The story of this market
The typical home in Boone County, Missouri sells for about $377,450, or $174 per square foot.
Prices are up +9.1% from a year ago, so sellers still have some momentum. Homes take about 49 days to sell. Over the long run, values in this county have grown 125% since 2000. Last year 25 of 36 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is lightning, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,076 a month.
HUD sets the fair market rent for a 2-bedroom at $1,076 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+1.7%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+15.8%). Worst: 2011 (-1%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3.7%
MO · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,459
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+1.7%
2025 change
FHFA repeat-sales index, median of 36 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
56
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $75,106,726.
Mortgage activity
Home lending in this county
86.2%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 6356 | 3825 | 86.2% | 17.6% | $200,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Boone County, Missouri
Boone County's housing market is experiencing a period of stagnation with flat sales volume and rising days on market. While median prices have increased year-over-year, the market is constrained by low inventory in entry-level tiers and high inventory in luxury segments. Buyers are facing higher costs, leading to a cooling in transaction velocity.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 8 ZIP reports
Median prices moved up 4.2% year over year.
Homes spend a median of 32 days on market with 5.9 months of supply — a fast-moving market.
31% of listings have cut prices · homes sell at 99.03% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 12.5% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 8 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Boone County, Missouri — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Sep 20, 2026.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 28
researched Sep 27
researched Sep 29
researched Sep 27
researched Sep 27
| 65010 | Ashland | $274,100 | $135 | +2.1% | 48 | 98.2% | 18.5% | 4.2 | 112 | $1,188 | researched Sep 27 |
| 65201 | Columbia | $342,597 | $101 | +2.5% | 18 | 100.4% | 3.7% | 12.6 | 760 | $1,091 | researched Sep 27 |
| 65202 | Columbia | $299,900 | $196 | +3.2% | 36 | 98.5% | 12.5% | 3.9 | 164 | $1,128 | researched Sep 27 |
| 65203 | Columbia | $340,000 | $182 | +4.8% | 33 | 99.6% | 3.7% | 2.4 | 760 | $1,077 | researched Sep 28 |
| 65205 | Columbia | $389,000 | $101 | +11% | 49 | 98.4% | 51.6% | 10 | 512 | $1,250 | researched Sep 27 |
| 65211 | Columbia | $345,000 | $161 | +4.8% | 39 | 99.7% | 35.5% | 2.4 | 569 | $1,097 | researched Sep 29 |
| 65240 | Centralia | $238,000 | $101 | -2.2% | 18 | 98.7% | 33.3% | 1.8 | 512 | $694 | researched Sep 27 |
| 65255 | Hallsville | $372,000 | $185 | +2.4% | 48 | 98.5% | 12% | 4.2 | 32 | $1,139 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The local economy is anchored by the University of Missouri and associated healthcare systems, with ongoing development momentum in residential and mixed-use sectors.
Property taxes are assessed at the county level based on local millage rates; specific exemptions exist for seniors and disabled veterans under Missouri state law.
The economy is heavily influenced by the University of Missouri, MU Health Care, and a growing professional services sector in Columbia.
The county is served by I-70 and US-63, providing primary transit corridors for the region.
The Boone County Assessor's office conducts biennial property assessments based on fair market value.
Parcels may be subject to various special taxing districts including school, fire, and library districts.
- Bonkers Columbia4.210 mi
- Level Up Entertainment4.35.8 mi
- Tiger Bounce4.39.8 mi
- Breakout CoMo4.87 mi
- Mizzou Arena4.68.3 mi
- Faurot Field at Memorial Stadium4.78.1 mi
- Cooper's Landing Riverside Resort & Marina4.615.9 mi
- Golden Corral Buffet & Grill4.17.7 mi
- Midway Golf & Games4.65.7 mi
- Warm Springs Ranch4.913.2 mi
- Finger Lakes State Park4.54.4 mi
- Cooper's Landing Riverside Resort & Marina4.615.9 mi
- Columbia Cosmopolitan Recreation Area (Cosmo Park)4.75.4 mi
- Regal Columbia49.3 mi
- Museum of Art and Archaeology4.77.7 mi
- America's National Churchill Museum4.826.7 mi
- The State Historical Society of Missouri Center for Missouri Studies4.87.3 mi
- Missouri United Methodist Church4.77.4 mi
- The Columns4.87.5 mi
- Finger Lakes State Park4.54.4 mi
- Columbia Cosmopolitan Recreation Area (Cosmo Park)4.75.4 mi
- Rock Bridge Memorial State Park4.812.4 mi
- Stephens Lake Park4.77.8 mi
- Pinnacles Youth Park4.86.9 mi
- The Club at Old Hawthorne4.710.8 mi
- Lake of the Woods Golf Course4.39.5 mi
- Columbia Country Club in Columbia, Missouri4.57.3 mi
- L. A. Nickell Golf Course4.14.9 mi
- A. L. Gustin Golf Course4.38.2 mi
- Columbia Mall4.25.8 mi
- Marshalls4.25.6 mi
- Hy-Vee Grocery Store4.49.7 mi
- Hy-Vee Grocery Store4.48.1 mi
- Kohl's4.19.8 mi
- Columbia Regional Airport3.818 mi
- Emperor's Shuttle and Taxi Service4.76.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Major regional employer and cultural hub.
Significant outdoor recreation area with cave systems and trails.
Data retrieved from US Census Bureau QuickFacts and local market reports.
Allows lenders to foreclose without court intervention via power of sale. Requires specific notice of default and intention to foreclose; prohibits deficiency judgments against owner-occupants in certain nonjudicial residential foreclosures.
Governed by RSMo Sections 443.290 to 443.440.
applies when — Applies only in counties that have formally adopted the provisions of RSMo Section 137.082.
Allows for the assessment and taxation of newly constructed residential property starting the first month following occupancy, and pro rata removal from tax rolls for improvements destroyed by natural disaster.
RSMo Section 137.082.
Residential property is assessed at 19% of its true market value. The formula is: (Market Value * 0.19) * Local Tax Rate = Annual Tax Liability.
Established under Article X, Section 4(b) of the Missouri Constitution and RSMo Section 137.115.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.