The story of this market
The typical home in Big Horn County, Montana sells for about $326,000.
Prices are up +97.9% from a year ago, so sellers still have some momentum. Over the long run, values in this county have grown 101% since 2003. The biggest natural hazard here is strong wind, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,306 a month.
HUD sets the fair market rent for a 2-bedroom at $1,306 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2003–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+24%). Worst: 2012 (-7.3%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.9%
MT · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,795
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2003–2025
0%
2025 change
FHFA repeat-sales index, median of 1 census tracts in this county (2003 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
87
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $11,244,070.
Mortgage activity
Home lending in this county
82.8%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 151 | 84 | 82.8% | 15.2% | $165,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Big Horn County, Montana
Big Horn County's housing market is characterized by extremely low inventory and high price volatility, with recent data showing a significant year-over-year price increase. The market is driven by limited supply and a unique land-use profile dominated by tribal reservations. Economic conditions remain stable but are heavily reliant on traditional sectors like mining and government.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 7 ZIP reports
Median prices moved down 2.3% year over year.
Homes spend a median of 182 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 20.79% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.7% · poverty 25.0% — a mixed stability profile.
Deterministic aggregate of 6 researched ZIP reports of 7 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
| 59022 | Crow Agency | $330,000 | $140 | — | 60 | 100% | — | 3 | 3 | $474 | researched Sep 27 |
| 59034 | Hardin | $232,500 | $158 | — | 221 | — | — | — | 35 | $766 | researched Sep 27 |
| 59035 | Fort Smith | $597,209 | $325 | -11.5% | 68 | 97% | 12.5% | 6.2 | 240 | $1,500 | researched Sep 27 |
| 59044 | Lavina | $431,950 | $194 | +2.1% | 49 | 98.5% | 31.9% | 6.4 | 1,368 | $967 | researched Sep 27 |
| 59050 | Lodge Grass | $305,000 | $217 | -11% | 33 | 96.8% | — | — | 6 | $725 | researched Sep 27 |
| 59071 | Roscoe | $850,000 | $292 | — | 772 | 100% | — | — | 1 | $1,306 | researched Sep 27 |
| 59081 | Silver Gate | $747,000 | — | — | — | — | — | — | — | $1,306 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Public schools in the county include institutions serving the Crow and Northern Cheyenne reservations, with varying performance metrics reported by state and local educational agencies.
The county faces risks from wildfire and wind, typical of the high-plains and mountain-range geography of southeastern Montana.
The economy is anchored by mining, extraction, healthcare, and public administration, with significant land area dedicated to the Crow and Northern Cheyenne Indian Reservations.
Property taxes are assessed by the Big Horn County appraisal office based on state-mandated valuation cycles, with specific exemptions applicable to tribal lands and agricultural holdings.
The county features the Big Horn, Pryor, and Wolf mountain ranges, offering extensive outdoor recreation opportunities including hiking and fishing.
The rental market is extremely limited with near-zero inventory reported in recent housing market data.
The economy is heavily influenced by mining, extraction, and public sector employment, with a labor force of approximately 4,590.
The county is served by Interstate 90 and several U.S. highways, including U.S. 87 and U.S. 212, which act as primary transit corridors.
The county appraisal district manages assessments for a large land area, much of which is subject to complex jurisdictional and tribal land status.
The county includes various school districts and special utility districts serving the rural population and reservation communities.
Property insurance premiums are influenced by regional wildfire risk and the rural nature of the housing stock.
- Little Bighorn Battlefield National Monument4.716.7 mi
- Little Bighorn Visitor Center4.717 mi
- Seventh Cavalry Memorial4.717 mi
- Little Bighorn Battlefield National Monument4.716.7 mi
- Custer Battlefield Trading Post & Cafe4.617.9 mi
- Little Bighorn Battlefield4.517.8 mi
- Little Bighorn Visitor Center4.717 mi
- Seventh Cavalry Memorial4.717 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Major mountain range providing significant outdoor recreation and scenic value.
Covers 64.2 percent of the county's land area.
Data retrieved from Census Bureau and Data Commons profiles.
applies when — Property owned by the state or other exempt entities held by a private party under a contract of sale
The property is assessed and taxed to the private holder as if they held legal title, without deduction for unpaid purchase price.
MCA 15-24-1202
Property is valued by the Department of Revenue; tax is calculated by applying the state-determined tax rate to the taxable value (Market Value x Tax Rate). Homestead and long-term rental reduced tax rates are available via enrollment.
Montana Department of Revenue Property Assessment Division
applies when — Residential property on a parcel exceeding 40 acres
Requires judicial foreclosure through a sheriff's sale; includes a 1-year right of redemption during which the borrower may remain in the residence.
MCA 71-1-224
applies when — Residential property on a parcel of 40 acres or less
Allows for non-judicial foreclosure via trustee sale; no right of redemption exists for the borrower after the sale; deficiency judgments are prohibited.
MCA 71-1-315; Montana Small Tract Financing Act
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.