The story of this market
The typical home in Guernsey County, Ohio sells for about $152,500, or $102 per square foot.
Prices are down 20.78% from a year ago, which gives buyers more room to negotiate. Homes take about 89 days to sell, which is slow. Over the long run, values in this county have grown 116% since 2000. Last year 5 of 10 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,003 a month.
HUD sets the fair market rent for a 2-bedroom at $1,003 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+14.7%). Worst: 2009 (-1.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3%
OH · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,339
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 10 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
38
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $9,285,821.
Mortgage activity
Home lending in this county
72.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1328 | 706 | 72.7% | 4.3% | $150,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Guernsey County, Ohio
The Guernsey County housing market is currently experiencing a correction, with median prices declining year-over-year as inventory levels stabilize. Sales volume has slowed, reflecting broader economic caution and a return to more balanced market conditions after recent years of rapid appreciation. Buyers are finding more leverage, though the limited supply of high-quality inventory keeps the market from shifting into a full buyer's territory.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 12 ZIP reports
Median prices moved up 0.0% year over year.
Homes spend a median of 3 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0.04% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 15.3% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 12 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Guernsey County, Ohio — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 21
researched Oct 1
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 21
| 43711 | Ava | $245,000 | $142 | +4.2% | 48 | 98.5% | 12.5% | 3.2 | 18 | $1,150 | researched Sep 21 |
| 43716 | Beallsville | $159,000 | $118 | +2.5% | 120 | 96% | 15% | 6 | 12 | $848 | researched Oct 1 |
| 43722 | Buffalo | $145,000 | $112 | +3.5% | 48 | 97.5% | 12% | 4.5 | 18 | $950 | researched Sep 21 |
| 43723 | Byesville | $64,950 | $65 | 0% | 52 | — | — | — | 27 | $867 | researched Sep 21 |
| 43725 | Cambridge | $181,000 | $120 | +11.5% | 74 | — | — | — | 41 | $821 | researched Sep 21 |
| 43732 | Cumberland | $72,500 | $72,500 | — | — | — | — | — | 72,500 | $685 | researched Sep 21 |
| 43749 | Kimbolton | $174,500 | $127 | +2.1% | 88 | 96.5% | 12% | 4.6 | 14 | $850 | researched Sep 21 |
| 43750 | Kipling | $145,000 | $98 | +2.1% | 62 | 97.2% | 12.5% | 4.5 | 18 | $950 | researched Sep 21 |
| 43755 | Lore City | $133,300 | — | 0% | — | — | — | — | — | $813 | researched Sep 21 |
| 43773 | Quaker City | $215,000 | $115 | +2.5% | 85 | 96.5% | 12% | 5 | 10 | $1,032 | researched Sep 21 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Guernsey County are generally lower than the national average, with property crime being the most frequently reported incident type. Regional comparisons indicate a stable trend consistent with other rural Appalachian Ohio counties.
Public education is primarily served by the Cambridge City School District and several local rural districts, which generally maintain moderate performance ratings. The area is also supported by vocational training options through the Mid-East Career and Technology Centers.
The county faces moderate risks from localized flooding in low-lying areas near the Wills Creek watershed and occasional severe wind events. Insurance markets remain stable, though premiums are influenced by regional exposure to storm-related property damage.
Economic momentum is driven by manufacturing, healthcare, and logistics, with major employers including Southeastern Ohio Regional Medical Center and various industrial operations in the Cambridge area. Infrastructure development is focused on maintaining highway access along the I-70 and I-77 corridors.
Property taxes are assessed by the Guernsey County Auditor based on a triennial update and sexennial reappraisal cycle. The effective tax rate is determined by local levies approved by voters for schools, county services, and townships, with homestead exemptions available for qualifying seniors and disabled residents.
The county features Salt Fork State Park, Ohio's largest state park, offering extensive hiking, boating, and camping opportunities. Residents also enjoy the historic downtown Cambridge area, which is known for its Victorian architecture and seasonal community events.
