The story of this market
The typical home in Jefferson County, Pennsylvania sells for about $122,760, or $105 per square foot.
Prices are up +1.43% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. The biggest natural hazard here is lightning, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,014 a month.
HUD sets the fair market rent for a 2-bedroom at $1,014 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Monthly price momentum
Home values since 2015
+3.6%
PA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,301
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Natural hazard exposure
The area's risk shape
51
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $14,012,311.
Mortgage activity
Home lending in this county
74.6%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1336 | 774 | 74.6% | 4.3% | $115,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Jefferson County, Pennsylvania
The Jefferson County housing market is characterized by low inventory and limited sales activity. Prices remain significantly below state and national medians, reflecting a rural market with high affordability relative to local incomes.
7 distress filing(s) on the ARED verified county foreclosure ledger. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 4 ZIP reports
Median prices moved up 1.4% year over year.
Homes spend a median of 62 days on market with 3.4 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 92.6% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 14.2% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Jefferson County, Pennsylvania — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
No researched ZIP reports yet — ZIP discovery runs with the county's first refresh, and each ZIP's intel report appears here once its research lands.
- Fun Central Inc428.5 mi
- Clearfield County Fair & Park4.126.4 mi
- Angry Goat Gastropub at Doolittle Station4.27.9 mi
- The Hitching Post4.29.1 mi
- Wildwoods Bar & Grill4.528.4 mi
- Toby Hill Bar & Grill4.424.2 mi
- Clear Creek State Park4.815.1 mi
- The Gobbler's Knob Visitor Center4.715 mi
- Coolspring Power Museum4.910.8 mi
- Golden Ticket Cinemas DuBois 5410.5 mi
- Double Diamond Deer Ranch4.716.9 mi
- Coolspring Power Museum4.910.8 mi
- Punxsutawney Weather Discovery Center4.614.2 mi
- Grice Clearfield Community Museum4.627.1 mi
- Historic McGees Mills Covered Bridge4.720.3 mi
- Clear Creek State Park4.815.1 mi
- UK Travel Plaza4.416.7 mi
- Double Diamond Deer Ranch4.716.9 mi
- Scripture Rocks Heritage Park4.56.4 mi
- Hide-A-Way Cottages - Hot Tub Cabin Rentals Near Cook Forest4.911.8 mi
- Treasure Lake Golf Resort - Silver Course4.310.5 mi
- DuBois Country Club4.49.1 mi
- Beechwoods Golf Course4.55.3 mi
- DuBois Mall3.510.7 mi
- T.J. Maxx4.410.4 mi
- Ross Dress for Less4.410.6 mi
- JCPenney410.7 mi
- Punxy Plaza4.114.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Census Reporter and U.S. Census Bureau QuickFacts
applies when — Residential dwellings built before 1978.
Mandatory disclosure of known lead-based paint hazards.
Federal mandate incorporated into state disclosure expectations
Municipalities may enact zoning, subdivision, and land development ordinances.
Pennsylvania Municipalities Planning Code (53 P.S. §§ 10101 et seq.)
applies when — Communities with >12 units created after Feb 3, 1997.
Governed by the Uniform Planned Community Act (UPCA) regarding assessments, common elements, and association powers.
68 Pa. C.S. §§ 5101-5414
Borrowers may cure default up to one hour before the foreclosure auction by paying all past-due amounts, fees, and costs.
Act 6 and Act 91
Lenders must file a lawsuit and obtain a court judgment to foreclose; non-judicial or power-of-sale is prohibited.
Pennsylvania Rules of Civil Procedure Rules 1141-1150
applies when — Owner-occupied primary residences.
Formula: (Assessed Value - Exclusion Amount) × Tax Rate = Tax Owed. Exclusion amount varies by school district and county.
Taxpayer Relief Act (Act 1 of 2006)
Tax = Assessed Value × Local Millage Rate (1 mill = $1 per $1,000 of assessed value).
Pennsylvania Constitution Art. VIII
applies when — Applies to transfers of 1–4 unit residential properties.
Sellers must provide a written statement disclosing known material defects before the agreement of sale is signed.
68 Pa. C.S. §§ 7301-7315
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.