The story of this market
The typical home in Henry County, Ohio sells for about $164,000, or $118 per square foot.
Prices are down 6% from a year ago, which gives buyers more room to negotiate. Homes take about 65 days to sell, which is slow. Over the long run, values in this county have grown 59% since 2000. Last year 5 of 7 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,011 a month.
HUD sets the fair market rent for a 2-bedroom at $1,011 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+0.7%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+10.1%). Worst: 2011 (-5.4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3%
OH · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,350
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+0.7%
2025 change
FHFA repeat-sales index, median of 7 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
67
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $13,409,907.
Mortgage activity
Home lending in this county
77.6%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 974 | 576 | 77.6% | 5.5% | $125,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Henry County, Ohio
Henry County's housing market remains an affordable, stable alternative within the greater Toledo regional footprint, characterized by accessible home prices and steady local industrial employment. Median sale values have softened slightly year-over-year into the mid-$160,000s, providing modest inventory relief to first-time buyers and rural purchasers despite elevated borrowing costs.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 9 cities · 9 ZIP reports
Median prices moved up 5.3% year over year.
Homes spend a median of 40 days on market with 0.1 months of supply — a fast-moving market.
1% of listings have cut prices · homes sell at 4.82% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.7% · poverty 8.6% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 9 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Henry County, Ohio — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 21
researched Sep 17
researched Sep 17
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 17
researched Sep 17
| 43516 | — | $122,000 | $146 | -9% | 37 | 99.4% | 16.7% | 2.6 | 22 | $795 | researched Sep 21 |
| 43524 | Hamler | $134,048 | $105 | +5.7% | 39 | 98% | 15% | 2.7 | 1,200 | $882 | researched Sep 17 |
| 43527 | Holgate | $214,500 | $115 | +16.2% | 28 | 98.5% | — | 0.5 | 2 | $756 | researched Sep 17 |
| 43532 | Liberty Center | $197,000 | $156 | +43.1% | 41 | — | — | — | — | $1,073 | researched Sep 21 |
| 43534 | McClure | $197,000 | $156 | +43.1% | 41 | — | — | — | — | $735 | researched Sep 21 |
| 43535 | Malinta | $197,000 | $125 | +43.1% | 45 | 98.5% | 15% | 3.2 | 12 | $1,296 | researched Sep 21 |
| 43545 | Napoleon | $169,500 | $1,256 | -6.4% | 39 | — | — | — | 5 | $848 | researched Sep 21 |
| 43550 | — | $122,000 | $98 | -3.7% | 37 | 98.5% | 15% | 4.2 | 450 | $1,000 | researched Sep 17 |
| 43555 | Ridgeville Corners | $245,000 | $105 | +9% | 49 | — | — | — | 24 | $1,000 | researched Sep 17 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Henry County experiences violent and property crime rates well below both the state of Ohio and national averages, reflecting its predominantly rural and small-town composition. Law enforcement is primarily coordinated by the Henry County Sheriff's Office alongside municipal police departments in Napoleon, Holgate, and Deshler.
Public education is anchored by Napoleon Area City Schools and several consolidated rural districts such as Patrick Henry and Liberty Center Local School Districts, which consistently perform well on Ohio Department of Education state report cards.
The primary environmental hazard in Henry County stems from riverine flood risks associated with the Maumee River basin during spring melts and heavy rains. Wildfire risk is negligible, while convective wind and hail storms constitute standard Midwestern perils impacting seasonal property insurance rates.
The local economy is heavily stabilized by food processing and manufacturing giants including Campbell Soup Company in Napoleon, automatic equipment suppliers, and agriculture. Infrastructure projects along the US-24 corridor have facilitated steady commercial transport and small industrial expansions.
Real estate taxes are assessed ad valorem by the Henry County Auditor on 35% of fair market value under Ohio state law. Millage rates vary across school districts, townships, and municipal jurisdictions, with standard homestead exemptions and agricultural CAUV reductions applying where eligible.
Henry County's economic engine is led by large-scale food manufacturing, metal fabrication, logistics, and agriculture. Campbell Soup Company operates its premier production facility in Napoleon, employing thousands and anchoring secondary logistics and packaging operations.
