The story of this market
The typical home in Holmes County, Ohio sells for about $337,986, or $168 per square foot.
Prices are up +30.1% from a year ago, so sellers still have some momentum. Homes take about 39 days to sell. Over the long run, values in this county have grown 61% since 2000. Last year 3 of 5 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is hail, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,003 a month.
HUD sets the fair market rent for a 2-bedroom at $1,003 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2020 (+10.2%). Worst: 2009 (-6.2%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3%
OH · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,250
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 5 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
68
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $11,708,643.
Mortgage activity
Home lending in this county
76.8%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 678 | 420 | 76.8% | 4.3% | $275,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Holmes County, Ohio
The Holmes County housing market is experiencing significant price appreciation, driven by low inventory and steady demand. While sales volume remains modest, the market is characterized by healthy competition and a strong local economy.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 5 ZIP reports
Median prices moved up 1.0% year over year.
Homes spend a median of 99 days on market with 1.1 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 97.99% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 9.3% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 5 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Holmes County, Ohio — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 21
| 44610 | Berlin | $185,000 | $112 | +8.9% | 57 | 98% | — | 9.6 | — | $1,250 | researched Sep 21 |
| 44633 | Holmesville | $249,900 | $148 | +4.1% | 62 | 97.5% | 8.3% | 6 | 12 | $1,030 | researched Sep 21 |
| 44637 | Killbuck | $134,500 | $76 | 0% | 105 | 98% | — | — | 14 | $739 | researched Sep 21 |
| 44654 | Millersburg | $288,000 | $179 | +3.2% | 67 | 97.5% | 12% | 4.1 | 112 | $834 | researched Sep 21 |
| 44687 | Walnut Creek | $245,000 | $148 | +3.2% | 34 | 98.5% | 18% | 3.5 | 42 | $1,350 | researched Sep 21 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county is served by several local school districts, including West Holmes Local and East Holmes Local, which are generally characterized by their rural community focus.
The area is subject to standard Midwestern weather patterns; flood risk is localized to specific low-lying areas near waterways.
The economy is anchored by a significant manufacturing sector, tourism related to the Amish community, and agriculture, with steady development in local infrastructure.
Property taxes are assessed by the Holmes County Auditor based on triennial updates and sexennial reappraisals, with rates determined by local levies and school district requirements.
The county features extensive rural landscapes, the Holmes County Trail for cycling and walking, and various parks that highlight the region's natural beauty and Amish heritage.
The rental market is limited in inventory, primarily serving local workers and those drawn to the rural lifestyle, with moderate pressure on availability.
The economy is driven by a mix of manufacturing, agriculture, and a robust tourism industry centered on the region's Amish culture.
Transportation is primarily reliant on personal vehicles, with major corridors including US Route 62 and State Route 39 providing access to surrounding regions.
The Holmes County Auditor's office manages property assessments, conducting reappraisals every six years and updates every three years to ensure fair market valuation.
The county is served by various local school districts and township-level utility and fire districts.
Property insurance premiums are generally stable, reflecting the rural nature of the county and lower density compared to urban centers.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A scenic multi-use trail that provides residents with opportunities for walking, running, and cycling through the heart of the county.
Features historic architecture, local boutiques, and dining options that serve as a community hub.
Data retrieved from Census Bureau QuickFacts and Census Reporter.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Property is assessed at 35% of its true market value. The tax is calculated by multiplying the assessed value by the effective tax rate (millage) of the local taxing district. Exemptions include the Homestead Exemption for qualifying seniors and disabled persons, which reduces the taxable value of the primary residence.
Governed by Ohio Revised Code Chapter 5713.
Ohio is a judicial foreclosure state requiring court action to foreclose. Owners have redemption rights to pay the full amount of taxes, penalties, and costs to stop the sale, typically until the confirmation of sale or decree of foreclosure.
Governed by Ohio Revised Code Chapters 323, 5721, and 5723.
applies when — Applies to the transfer of residential real property consisting of one to four dwelling units.
Sellers must complete a state-prescribed form disclosing known material conditions and defects of the property, including structural, mechanical, and environmental issues.
Governed by Ohio Revised Code Chapter 5302.30.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.