The story of this market
The typical home in Baltimore County, Maryland sells for about $400,000, or $215 per square foot.
Prices are roughly flat from a year ago (-0.03%), a market in balance. Homes take about 30 days to sell. Over the long run, values in this county have grown 152% since 2000. Last year 141 of 208 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is heat wave, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $2,006 a month.
HUD sets the fair market rent for a 2-bedroom at $2,006 a month. FEMA's National Risk Index rates overall hazard risk here as Very Low.
Price climate
Every year of price change, 2000–2025
+1.3%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+23.4%). Worst: 2009 (-8.3%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.1%
MD · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,509
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+1.3%
2025 change
FHFA repeat-sales index, median of 208 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
15
Very Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $157,071,658.
Mortgage activity
Home lending in this county
74.2%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 37671 | 18174 | 74.2% | 5% | $255,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Baltimore County, Maryland
The Baltimore County housing market shows signs of stabilization with median listing prices holding steady near $400,000. Inventory levels remain constrained, and year-over-year price growth is currently flat, reflecting a balanced but cautious market environment.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 20 cities · 42 ZIP reports
Median prices moved up 1.1% year over year.
Homes spend a median of 55 days on market with 0.9 months of supply — a fast-moving market.
8% of listings have cut prices · homes sell at 71.79% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 40 researched ZIP reports of 42 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 7, 2026.
researched Sep 19
researched Sep 29
researched Sep 29
researched Sep 29
researched Sep 29
researched Sep 17
researched Sep 18
researched Sep 19
researched Sep 30
researched Sep 29
| 21013 | Baldwin | $757,000 | $275 | +2.3% | 48 | 98.5% | 15% | 2.5 | 13 | $1,183 | researched Sep 19 |
| 21020 | Boring | — | — | — | — | — | — | — | — | — | researched Sep 29 |
| 21023 | Butler | $345,000 | $96,753 | — | — | — | — | — | — | $2,006 | researched Sep 29 |
| 21030 | Cockeysville | $387,300 | $265 | +3.5% | 19 | 101.2% | 28% | 3.2 | 57 | $1,647 | researched Sep 29 |
| 21031 | Hunt Valley | $525,000 | $245 | +2.4% | 28 | 98.5% | 18% | 3.1 | 42 | $2,150 | researched Sep 29 |
| 21051 | Fork | $409,000 | $205 | +0% | 27 | 98.5% | 15.2% | 3.2 | 2,900 | $2,064 | researched Sep 17 |
| 21053 | Freeland | $588,266 | $174 | +3.9% | 48 | 98.5% | — | 0.9 | 15 | $1,457 | researched Sep 18 |
| 21057 | Glen Arm | $819,000 | $325 | +4.2% | 45 | 98.5% | 15% | 4 | 12 | $1,746 | researched Sep 19 |
| 21065 | Hunt Valley | $485,000 | $235 | +4.2% | 32 | 98.5% | 12.5% | 2.8 | 48 | $2,150 | researched Sep 30 |
| 21071 | Glyndon | $508,000 | — | — | — | — | — | — | — | $2,006 | researched Sep 29 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.
- Urban Air Trampoline and Adventure Park4.127.9 mi
- K1 Speed Jessup4.522 mi
- Dave & Buster's Hanover - Arundel421.1 mi
- Adventure Park USA4.129.7 mi
- The Adventure Park at Sandy Spring4.827.9 mi
- CFG Bank Arena4.113.6 mi
- M&T Bank Stadium4.714.2 mi
- Merriweather Post Pavilion4.519 mi
- Camden Yards4.813.8 mi
- Oriole Park at Camden Yards4.713.9 mi
- National Aquarium4.614.1 mi
- Oriole Park at Camden Yards4.713.9 mi
- The Maryland Zoo in Baltimore4.410.8 mi
- Fort McHenry National Monument and Historic Shrine4.816.1 mi
- The Walters Art Museum4.813.2 mi
- National Aquarium4.614.1 mi
- Fort McHenry National Monument and Historic Shrine4.816.1 mi
- National Cryptologic Museum4.724.3 mi
- Baltimore Museum of Art4.811.4 mi
- The Walters Art Museum4.813.2 mi
- Fort McHenry National Monument and Historic Shrine4.816.1 mi
- Blandair Regional Park West Playground4.718.4 mi
- Centennial Park4.716.9 mi
- Patapsco Valley State Park - Hollofield Area4.612.1 mi
- Patapsco Valley State Park - Avalon Area4.617 mi
- Topgolf Baltimore3.814.4 mi
- Pine Ridge Golf Course4.38.2 mi
- Diamond Ridge Golf Course4.39.6 mi
- Waverly Woods Golf Club4.413.7 mi
- Greystone Golf Course4.613.5 mi
- The Mall in Columbia4.418.5 mi
- Towson Town Center4.48.3 mi
- White Marsh Mall4.315.5 mi
- H Mart Ellicott City4.513.5 mi
- Mondawmin Mall3.911 mi
- Baltimore/Washington International Thurgood Marshall Airport4.320.2 mi
- The Club BWI3.920.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
U.S. Census Bureau QuickFacts
applies when — Applies to residential parcels located within a development subject to a declaration of covenants or restrictions requiring mandatory membership in an association.
Imposes obligations on parcel owners to pay assessments, adhere to recorded covenants, and comply with association governance and disclosure requirements upon resale.
Real Property Article Title 11B.
Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates. The Homestead Property Tax Credit limits the annual increase in taxable assessment for owner-occupied residential property to a fixed percentage (set by local jurisdictions, typically 10% or less) of the prior year's assessment.
Tax-Property Article § 8-103; COMAR Title 18.
≈ $40,000/yr on a $400,000 median
Maryland utilizes a judicial-supervised process. Foreclosure actions cannot be filed until 90 days after a default. Homeowners have 30 days from the date of the Notice of Report of Sale to file exceptions to the sale.
Real Property Article § 7-105.1; Maryland Rules of Procedure.
applies when — Applies to the transfer of residential real property of one to four single-family units, excluding specific transfers such as initial sales of never-occupied property, foreclosure sales, or transfers by fiduciaries.
Sellers must provide either a disclosure statement detailing known latent defects or a disclaimer statement selling the property 'as is' without warranties.
Real Property Article § 10-702, Annotated Code of Maryland.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.