowley Cinema 84.59.8 mi
- Island Park4.84.3 mi
- Chaplin Nature Center4.815.6 mi
- Wilson Park4.515 mi
- Absolute Vapor4.714.2 mi
- Island Park4.84.3 mi
- Winfield lake camp4.56.7 mi
- Chaplin Nature Center4.815.6 mi
- Wilson Park4.515 mi
- Cherry Street Park4.53.9 mi
- Dillons4.215.3 mi
- Dillons4.34.9 mi
- Winfield Plaza43.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Major regional educational institution and employer.
Private liberal arts college located in Winfield.
Data retrieved from U.S. Census Bureau QuickFacts and Data USA profiles.
applies when — Property located within a designated reinvestment housing incentive district
Property may be subject to acquisition by the city or county for development purposes (excluding eminent domain) and specific relocation assistance requirements for tenants.
K.S.A. 12-5247
Requires a judicial process for the foreclosure and sale of real estate by the county when property taxes remain unpaid.
K.S.A. Chapter 79, Article 28
applies when — Property subject to a special assessment or fee pursuant to K.S.A. 12-6a01 et seq. or located in an improvement district
Seller must disclose the existence of the special assessment or fee to the buyer in writing prior to or as part of the sales contract and obtain written acknowledgment from the buyer.
K.S.A. 12-6a20
Annual tax bill calculated as: (Appraised Fair Market Value * 11.5% Assessment Rate) * (Mill Levy / 1,000). The mill levy is the combined tax rate set by local taxing jurisdictions.
Kansas Constitution Article 11, Section 1; K.S.A. 79-1439
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.