The story of this market
The typical home in Iredell County, North Carolina sells for about $385,000, or $215 per square foot.
Prices are roughly flat from a year ago (-1%), a market in balance. Homes take about 58 days to sell. Over the long run, values in this county have grown 132% since 2000. Last year 29 of 44 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is ice storm, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,429 a month.
HUD sets the fair market rent for a 2-bedroom at $1,429 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+0.5%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+21.7%). Worst: 2010 (-8%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.7%
NC · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,897
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+0.5%
2025 change
FHFA repeat-sales index, median of 44 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
31
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $53,306,855.
Mortgage activity
Home lending in this county
79.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 10523 | 5793 | 79.4% | 3.8% | $200,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Iredell County, North Carolina
The Iredell County housing market is showing signs of stabilization as inventory levels adjust and price growth moderates compared to the rapid appreciation of previous years. Demand remains supported by the county's strong economic ties to the Charlotte metro area, though higher interest rates continue to influence buyer activity and days on market.
1 distress filing(s) on the ARED verified county foreclosure ledger. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 7 cities · 12 ZIP reports
Median prices moved up 1.3% year over year.
Homes spend a median of 73 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 29.3% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 9.2% — a stable, low-distress profile.
Deterministic aggregate of 11 researched ZIP reports of 12 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Iredell County, North Carolina — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Oct 8
researched Sep 29
researched Sep 29
researched Sep 30
researched Oct 1
researched Oct 4
researched Sep 29
researched Oct 4
researched Sep 30
researched Sep 19
| 28036 | Davidson | $710,000 | $290 | +21.4% | 81 | — | — | — | 176 | $2,700 | researched Oct 8 |
| 28115 | Mooresville | $444,899 | $188 | -0.6% | 94 | — | — | — | 54 | $1,339 | researched Sep 29 |
| 28117 | Mooresville | $719,000 | $267 | +4.2% | 45 | — | — | — | 338 | $1,698 | researched Sep 29 |
| 28166 | Troutman | $450,000 | $215 | +4.2% | 38 | 98.5% | 18% | 3.5 | 42 | $1,205 | researched Sep 30 |
| 28625 | Statesville | $290,000 | $172 | -1% | 70 | — | — | — | 66 | $1,037 | researched Oct 1 |
| 28634 | Harmony | $127,218 | $148 | -18% | 42 | 98.2% | 15% | 3.2 | 12 | $982 | researched Oct 4 |
| 28660 | Olin | $245,000 | $189 | — | 99 | — | — | — | 6 | $1,073 | researched Sep 29 |
| 28677 | Statesville | $318,950 | $169 | — | 111 | 98% | — | — | 223 | $887 | researched Oct 4 |
| 28678 | Stony Point (CDP) | $325,000 | $185 | +2.4% | 62 | 97.5% | 12% | 3.4 | 48 | $913 | researched Sep 30 |
| 28687 | Statesville | $375,000 | $191 | -10.9% | 74 | — | — | — | 220 | $1,920 | researched Sep 19 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime trends in Iredell County remain generally stable, with localized variations between the more urbanized Mooresville area and the rural northern sections of the county.
The county is served by Iredell-Statesville Schools and Mooresville Graded School District, both of which maintain competitive academic performance ratings relative to the state average.
The county faces standard regional risks including occasional severe thunderstorms and wind events, with flood risk primarily concentrated along the Catawba River and Lake Norman shorelines.
Economic momentum is driven by the proximity to the Charlotte metro area, with significant industrial and corporate growth in Mooresville and ongoing infrastructure investments along the I-77 corridor.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.
The economy is anchored by the motorsports industry, manufacturing, and a growing retail and service sector supported by the county's position in the Charlotte metropolitan area.
The county is bisected by I-77 and I-40, serving as a critical logistics and commuter corridor for the region.
The Iredell County Tax Assessor manages property valuations, with a focus on maintaining equitable assessments across residential and commercial classes.
The county includes various municipal service districts, fire tax districts, and school districts that levy additional taxes on top of the base county rate.
Property insurance premiums are influenced by regional weather patterns and proximity to water, with market health remaining stable despite national inflationary pressures.
- Trackhouse Motorplex4.714.5 mi
- Spare Time Huntersville4.327.2 mi
- Urban Air Trampoline and Adventure Park4.426.6 mi
- The Quarry at Carrigan Farms4.717.4 mi
- The Pit Indoor Kart Racing4.417.2 mi
- Carolina Renaissance Festival4.628.1 mi
- Carrigan Farms4.417.5 mi
- North Wilkesboro Speedway4.823.6 mi
- Village Park4.827.1 mi
- Trackhouse Motorplex4.714.5 mi
- Lazy 5 Ranch4.617.5 mi
- Lake Norman State Park4.711.9 mi
- Zootastic Park4.59.7 mi
- Emerald Hollow Mine4.411.8 mi
- Patterson Farm Market & Tours Inc4.718.9 mi
- N.C. Transportation Museum4.727.9 mi
- Discovery Place Kids-Huntersville4.629.2 mi
- Catawba Science Center4.425.3 mi
- Taste Full Beans4.725.6 mi
- Fort Dobbs State Historic Site4.70.7 mi
- Lake Norman State Park4.711.9 mi
- Zootastic Park4.59.7 mi
- Mazeppa Park4.614.8 mi
- Riverpark at Cooleemee Falls: The Bullhole4.318.9 mi
- Mountain Creek Park4.817.7 mi
- Rock Barn Country Club and Spa4.616.8 mi
- Mooresville Golf Club4.518.1 mi
- River Oaks Golf Club4.510.1 mi
- Statesville Country Club4.65.4 mi
- Brushy Mountain Golf Club4.518.2 mi
- Carrigan Farms4.417.5 mi
- Patterson Farm Market & Tours Inc4.718.9 mi
- Shiloh General Store4.817.7 mi
- Publix Super Market at Brawley Commons4.617.3 mi
- Publix Super Market at The Village Shoppes4.617.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A major recreational hub offering boating, fishing, and waterfront dining that serves as a primary lifestyle draw for the southern portion of the county.
Features preserved architecture, local shops, and cultural events that anchor the county seat's downtown identity.
A specialized training facility in Mooresville that highlights the region's deep ties to the motorsports industry.
Data retrieved from data.census.gov county-level profiles.
applies when — Applies to parcels where the title holder has created or is subject to recorded easements, restrictions, or conditions.
Imposes binding limitations on the use, development, or maintenance of the parcel as defined in the recorded instrument.
N.C. Gen. Stat. § 39-6.4
A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created.
N.C. Gen. Stat. § 105-355
applies when — Applies to parcels governed by a Homeowners' Association (Chapter 47F) or Condominium Association (Chapter 47C) where assessments remain unpaid.
Associations may file a claim of lien and foreclose in a manner similar to a mortgage under power of sale, or through a civil action.
N.C. Gen. Stat. § 47F-3-116 and § 47C-3-116
Allows for non-judicial foreclosure, though it requires a hearing before the Clerk of Superior Court to authorize the sale. Borrowers are entitled to a pre-foreclosure notice at least 45 days prior to the filing of a notice of hearing for primary residences.
N.C. Gen. Stat. Chapter 45, Article 2A and Article 11
Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate. Assessment is based on the true value in money, with counties required to conduct revaluations at least every eight years.
N.C. Gen. Stat. Chapter 105, Article 12 (2025)
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.