The rental market is characterized by limited inventory and steady demand, primarily driven by local workforce needs. Vacancy rates remain low, and short-term rental activity is concentrated near recreational hubs like Salt Fork State Park.
The economy is anchored by healthcare, manufacturing, and retail trade, with the county serving as a regional hub for the surrounding rural area. Economic development efforts are focused on business retention and infrastructure improvements to support industrial growth.
The county is strategically located at the intersection of I-70 and I-77, providing critical transit corridors for regional logistics and commuting. Local transportation relies primarily on private vehicles, with limited public transit options available.
The Guernsey County Auditor's office manages property assessments, conducting a full reappraisal every six years and a triennial update to ensure valuations reflect current market conditions.
Parcels are subject to various special districts, including local school district levies, fire districts, and the Muskingum Watershed Conservancy District for flood control.
Property insurance remains available, though premiums are sensitive to regional weather patterns and the age of housing stock. Market health is considered stable with no major carrier withdrawals reported.
- Uhrichsville Water Park4.323.1 mi
- Tilt Studio4.129.6 mi
- Raven's Glenn Winery & Restaurant4.520.6 mi
- Coshocton County Fairgrounds4.226.2 mi
- Midvale Speedway Racing4.725.7 mi
- Performing Arts Center at Kent State Tuscarawas4.827.3 mi
- Bella Amore on Enchanted Acres4.927.7 mi
- Salt Fork State Park4.74.1 mi
- Rocky Fork Ranch RV Resort & Campground Ohio4.28.5 mi
- Deerassic Park4.82.2 mi
- Cambridge City Parks4.68.8 mi
- Premiere Theatre 74.29 mi
- Dennison Railroad Depot Museum4.622.6 mi
- Historic Roscoe Village Visitor Center & Tours4.627.7 mi
- Schoenbrunn Village4.627.1 mi
- Stone House Museum4.75.4 mi
- National Road-Zane Grey Museum4.722 mi
- Salt Fork State Park4.74.1 mi
- Seneca Lake Park4.311.5 mi
- Cambridge City Parks4.68.8 mi
- Egypt Valley Wildlife Area4.516.8 mi
- Great Guernsey Trail4.87.3 mi
- Seneca Lake Park4.311.5 mi
- Clendening Lake Marina and Campground4.515.9 mi
- Piedmont Marina4.612.5 mi
- Tappan Marina4.322.1 mi
- Seneca Lake Marina4.59.8 mi
- Salt Fork State Park Golf Course4.15.5 mi
- Rural King4.49.4 mi
- Cambridge Square4.49.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Ohio's largest state park, featuring a massive lake, golf course, and extensive trail systems that serve as a primary regional tourism anchor.
A preserved downtown district featuring local boutiques, restaurants, and the historic Dickens Victorian Village display during the winter months.
Hosts the annual county fair and various community events, serving as a central gathering place for residents.
Data retrieved from US Census Bureau QuickFacts and Census Reporter profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Property is assessed at 35% of its true market value. The tax is calculated by multiplying the assessed value by the effective tax rate (millage) of the local taxing district. Exemptions include the Homestead Exemption for qualifying seniors and disabled persons, which reduces the taxable value of the primary residence.
Governed by Ohio Revised Code Chapter 5713.
Ohio is a judicial foreclosure state requiring court action to foreclose. Owners have redemption rights to pay the full amount of taxes, penalties, and costs to stop the sale, typically until the confirmation of sale or decree of foreclosure.
Governed by Ohio Revised Code Chapters 323, 5721, and 5723.
applies when — Applies to the transfer of residential real property consisting of one to four dwelling units.
Sellers must complete a state-prescribed form disclosing known material conditions and defects of the property, including structural, mechanical, and environmental issues.
Governed by Ohio Revised Code Chapter 5302.30.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.