The story of this market
The typical home in Greene County, Ohio sells for about $305,698, or $163 per square foot.
Prices are down 1.4% from a year ago, which gives buyers more room to negotiate. Homes take about 28 days to sell, which is fast. Over the long run, values in this county have grown 91% since 2000. Last year 26 of 41 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is cold wave, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,248 a month.
HUD sets the fair market rent for a 2-bedroom at $1,248 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+3.2%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+12%). Worst: 2011 (-4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3%
OH · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,623
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+3.2%
2025 change
FHFA repeat-sales index, median of 41 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
25
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $41,624,577.
Mortgage activity
Home lending in this county
81.1%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 7690 | 4450 | 81.1% | 5.8% | $185,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Greene County, Ohio
Greene County's housing market reflects steady suburban demand supported by stable defense and aerospace employment at Wright-Patterson Air Force Base. Inventory levels remain relatively low at around 2 months of supply, which keeps median days on market tight at under 30 days despite slight price plateaus. High interest rates have tempered runaway appreciation, creating a balanced but structurally resilient market for both buyers and sellers.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 12 cities · 20 ZIP reports
Median prices moved up 5.0% year over year.
Homes spend a median of 45 days on market with 0.4 months of supply — a fast-moving market.
1% of listings have cut prices · homes sell at 18.51% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 10.4% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 13 researched ZIP reports of 20 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Greene County, Ohio — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 22
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| 45305 | Bellbrook | $449,500 | $178 | +26.7% | 46 | 98.5% | 12% | 3.2 | 140 | $1,355 | researched Sep 22 |
| 45307 | Bowersville | $258,575 | $173 | +1.4% | 69 | — | — | — | 54 | $929 | researched Sep 22 |
| 45314 | Cedarville | $394,900 | $175 | +38.6% | 67 | 98% | 5.5% | 2.5 | 9 | $894 | researched Sep 22 |
| 45316 | Clifton | $275,000 | $108 | +1.8% | 37 | 100% | 4.2% | 1.8 | 2,817 | $867 | researched Sep 22 |
| 45324 | Fairborn | $232,000 | $149 | -3.9% | 23 | 100% | — | — | 122 | $1,001 | researched Sep 22 |
| 45335 | Jamestown | $277,400 | $167 | 0% | 48 | — | — | — | 44 | $908 | researched Sep 22 |
| 45368 | South Charleston | $278,000 | $233 | -15.8% | 61 | 100% | — | — | 13 | $733 | researched Sep 22 |
| 45370 | Spring Valley | $764,669 | $182 | +5.5% | 38 | 98.5% | — | 1.5 | 5 | $1,125 | researched Sep 22 |
| 45384 | Wilberforce | $206,500 | $108 | +11.1% | 38 | — | — | — | 229 | $995 | researched Sep 22 |
| 45385 | Xenia | $261,400 | $160 | +25.1% | 44 | — | — | — | 172 | $944 | researched Sep 22 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Greene County reports violent crime rates well below both the national and Ohio statewide averages, with communities like Beavercreek, Bellbrook, and Yellow Springs ranking among the safest suburban enclaves in the greater Dayton region. Property crime accounts for the vast majority of local law enforcement activity and is primarily focused around high-traffic commercial corridors along Interstate 675 and US Route 35.
Greene County is recognized for above-average public education performance in southwest Ohio, led by high-performing suburban districts such as Beavercreek City Schools and Bellbrook-Sugarcreek Schools. Public elementary and intermediate schools across the county consistently earn strong marks (8/10 to 9/10 on GreatSchools rankings), and the county is anchored by major higher-education institutions including Wright State University and Cedarville University.
Greene County possesses a low-to-moderate hazard risk overall, with approximately 4% of properties situated in severe flood zones along the Little Miami River and Mad River watersheds. Wildfire risk is negligible, though southwest Ohio has elevated exposure to severe convective storms, straight-line winds, and occasional tornadoes, contributing to moderate upward pressure on regional property insurance premiums.
Economic expansion in Greene County is fundamentally anchored by Wright-Patterson Air Force Base, the largest single-site employer in Ohio, which drives immense aerospace, defense, and IT contracting clusters across Beavercreek and Fairborn. Regional commercial expansion continues along the I-675 corridor, while residential development remains active in the Beavercreek, Xenia, and Bellbrook submarkets.
Property taxes in Greene County are levied against an assessment base equal to 35% of fair market appraised value per Ohio statutory rules. Effective tax rates vary from approximately 1.4% to over 2.0% depending on municipality and school district levies, moderated by Ohio's House Bill 920 tax reduction factors, the 10% non-business rollback, and the 2.5% owner-occupied credit.
Greene County offers an extensive park and outdoor recreation network highlighted by John Bryan State Park, Clifton Gorge State Nature Preserve, and Glen Helen Nature Preserve in Yellow Springs. It serves as a premier cycling hub anchored by the Nation's Largest Paved Trail Network (over 60 miles within the county, including the Little Miami Scenic Trail), complemented by regional retail and dining centers like The Greene Town Center and the Mall at Fairfield Commons.
