The story of this market
The typical home in Clay County, Missouri sells for about $350,000, or $180 per square foot.
Prices are roughly flat from a year ago (0%), a market in balance. Homes take about 29 days to sell, which is fast. Over the long run, values in this county have grown 141% since 2000. Last year 39 of 54 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is cold wave, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,546 a month.
HUD sets the fair market rent for a 2-bedroom at $1,546 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+2.5%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+15.1%). Worst: 2011 (-5%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3.7%
MO · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,020
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+2.5%
2025 change
FHFA repeat-sales index, median of 54 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
59
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $112,626,684.
Mortgage activity
Home lending in this county
82.9%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 14590 | 8117 | 82.9% | 5.6% | $180,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Clay County, Missouri
The Clay County housing market is currently characterized by strong seller-leaning conditions with low inventory and a median price that has remained flat year-over-year. While closed sales have seen a slight decline, the market remains competitive with homes selling quickly and near their original asking prices. High demand relative to the limited supply of homes for sale continues to support current price levels.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 10 ZIP reports
Median prices moved up 1.6% year over year.
Homes spend a median of 71 days on market with 0.0 months of supply — a fast-moving market.
7% of listings have cut prices · homes sell at 0.61% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 6.5% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 10 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 20
researched Sep 20
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 20
researched Sep 27
researched Sep 27
researched Sep 21
| 64024 | Excelsior Springs | $249,119 | $146 | +2.7% | 87 | 98.5% | 28% | 5.2 | 875 | $995 | researched Sep 20 |
| 64060 | Kearney | $625,000 | $205 | +4.6% | 41 | 98.5% | 18% | 3.8 | 140 | $1,243 | researched Sep 20 |
| 64064 | Lees Summit | $464,266 | $173 | +5.8% | 15 | — | — | — | 97 | $1,511 | researched Sep 27 |
| 64068 | Liberty | $440,000 | $253 | — | 93 | — | — | — | 94 | $1,158 | researched Sep 27 |
| 64072 | Missouri City | — | — | — | — | — | — | — | — | $1,150 | researched Sep 27 |
| 64118 | Gladstone | $277,188 | $175 | +2.7% | 12 | 99.8% | — | — | 154 | $1,179 | researched Sep 27 |
| 64119 | Gladstone | $235,000 | $175 | +3.5% | 47 | — | 14.7% | — | 99 | $1,234 | researched Sep 20 |
| 64155 | Kansas City | $410,000 | $205 | +4.2% | 35 | 98.5% | 12% | 3.2 | 198 | $1,366 | researched Sep 27 |
| 64156 | Kansas City | $500,000 | $208 | +8.7% | 118 | 98.5% | 14.7% | 3.1 | 135 | $1,575 | researched Sep 27 |
| 64157 | Kansas City | $410,026 | $178 | -4.6% | 15 | — | — | — | 97 | $2,169 | researched Sep 21 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county is part of the Kansas City metropolitan area and has experienced steady population growth, reaching an estimated 265,032 residents by 2025.
The county is a significant component of the Kansas City regional economy, benefiting from its proximity to major employment hubs and infrastructure.
- Worlds of Fun4.29.7 mi
- Great Wolf Lodge | Kansas City4.122.7 mi
- The Rush Funplex410.1 mi
- KC Wheel4.517.3 mi
- Oceans of Fun3.310.3 mi
- Arrowhead Stadium4.718.6 mi
- Kauffman Stadium4.718.4 mi
- Worlds of Fun4.29.7 mi
- T-Mobile Center4.516.1 mi
- Kansas City Convention Center4.516.2 mi
- Worlds of Fun4.29.7 mi
- Union Station Kansas City4.717.1 mi
- The Nelson-Atkins Museum of Art4.819.6 mi
- Harrah's Kansas City - A Caesars Rewards Destination3.912.6 mi
- National WWI Museum and Memorial4.917.3 mi
- Kansas City Zoo & Aquarium4.621.6 mi
- Union Station Kansas City4.717.1 mi
- The Nelson-Atkins Museum of Art4.819.6 mi
- National WWI Museum and Memorial4.917.3 mi
- Science City at Union Station4.817 mi
- Penguin Park4.59.4 mi
- English Landing Park4.714.1 mi
- Parkville Nature Sanctuary4.813.7 mi
- Kaw Point Park4.415.5 mi
- Penn Valley Park4.617.7 mi
- Paradise Pointe Marina4.57.5 mi
- Puttery4.820 mi
- Shoal Creek Golf Course4.54.3 mi
- Drumm Farm Golf Club4.318.4 mi
- Paradise Pointe Outlaw & Posse Golf4.58.2 mi
- WinterStone Golf Course4.514.3 mi
- Independence Center4.119.9 mi
- Country Club Plaza4.520 mi
- City Market4.715.4 mi
- Crown Center4.517.1 mi
- Cosentino's Sun Fresh Market4.119.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data retrieved from US Census Bureau QuickFacts and ACS 2020-2024 estimates.
Allows lenders to foreclose without court intervention via power of sale. Requires specific notice of default and intention to foreclose; prohibits deficiency judgments against owner-occupants in certain nonjudicial residential foreclosures.
Governed by RSMo Sections 443.290 to 443.440.
applies when — Applies only in counties that have formally adopted the provisions of RSMo Section 137.082.
Allows for the assessment and taxation of newly constructed residential property starting the first month following occupancy, and pro rata removal from tax rolls for improvements destroyed by natural disaster.
RSMo Section 137.082.
Residential property is assessed at 19% of its true market value. The formula is: (Market Value * 0.19) * Local Tax Rate = Annual Tax Liability.
Established under Article X, Section 4(b) of the Missouri Constitution and RSMo Section 137.115.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.