The story of this market
The typical home in Callaway County, Missouri sells for about $269,613, or $141 per square foot.
Prices are up +6.3% from a year ago, so sellers still have some momentum. Homes take about 87 days to sell, which is slow. Over the long run, values in this county have grown 151% since 2000. Last year 9 of 11 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is heat wave, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,123 a month.
HUD sets the fair market rent for a 2-bedroom at $1,123 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+4.6%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+16%). Worst: 2010 (-1.9%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3.7%
MO · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,338
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+4.6%
2025 change
FHFA repeat-sales index, median of 11 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
68
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $22,406,547.
Mortgage activity
Home lending in this county
76.2%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1641 | 879 | 76.2% | 10.6% | $170,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Callaway County, Missouri
Callaway County's housing market shows steady growth with a median home value of $269,613, supported by consistent demand and low inventory. While sales volume remains stable, the market is characterized by a moderate pace of activity compared to the broader Columbia metro area. Rising values reflect a tight supply of single-family homes, keeping the market competitive for buyers.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 5 ZIP reports
Median prices moved down 0.0% year over year.
Homes spend a median of 7 days on market with 0.0 months of supply — a fast-moving market.
1% of listings have cut prices · homes sell at 15.14% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 9.5% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 5 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Callaway County, Missouri — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 30
| 65043 | Holts Summit | $209,600 | $135 | +2.1% | 48 | 98.2% | 18% | 3.3 | 112 | $1,028 | researched Sep 27 |
| 65063 | New Bloomfield | $296,000 | $145 | — | 35 | 114% | — | — | 17 | $859 | researched Sep 27 |
| 65066 | Owensville | $234,900 | $134 | -20.1% | 75 | 97.5% | 24% | 3.2 | 17 | $728 | researched Sep 27 |
| 65077 | Steedman | $233,900 | $161 | — | 114 | — | 51.4% | — | 70 | $1,123 | researched Sep 27 |
| 65251 | Fulton | — | $103 | — | — | — | — | — | 21,867 | $858 | researched Sep 30 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county benefits from its proximity to the Columbia metro area, with major employment sectors including education, healthcare, and government services.
Property taxes are assessed at the county level based on local millage rates; specific exemptions exist for seniors and disabled veterans.
The economy is anchored by public sector employment, including state government and educational institutions in nearby Columbia, alongside local manufacturing and agriculture.
The county is served by major highway corridors including US-54 and I-70, facilitating regional transit to Columbia and Jefferson City.
The Callaway County Assessor's office conducts periodic property valuations for tax purposes based on market data.
Parcels are subject to various school, fire, and ambulance district levies.
- Bonkers Columbia4.222.6 mi
- Level Up Entertainment4.325.5 mi
- Tiger Bounce4.322.7 mi
- Breakout CoMo4.822.9 mi
- Mizzou Arena4.623 mi
- Faurot Field at Memorial Stadium4.722.9 mi
- Cooper's Landing Riverside Resort & Marina4.626 mi
- Golden Corral Buffet & Grill4.120.8 mi
- Midway Golf & Games4.627.7 mi
- Graham Cave State Park4.418 mi
- America's National Churchill Museum4.83.6 mi
- Fulton Cinema 84.34.8 mi
- Whetstone Creek Conservation Area.4.511.3 mi
- Lakeside Ashland4.418.8 mi
- Graham Cave State Park4.418 mi
- Whetstone Creek Conservation Area.4.511.3 mi
- Little Dixie Lake Conservation Area4.511.7 mi
- Lakeview Park4.418.4 mi
- Green Estate Park4.718.3 mi
- Tanglewood Golf Course4.42.9 mi
- The Club at Old Hawthorne4.718.4 mi
- Lake of the Woods Golf Course4.318.4 mi
- Links at Columbia Golf & Country Club2.619.6 mi
- Dollar General419.6 mi
- Dollar General3.819.6 mi
- Columbia Regional Airport3.817.5 mi
- Emperor's Shuttle and Taxi Service4.722.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Provides extensive outdoor recreation opportunities including hiking and camping.
A significant historical landmark located in Fulton.
Data retrieved from US Census Bureau QuickFacts and local market datasets.
Allows lenders to foreclose without court intervention via power of sale. Requires specific notice of default and intention to foreclose; prohibits deficiency judgments against owner-occupants in certain nonjudicial residential foreclosures.
Governed by RSMo Sections 443.290 to 443.440.
applies when — Applies only in counties that have formally adopted the provisions of RSMo Section 137.082.
Allows for the assessment and taxation of newly constructed residential property starting the first month following occupancy, and pro rata removal from tax rolls for improvements destroyed by natural disaster.
RSMo Section 137.082.
Residential property is assessed at 19% of its true market value. The formula is: (Market Value * 0.19) * Local Tax Rate = Annual Tax Liability.
Established under Article X, Section 4(b) of the Missouri Constitution and RSMo Section 137.115.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.