The story of this market
The typical home in Howard County, Missouri sells for about $199,500, or $141 per square foot.
Prices are down 26.11% from a year ago, which gives buyers more room to negotiate. Homes take about 27 days to sell, which is fast. Over the long run, values in this county have grown 119% since 2000. HUD's fair market rent for a two-bedroom is $990 a month.
HUD sets the fair market rent for a 2-bedroom at $990 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2004 (+18.7%). Worst: 2000 (-6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3.7%
MO · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,180
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 3 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
71
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $6,782,663.
Mortgage activity
Home lending in this county
79.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 285 | 180 | 79.5% | 13.8% | $155,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Howard County, Missouri
The Howard County housing market shows a significant year-over-year decline in median listing prices, though inventory remains limited at 65 active listings. Market activity is currently slow with a median of 27 days on market. Economic indicators remain stable with a 3.5% unemployment rate.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 3 ZIP reports
Median prices moved down 26.1% year over year.
Homes spend a median of 27 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 12.0% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
No researched ZIP reports yet — ZIP discovery runs with the county's first refresh, and each ZIP's intel report appears here once its research lands.
The county economy is characterized by a 3.5% unemployment rate as of May 2026.
- Level Up Entertainment4.324.2 mi
- Bonkers Columbia4.228.6 mi
- Tiger Bounce4.328.4 mi
- Breakout CoMo4.826.4 mi
- Mizzou Arena4.627.2 mi
- Faurot Field at Memorial Stadium4.727.1 mi
- Midway Golf & Games4.622.3 mi
- Golden Corral Buffet & Grill4.127.8 mi
- The Blue Note4.526.5 mi
- Warm Springs Ranch4.919.1 mi
- The A-Frame Winegarden on The Blufftop at Rocheport4.418.2 mi
- Arrow Rock State Historic Site4.716.3 mi
- Katy Trail - Rocheport Trailhead4.817.4 mi
- Rothwell Park4.719.4 mi
- Museum of Art and Archaeology4.727 mi
- The State Historical Society of Missouri Center for Missouri Studies4.826.6 mi
- Missouri United Methodist Church4.726.7 mi
- The Columns4.826.8 mi
- J Huston Tavern4.416.2 mi
- Arrow Rock State Historic Site4.716.3 mi
- Katy Trail - Rocheport Trailhead4.817.4 mi
- Rothwell Park4.719.4 mi
- Katy Trail - Boonville Trailhead4.716.3 mi
- Katy Trail - Rocheport Tunnel4.917.2 mi
- Hail Ridge Golf Club418.3 mi
- Emperor's Shuttle and Taxi Service4.725.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data sourced from Census Reporter and QuickFacts
Allows lenders to foreclose without court intervention via power of sale. Requires specific notice of default and intention to foreclose; prohibits deficiency judgments against owner-occupants in certain nonjudicial residential foreclosures.
Governed by RSMo Sections 443.290 to 443.440.
applies when — Applies only in counties that have formally adopted the provisions of RSMo Section 137.082.
Allows for the assessment and taxation of newly constructed residential property starting the first month following occupancy, and pro rata removal from tax rolls for improvements destroyed by natural disaster.
RSMo Section 137.082.
Residential property is assessed at 19% of its true market value. The formula is: (Market Value * 0.19) * Local Tax Rate = Annual Tax Liability.
Established under Article X, Section 4(b) of the Missouri Constitution and RSMo Section 137.115.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.