The story of this market
The typical home in Trigg County, Kentucky sells for about $264,000, or $172 per square foot.
Prices are up +5.7% from a year ago, so sellers still have some momentum. Homes take about 65 days to sell, which is slow. Over the long run, values in this county have grown 80% since 2001. The biggest natural hazard here is ice storm, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,307 a month.
HUD sets the fair market rent for a 2-bedroom at $1,307 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2001–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+16.1%). Worst: 2015 (-6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.3%
KY · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,786
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2001–2025
0%
2025 change
FHFA repeat-sales index, median of 4 census tracts in this county (2001 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
78
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $10,531,551.
Mortgage activity
Home lending in this county
80.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 561 | 313 | 80.4% | 8.1% | $165,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Trigg County, Kentucky
Trigg County's housing market demonstrates sustained modest appreciation, supported by steady demand for Lake Barkley recreational properties and lower-density rural living. Inventory levels remain balanced, giving buyers reasonable selection while holding median prices solid across core price bands.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 3 ZIP reports
Median prices moved sideways 0.0% year over year.
Homes spend a median of 57 days on market with 8.2 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 13.9% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 2 researched ZIP reports of 3 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Trigg County, Kentucky — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Oct 8
researched Oct 8
researched Sep 17
| 42211 | Cadiz | $340,000 | $227 | — | 57 | — | — | 9.6 | — | $1,307 | researched Oct 8 |
| 42215 | Cerulean | $217,327 | $105 | +6.9% | 61 | 98% | 12% | 4 | 8 | $999 | researched Oct 8 |
| 42274 | Roaring Springs | $269,900 | $189 | 0% | 57 | — | — | — | 21 | $779 | researched Sep 17 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Trigg County experiences lower violent and property crime rates compared to Kentucky statewide medians, driven primarily by its rural character and localized community policing under the Trigg County Sheriff's Department.
Public education across the county is consolidated under Trigg County Public Schools in Cadiz, which generally achieves average to above-average state accountability marks and strong community involvement in athletics and vocational pathways.
Environmental hazard risks are predominantly linked to riverine and lake basin flooding along Lake Barkley and the Cumberland River watershed, with moderate summer convective wind/tornado threats typical of Western Kentucky.
Economic expansion is steady, anchored by light manufacturing in Cadiz, agribusiness, regional commuting toward the Clarksville-Fort Campbell metro, and substantial tourism associated with the Land Between the Lakes National Recreation Area.
Kentucky property taxes are levied on 100% fair cash value by the Trigg County Property Valuation Administrator (PVA); composite rates aggregate county, school district, state, and special district levies, with homestead exemptions available to qualifying seniors.
The rental market remains thin and predominantly single-family home or small multifamily oriented, driven largely by local service workers, agricultural tenants, and lake-area short-term vacation rentals rather than institutional apartment complexes.
The economy combines agribusiness, recreational tourism along Lake Barkley, light industrial manufacturing in the Cadiz Industrial Park, and strong commuter ties to Fort Campbell and Clarksville.
Major road access is provided by Interstate 24 running through the northern sector of the county, along with US Highway 68/KY 80 serving as the primary east-west arterial crossing Lake Barkley.
Local development pipelines primarily emphasize rural residential tracts, lakefront subdivisions, and continuous infrastructure improvements coordinated between Cadiz municipal planning and Trigg County Fiscal Court.
Real property assessment is administered by the Trigg County Property Valuation Administrator (PVA), which appraises real property at 100% fair cash value under Kentucky Department of Revenue statutory standards.
Special taxing authorities include the Trigg County Hospital District, Trigg County Extension District, health department taxing district, and local soil conservation and fire protection districts.
Property insurance is generally stable but properties located within the designated FEMA 100-year flood zones along Lake Barkley and tributary creeks face mandated flood insurance requirements and higher premiums.
- Venture River Water Park4.624.2 mi
- Heritage Park Sports Complex4.528.4 mi
- Bluegrass Splash Family Aquatic Center4.115.5 mi
- Magic Wheels Fun Center3.927.4 mi
- Excape Games4.726.7 mi
- Pennyrile Forest State Resort Park4.516.2 mi
- USAG-Fort Campbell Soldier Support Center4.122.9 mi
- Clarksville Speedway & Fairgrounds4.328.7 mi
- Casey Jones Distillery4.913.1 mi
- Adams Breezy Hill Farm4.617.3 mi
- Land Between the Lakes National Recreation Area4.716.3 mi
- Elk & Bison Prairie4.516 mi
- Casey Jones Distillery4.913.1 mi
- Homeplace 1850s Working Farm4.717.2 mi
- Golden Pond Planetarium and Observatory4.616.6 mi
- Fort Donelson National Battlefield-Tennessee4.825.7 mi
- Jefferson Davis State Historic Site4.526.3 mi
- Museums of Historic Hopkinsville-Christian County4.816 mi
- War Memorial Disc Golf Course4.721.7 mi
- Janice Mason Art Museum4.83.5 mi
- Land Between the Lakes National Recreation Area4.716.3 mi
- Elk & Bison Prairie4.516 mi
- Turkey Bay Off Highway Vehicle Area4.717.6 mi
- Golden Pond Visitor Center4.716.6 mi
- Woodlands Nature Station4.714.8 mi
- Kentucky Dam Village4.430 mi
- Moors Resort & Marina4.624.9 mi
- Green Turtle Bay Resort & Marina4.627.2 mi
- Lynnhurst Family Resort4.822.1 mi
- Hu-B's at Kuttawa4.523.5 mi
- Western Hills Municipal Golf417.7 mi
- Boots Randolph Golf Course4.68 mi
- Rural King - Hopkinsville, KY4.716.7 mi
- T.J. Maxx4.316.9 mi
- Ross Dress for Less4.416.9 mi
- Wildcat Chevrolet4.32.8 mi
- Hopkinsville Towne Center4.416.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Spanning over 170,000 acres between Lake Barkley and Kentucky Lake, it offers residents and visitors world-class boating, hiking, wildlife viewing at the Elk & Bison Prairie, and extensive public camping facilities.
Features the iconic Lake Barkley Lodge, an 18-hole championship golf course (Boots Randolph Golf Course), a full-service marina, conference facilities, and lakeside hiking trails.
Known for antique shopping, historic architecture, local dining, and the annual Trigg County Country Ham Festival that draws tens of thousands of regional visitors.
Data retrieved from U.S. Census Bureau ACS tables B01001, B01002, B19013, B25077, B25064, B25002, B25003, and county economic profiles.
Kentucky is a judicial foreclosure state, requiring a court action to enforce a mortgage or lien. The process involves a court-ordered sale, typically conducted by the master commissioner.
KRS Chapter 426
Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value. A homestead exemption is available for owners aged 65 or older or those who are totally disabled, which exempts a portion of the assessed value from taxation (the specific exemption amount is adjusted biennially based on the cost of living index).
Kentucky Constitution Section 170, 172; KRS 132.190
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.