The story of this market
The typical home in Kent County, Maryland sells for about $353,938, or $207 per square foot.
Prices are down 4.3% from a year ago, which gives buyers more room to negotiate. Homes take about 42 days to sell. Over the long run, values in this county have grown 166% since 2000. Last year 4 of 5 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is drought, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,241 a month.
HUD sets the fair market rent for a 2-bedroom at $1,241 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+5.8%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+19.6%). Worst: 2010 (-10.1%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.1%
MD · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,603
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+5.8%
2025 change
FHFA repeat-sales index, median of 5 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
61
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $8,493,602.
Mortgage activity
Home lending in this county
77.6%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 911 | 467 | 77.6% | 6.7% | $255,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Kent County, Maryland
The Kent County housing market is experiencing a period of price correction with a 4.3% year-over-year decline in median sale prices. Elevated inventory levels relative to sales volume suggest a cooling trend, though the county's strategic location and infrastructure investments provide a stable long-term outlook.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 6 ZIP reports
Median prices moved up 2.3% year over year.
Homes spend a median of 68 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0.43% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 9.5% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 4 researched ZIP reports of 6 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Kent County, Maryland — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Sep 30, 2026.
researched Sep 16
researched Sep 16
researched Sep 19
researched Sep 29
researched Sep 16
researched Sep 19
| 21620 | Chestertown | $335,000 | $266 | +2.3% | 68 | — | — | — | 115 | $1,249 | researched Sep 16 |
| 21635 | Galena | $426,633 | $215 | +1.2% | 68 | 97.5% | 18% | 5.2 | 42 | $1,088 | researched Sep 16 |
| 21645 | Kennedyville | $415,000 | $134 | 0% | 120 | 98% | — | 4 | 4 | $1,172 | researched Sep 19 |
| 21651 | Millington | $460,000 | $155 | +3.2% | 62 | 98.5% | 12% | 4.5 | 18 | $1,429 | researched Sep 29 |
| 21661 | Rock Hall | $371,000 | $260 | +9.4% | 57 | 100% | 12.5% | 1 | 51 | $1,000 | researched Sep 16 |
| 21678 | Worton | $385,000 | $215 | +2.4% | 48 | 97.2% | 12.5% | 4.2 | 32 | $2,033 | researched Sep 19 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Kent County Public Schools serves the area, with educational quality generally characterized by small class sizes and community-focused instruction.
The county features 265 miles of shoreline, making flood and storm surge management a primary focus for local planning and insurance considerations.
Economic momentum is driven by the Chestertown Business Campus and a focus on emerging sectors like cybersecurity, telemedicine, and data centers supported by county-wide fiber optic infrastructure.
Property taxes are assessed at the county level with additional municipal levies in incorporated areas; the county utilizes a standard assessment regime with specific agricultural exemptions for its 134,000 acres of farmland.
The economy is anchored by agriculture, tourism, and an emerging technology sector supported by county-wide fiber optic broadband.
The county relies on regional highway corridors for access to Baltimore, Philadelphia, and Washington, D.C., with significant reliance on maritime assets.
The county assessment office manages property valuations with specific focus on agricultural land use and historic preservation incentives.
The county is served by Kent County Public Schools and various regional utility districts managing water and broadband infrastructure.
Property insurance premiums are influenced by the county's extensive shoreline and exposure to Chesapeake Bay storm events.
- Great Wolf Lodge | Perryville422.4 mi
- Dave & Buster's4.219.3 mi
- Urban Air Trampoline and Adventure Park4.327.2 mi
- Round1 Bowling & Arcade - Towson3.826.7 mi
- Get Air Trampoline Park4.225.4 mi
- CFG Bank Arena4.126.1 mi
- M&T Bank Stadium4.726.3 mi
- Camden Yards4.826.2 mi
- Oriole Park at Camden Yards4.726.2 mi
- The Baltimore Convention Center4.426 mi
- Gunpowder Falls State Park Hammerman Area4.513 mi
- Rocky Point Park and Beach4.314.7 mi
- Bengies Drive-In Theatre4.315.2 mi
- AMC White Marsh 163.919.1 mi
- North Point State Park4.516 mi
- National Aquarium4.625.5 mi
- Fort McHenry National Monument and Historic Shrine4.824 mi
- Baltimore Museum of Art4.826.3 mi
- The Walters Art Museum4.826 mi
- Port Discovery Children's Museum4.525.4 mi
- Gunpowder Falls State Park Hammerman Area4.513 mi
- Rocky Point Park and Beach4.314.7 mi
- North Point State Park4.516 mi
- Elk Neck State Park4.616.7 mi
- Cedar Lane Regional Park4.317.8 mi
- Tolchester Marina Inc4.67.1 mi
- Safe Harbor Great Oak Landing4.23.9 mi
- Haven Harbour Marina4.711 mi
- Rock Hall Landing Marina4.511.2 mi
- Chestertown Marina LLC4.65.8 mi
- Bulle Rock Golf Course4.518.7 mi
- Queenstown Harbor Golf4.619.6 mi
- Rocky Point Golf Course4.315.3 mi
- Mountain Branch4.118.5 mi
- Sparrows Point Country Club4.518.5 mi
- White Marsh Mall4.319.3 mi
- Queenstown Premium Outlets4.320 mi
- Richardson Farms4.716.9 mi
- THE AVENUE at White Marsh4.519.1 mi
- Box Hill Pizzeria and Crab Cakes4.617.2 mi
- Baltimore/Washington International Thurgood Marshall Airport4.329.4 mi
- The Club BWI3.929.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A significant wildlife sanctuary offering extensive birdwatching and nature trails along the Chesapeake Bay.
Features well-preserved 18th-century architecture and a vibrant downtown area with local dining and shopping.
A prominent local vineyard that highlights the county's agricultural heritage and tourism appeal.
Data retrieved from US Census Bureau QuickFacts and ACS 5-year estimates.
applies when — Applies to residential parcels located within a development subject to a declaration of covenants or restrictions requiring mandatory membership in an association.
Imposes obligations on parcel owners to pay assessments, adhere to recorded covenants, and comply with association governance and disclosure requirements upon resale.
Real Property Article Title 11B.
Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates. The Homestead Property Tax Credit limits the annual increase in taxable assessment for owner-occupied residential property to a fixed percentage (set by local jurisdictions, typically 10% or less) of the prior year's assessment.
Tax-Property Article § 8-103; COMAR Title 18.
≈ $35,394/yr on a $353,938 median
Maryland utilizes a judicial-supervised process. Foreclosure actions cannot be filed until 90 days after a default. Homeowners have 30 days from the date of the Notice of Report of Sale to file exceptions to the sale.
Real Property Article § 7-105.1; Maryland Rules of Procedure.
applies when — Applies to the transfer of residential real property of one to four single-family units, excluding specific transfers such as initial sales of never-occupied property, foreclosure sales, or transfers by fiduciaries.
Sellers must provide either a disclosure statement detailing known latent defects or a disclaimer statement selling the property 'as is' without warranties.
Real Property Article § 10-702, Annotated Code of Maryland.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.