Transit is centered on US Route 24 ('Fort to Port'), which connects Napoleon directly to Toledo to the northeast and Fort Wayne to the southwest, augmented by State Routes 108, 109, and 6. Commercial rail lines run through major junctions like Deshler, famously known as 'The Crossroads of the B&O'.
Property valuation is administered by the Henry County Auditor's Office on a six-year sexennial reappraisal cycle with triennial updates, assessing properties at 35% of appraised market value according to Ohio Department of Taxation guidelines.
Special districts include the Maumee Valley Conservancy District for watershed management, the Four County Career Center joint vocational school district, and local township fire/EMS coverage districts.
Property insurance is generally stable and in line with regional Ohio norms, though properties located within the immediate floodplain of the Maumee River and local creek tributaries carry mandatory FEMA flood insurance requirements.
- Dave & Buster's Toledo4.129.9 mi
- Urban Air Trampoline and Adventure Park4.224.9 mi
- Sky Zone Trampoline Park4.322.3 mi
- Funagin’s4.227.6 mi
- Chuck E. Cheese429.9 mi
- Doyt L. Perry Stadium4.520.5 mi
- The Stranahan4.624.5 mi
- Fulton County Fairgrounds4.717.4 mi
- Dave & Buster's Toledo4.129.9 mi
- The Village Idiot4.623.2 mi
- Oak Openings Preserve Metropark4.815.6 mi
- Sauder Village4.719.2 mi
- Phoenix Theatres Northtowne Mall4.618.6 mi
- Farnsworth Metropark4.816.1 mi
- Mary Jane Thurston State Park4.67.3 mi
- Sauder Village4.719.2 mi
- Fort Meigs Historic Site4.722.8 mi
- Barr's Public House4.522.3 mi
- Spangler Candy World4.528.7 mi
- Marathon Center for the Performing Arts4.729.5 mi
- Oak Openings Preserve Metropark4.815.6 mi
- Farnsworth Metropark4.816.1 mi
- Mary Jane Thurston State Park4.67.3 mi
- Independence Dam State Park4.714.8 mi
- Simpson Garden Park4.817.8 mi
- Rossford Marina4.629.2 mi
- Toledo Sailing Club4.728.5 mi
- Stone Ridge Golf Club4.517.1 mi
- White Pines Golf Course4.510.8 mi
- Fallen Timbers Fairways3.419 mi
- Riverby Hills Golf Club4.117.3 mi
- Valleywood Golf Club4.316.9 mi
- Meijer4.418.1 mi
- Johnston Fruit Farms4.815.5 mi
- T.J. Maxx4.519.1 mi
- Woodland Mall3.219.2 mi
- Northtowne Mall3.618.5 mi
- Eugene F. Kranz Toledo Express Airport4.419 mi
- Toledo Hospital4.430.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Situated along the scenic Maumee River near Grand Rapids and McClure, providing boating, fishing, hiking, and overnight camping facilities.
Located in Napoleon, this waterfront park features paved walking paths, open greenspace, boat ramps, and community festival venues.
Napoleon-based multi-use event complex hosting the annual Henry County Fair, 4-H events, livestock competitions, and seasonal community gatherings.
Retrieved via Census Bureau QuickFacts and ACS county-level data products.
Property is assessed at 35% of its true market value. The tax is calculated by multiplying the assessed value by the effective tax rate (millage) of the local taxing district. Exemptions include the Homestead Exemption for qualifying seniors and disabled persons, which reduces the taxable value of the primary residence.
Governed by Ohio Revised Code Chapter 5713.
Ohio is a judicial foreclosure state requiring court action to foreclose. Owners have redemption rights to pay the full amount of taxes, penalties, and costs to stop the sale, typically until the confirmation of sale or decree of foreclosure.
Governed by Ohio Revised Code Chapters 323, 5721, and 5723.
applies when — Applies to the transfer of residential real property consisting of one to four dwelling units.
Sellers must complete a state-prescribed form disclosing known material conditions and defects of the property, including structural, mechanical, and environmental issues.
Governed by Ohio Revised Code Chapter 5302.30.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.