The story of this market
The typical home in Union County, Kentucky sells for about $135,000, or $175 per square foot.
Prices are up +4.88% from a year ago, so sellers still have some momentum. Homes take about 52 days to sell. Over the long run, values in this county have grown 51% since 2000. The biggest natural hazard here is strong wind, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $971 a month.
HUD sets the fair market rent for a 2-bedroom at $971 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2007 (+9.3%). Worst: 2014 (-5.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.3%
KY · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,157
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 3 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
87
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $10,609,159.
Mortgage activity
Home lending in this county
81.1%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 261 | 155 | 81.1% | 0% | $115,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Union County, Kentucky
Union County maintains a modest housing market with a median listing price of $135,000. The area shows stable economic indicators with an unemployment rate of 4.5% as of May 2026.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 4 ZIP reports
Median prices moved up 2.3% year over year.
Homes spend a median of 64 days on market with 4.9 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 96.64% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 0.0% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 4 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 17
researched Sep 21
researched Sep 17
researched Sep 17
| 42437 | Morganfield | $185,000 | $112 | +2.8% | 68 | 96.5% | 14% | 4.1 | 42 | $849 | researched Sep 17 |
| 42441 | Nebo | $166,154 | $108 | +2.4% | 62 | 96.5% | 12% | 5.2 | 14 | $919 | researched Sep 21 |
| 42459 | Sturgis | $135,000 | $85 | +2.1% | 65 | 96.5% | 12% | 6.2 | 48 | $663 | researched Sep 17 |
| 42461 | Uniontown | $141,750 | $70 | 0% | 44 | 98% | — | 6 | 12 | $609 | researched Sep 17 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The local economy is characterized by a 4.5% unemployment rate as of May 2026.
- Ellis Park Racing & Gaming4.229 mi
- Farmer and Frenchman Winery & Cafe4.724.7 mi
- John James Audubon State Park4.526.9 mi
- Golden Corral Buffet & Grill4.225.2 mi
- West Side Nut Club Fall Festival4.730 mi
- Cave-In-Rock State Park4.716.8 mi
- Rim Rock's Dogwood Cabins4.817.4 mi
- High Knob Lookout4.719.9 mi
- Higginson-Henry WMA4.65.8 mi
- Riverbend Park4.618.8 mi
- John James Audubon State Park4.526.9 mi
- Illinois Iron Furnace (National Historic Site)4.622.5 mi
- Audubon Museum & Nature Center4.727.3 mi
- Ben E. Clement Mineral Museum4.823.5 mi
- Preston Arts Center (formerly Henderson Fine Arts Center4.519.9 mi
- Cave-In-Rock State Park4.716.8 mi
- Rim Rock National Recreation Trail4.817.3 mi
- Rim Rock's Dogwood Cabins4.817.4 mi
- High Knob Lookout4.719.9 mi
- Higginson-Henry WMA4.65.8 mi
- Southwind Shopping Center4.119.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data sourced from Data Commons and BLS.
Kentucky is a judicial foreclosure state, requiring a court action to enforce a mortgage or lien. The process involves a court-ordered sale, typically conducted by the master commissioner.
KRS Chapter 426
Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value. A homestead exemption is available for owners aged 65 or older or those who are totally disabled, which exempts a portion of the assessed value from taxation (the specific exemption amount is adjusted biennially based on the cost of living index).
Kentucky Constitution Section 170, 172; KRS 132.190
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.