The rental market maintains healthy baseline demand supported by military personnel affiliated with Wright-Patterson AFB and large student populations at Wright State, Cedarville, and Central State universities. Median contract rents sit around $1,350 to $1,400 monthly, with institutional multifamily properties predominantly clustered around Beavercreek and Fairborn while suburban single-family rentals remain tight.
The Greene County economy is predominantly driven by aerospace technology, defense research, logistics, and higher education. Wright-Patterson Air Force Base serves as the primary regional economic engine, supported by a dense ecosystem of commercial defense contractors (such as Booz Allen Hamilton, Leidos, and Ball Aerospace) and academic medical institutions.
Primary vehicular arteries include Interstate 675, connecting northern and eastern suburban employment hubs to I-70 and I-75, and US Route 35, linking Xenia directly to downtown Dayton. Greene CATS Public Transit provides countywide demand-response and scheduled flex-route public transit service.
County and municipal planning priorities focus on facilitating light industrial and defense-tech flex space along the I-675 corridor while preserving agricultural easements and greenways in eastern Greene County.
The Greene County Auditor conducts countywide reappraisals on a mandated six-year cyclical schedule with triennial statistical updates in the third year, assessing all real property at 35% of its appraised market value in accordance with the Ohio Department of Taxation.
Parcels across Greene County fall within specialized taxing authorities including the Miami Conservancy District (flood protection), Greene County Career Center (vocational schooling), and various municipal park and emergency services districts.
Homeowners insurance premiums in Greene County are generally in line with Ohio state averages, which rank among the lowest third nationally, though seasonal convective wind and hail storms have produced modest incremental underwriting rate adjustments across southwest Ohio.
- Land of Illusion Adventure Park4.427.4 mi
- Caesar Creek State Park4.614.8 mi
- Scene75 Entertainment Center | Dayton4.418.6 mi
- Nova Trampoline and Adventure Park4.713 mi
- On Par Entertainment4.811.3 mi
- Ohio Renaissance Festival4.714.6 mi
- Hollywood Gaming at Dayton Raceway3.917.1 mi
- Nutter Center4.310.4 mi
- Land of Illusion Adventure Park4.427.4 mi
- University of Dayton Arena4.716.7 mi
- National Museum of the US Air Force4.913 mi
- Historic Clifton Mill4.47.5 mi
- Caesar Creek State Park4.614.8 mi
- Cinemark The Greene IMAX and SCREENX4.511.4 mi
- Nova Trampoline and Adventure Park4.713 mi
- National Museum of the US Air Force4.913 mi
- Historic Clifton Mill4.47.5 mi
- Boonshoft Museum of Discovery4.717.7 mi
- Carillon Historical Park4.816.5 mi
- Aullwood Audubon Center4.823.8 mi
- Destination Outlets4.116.3 mi
- Caesar Creek State Park4.614.8 mi
- Cox Arboretum MetroPark4.818 mi
- Carillon Historical Park4.816.5 mi
- John Bryan State Park4.86.6 mi
- Locust Hills Golf Club4.612.7 mi
- Majestic Springs Golf Club4.316.2 mi
- Jasper Hills Golf Club4.65.4 mi
- Golf Galaxy Performance Center3.917.9 mi
- Community Golf Course416 mi
- Dayton Mall418.1 mi
- The Greene4.511.3 mi
- The Mall at Fairfield Commons4.310.1 mi
- Destination Outlets4.116.3 mi
- Meijer4.212.9 mi
- Dayton International Airport4.422.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A scenic 752-acre state park alongside Clifton Gorge State Nature Preserve featuring limestone canyon walls carved by the Little Miami River, extensive hiking trails, camping, and rock climbing.
A premier 72-acre pedestrian-friendly outdoor lifestyle and retail district in Beavercreek offering major retailers, dining establishments, office space, and luxury residential apartments.
Over 60 miles of interconnected paved off-road trails crossing the county, converging at Xenia Station and drawing cyclists and endurance athletes from across the Midwest.
Located adjacent to Wright-Patterson Air Force Base, it is the world's largest and oldest military aviation museum, housing hundreds of aerospace vehicles and attracting over 800,000 visitors annually.
Retrieved via Census Bureau QuickFacts and ACS 5-year data profiles for Greene County, OH (FIPS 39057).
Property is assessed at 35% of its true market value. The tax is calculated by multiplying the assessed value by the effective tax rate (millage) of the local taxing district. Exemptions include the Homestead Exemption for qualifying seniors and disabled persons, which reduces the taxable value of the primary residence.
Governed by Ohio Revised Code Chapter 5713.
Ohio is a judicial foreclosure state requiring court action to foreclose. Owners have redemption rights to pay the full amount of taxes, penalties, and costs to stop the sale, typically until the confirmation of sale or decree of foreclosure.
Governed by Ohio Revised Code Chapters 323, 5721, and 5723.
applies when — Applies to the transfer of residential real property consisting of one to four dwelling units.
Sellers must complete a state-prescribed form disclosing known material conditions and defects of the property, including structural, mechanical, and environmental issues.
Governed by Ohio Revised Code Chapter 5302.30.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.