The story of this market
The typical home in Jefferson County, Nebraska sells for about $142,702, or $68 per square foot.
Prices are roughly flat from a year ago (-0.98%), a market in balance. Homes take about 41 days to sell. Over the long run, values in this county have grown 131% since 2001. The biggest natural hazard here is strong wind, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,014 a month.
HUD sets the fair market rent for a 2-bedroom at $1,014 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2001–2025
-3.7%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2023 (+21%). Worst: 2012 (-6.4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3.2%
NE · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,374
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2001–2025
-3.7%
2025 change
FHFA repeat-sales index, median of 2 census tracts in this county (2001 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
69
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $8,413,257.
Mortgage activity
Home lending in this county
72.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 184 | 96 | 72.5% | 4.5% | $125,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Jefferson County, Nebraska
The Jefferson County housing market is characterized by high affordability and low inventory, with home values remaining relatively flat over the past year. Market activity is limited, reflecting the county's small population and rural economic base. Demand remains steady but constrained by the lack of new housing supply.
7 distress filing(s) on the ARED verified county foreclosure ledger. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 7 cities · 9 ZIP reports
Median prices moved sideways 0.0% year over year.
Homes spend a median of 28 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 32.43% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 10.1% — a stable, low-distress profile.
Deterministic aggregate of 6 researched ZIP reports of 9 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Jefferson County, Nebraska — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 28
researched Sep 28
researched Oct 4
| 68338 | Daykin | $125,000 | $85 | -2.4% | 112 | 96.5% | 15% | 8.2 | 4 | $450 | researched Sep 28 |
| 68340 | Deshler | $135,000 | $98 | +3.2% | 82 | 96.5% | 12% | 7 | 14 | $688 | researched Sep 28 |
| 68342 | Plymouth | $75,400 | — | — | — | — | — | — | — | $500 | researched Sep 28 |
| 68343 | Dorchester | $159,100 | — | — | — | — | — | — | — | $619 | researched Sep 28 |
| 68347 | Endicott | $359,000 | $159 | +5.8% | 22 | 98.5% | 27% | — | — | $1,115 | researched Sep 28 |
| 68352 | Fairbury | $112,383 | $68 | -16.1% | 53 | — | — | — | 43 | $669 | researched Sep 28 |
| 68364 | Garland | $147,225 | $94 | -15.9% | 53 | 98.5% | 14% | 2.6 | 36 | $950 | researched Sep 28 |
| 68371 | Henderson | $375,000 | $234 | — | 85 | 100% | — | — | 1 | $950 | researched Sep 28 |
| 68376 | Humboldt | — | — | — | — | — | — | — | — | $504 | researched Oct 4 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Public education is primarily served by Fairbury Public Schools, which provides standard K-12 instruction for the county seat and surrounding areas.
The county is located in a region prone to severe thunderstorms, high winds, and occasional tornado activity, necessitating standard property insurance coverage for wind and hail.
The local economy is heavily anchored in agriculture and manufacturing, with limited large-scale industrial development momentum reported.
Property taxes are assessed by the Jefferson County Assessor based on market value, with rates determined by local school district, county, and municipal levies.
The economy is driven by agricultural production and local manufacturing, with Fairbury serving as the primary commercial hub.
Transportation is primarily reliant on personal vehicles, with access to regional highways connecting to larger Nebraska markets.
The Jefferson County Assessor's office manages property valuations for tax purposes, adhering to state-mandated assessment cycles.
Parcels are subject to levies from the county, local school districts, and municipal entities where applicable.
Property insurance premiums are influenced by the region's exposure to severe weather events, including wind and hail.
- Rock Creek Station State Historical Park4.77.5 mi
- Fairbury City Park4.42.2 mi
- McNish Disc Golf Park4.51.7 mi
- Bonham Theatre4.82.2 mi
- Rock Creek Station State Historical Park4.77.5 mi
- Fairbury City Park4.42.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A central community space in the county seat.
Data retrieved from US Census Bureau QuickFacts and Data Commons.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Applies to qualified claimants including certain veterans, individuals with disabilities, and low-income seniors based on income and property value thresholds.
Provides a reduction or exemption of property taxes on the primary residence (homestead) of qualified individuals. The specific exemption amount is determined by income brackets and disability status as defined in state statutes.
Neb. Rev. Stat. §§ 77-3501 to 77-3530.
Real property is assessed at or near 100% of actual value, except for agricultural and horticultural land, which is assessed at 75% of actual value. Agricultural land is assessed at 50% of actual value for school bond tax purposes. Taxes are calculated by applying local mill levies to the assessed value.
Nebraska Constitution Article VIII; Neb. Rev. Stat. § 77-1344; 2025 Property Assessment Division Annual Report.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.