LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in Camuy Municipio, Puerto Rico sells for about $250,000, or $278 per square foot.

Prices are up +6.77% from a year ago, so sellers still have some momentum. Homes take about 183 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,100 a month.

Monthly price momentum

Home values since 2015

+2.1%

USA · past 12 months

USA 208.1
20152017201920212023202595125155213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

County intel report · monthly refresh cycle
Track this county

Camuy Municipio, Puerto Rico

refreshed Sep 30, 2026, 1:24 PMnext refresh due Dec 29, 2026
Market sentiment: cautious

The Camuy housing market is characterized by low inventory and a significant disparity between median list prices and local income levels. Market activity remains slow with long average days on market, reflecting a niche buyer pool and limited economic growth momentum.

No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

The data chain · drill up or downproperty → ZIP → city → county → state
Puerto Rico state →Camuy County

Select a city to expand its ZIP intel reports beneath · 1 city · 1 ZIP report

Latest readings
Median sale price
$250,000
Corroboration pending — anchor baseline forms on the first refresh cycles
Median price / sq ft
$278
Median days on market
183
Active listings
36
Median price change YoY
+6.77%
Closed sales (monthly)
20
Months of supply
1.8
Sale-to-list ratio
100%
Median asking rent
$2,100/mo
Population
32,734
Median household income
$21,319
Avg effective property tax rate
0.8%
County Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
50
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
66
Growth/100

Median prices moved up 3.2% year over year.

32
Liquidity/100

Homes spend a median of 98 days on market with 6.2 months of supply — a slower-moving market.

69
Momentum/100

12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.

33
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 12.0% · poverty 51.6% — elevated distress and economic pressure.

Deterministic roll-up
1 of 1 ZIP reports contributed
Median sale price
$145,000
Median price / sq ft
$115
Median days on market
98
Active listings
112
Listings with price cuts
12%
Median price change YoY
+3.2%
Closed sales (monthly)
18
Months of supply
6.2
Sale-to-list ratio
96.5%
Median asking rent
$611/mo
Population
32,734
Median household income
$27,411

Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

Property base layer · rolled up from researched properties

No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.

ZIP roster · every intel report in the county1 of 1 ZIPs researched
Sort
00627Camuy
Median price
$145,000
$/sqft
$115
Trend YoY
+3.2%
Days on mkt
98
Sale-to-list
96.5%
Price cuts
12%
Supply (mo)
6.2
Listings
112
Median rent
$611

researched Sep 30

Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.

Area context
Environmental & hazard

The region is subject to tropical storm and hurricane risks common to the northern coast of Puerto Rico, necessitating robust property insurance coverage.

Growth & development

Economic activity is primarily driven by local services and agriculture, with limited large-scale industrial development reported.

Taxation

Property taxes in Puerto Rico are administered by the Municipal Revenue Collection Center (CRIM), with rates varying by municipality and exemptions available for primary residences.

Recreation & amenities

Camuy is home to the world-renowned Camuy River Cave Park, a major natural attraction featuring one of the largest cave systems in the Western Hemisphere.

Rental market

The rental market is limited in depth, with current inventory showing high asking prices relative to local median household income.

Economy & employers

The economy is largely service-oriented with a significant portion of the population engaged in local commerce and agriculture.

Transportation & infrastructure

The municipality is served by PR-2, the primary highway corridor connecting the northern coast of Puerto Rico.

County appraisal district

Assessments are managed by the Centro de Recaudación de Ingresos Municipales (CRIM), which oversees property valuation and tax collection across the island.

Insurance & hazard market

Property insurance premiums are influenced by high exposure to wind and flood hazards typical of the Caribbean region.

Major amenities · Camuy Municipio, Puerto Rico
Theme, amusement & water parks
9 · 30 mi
Family fun & things to do
20+ · 20 mi
Parks, trails & nature
18 · 20 mi
Lakes, marinas & beaches
2 · 30 mi
Golf
1 · 20 mi
Shopping & dining districts
13 · 20 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity

The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.

Inside this county
Camuy River Cave Park
Natural Landmark

One of the largest cave systems in the world, offering guided tours and significant tourism appeal.

Discovery profileACS 2020-2024 5-year estimates
Census profile · Camuy Municipio, Puerto Rico
Population
32,734
Median age
45.8 yrs
Owner-occupancy
59.7%
Median home value
$93,000
Median gross rent
$450
Median household income
$21,319
Median year built
1990
Vacancy rate
15%
Renter share
40.3%
Owner cost burden
25%
Renter cost burden
45%
Population change
-0.5%
Work-from-home share
5%
Mean commute
24.5 min
Bachelor's or higher
18%
Unemployment
12%
Poverty rate
51.6%
Avg household size
2.8
Hispanic or Latino
98.4%

Data retrieved from Census Reporter and Data USA profiles.

School districts
Puerto Rico Department of Educationnot determinableThe island-wide public school system serves all municipalities.
Utilities & services
ElectricLUMA EnergyPrimary provider for the island.
WaterPRASAPuerto Rico Aqueduct and Sewer Authority.
Major employers & industries
Local GovernmentPublic AdministrationMajor employer
Retail/ServicesCommercePrimary private sector
Sources · 6 cited
County city board · values & trends by city1 cities · 1 ZIP reports
Camuy
Median price$145,000
Price trend+3.2% YoY
Days on market98 med
Median rent$611
Population32,734
Active listings112
1 of 1 ZIP researched — figures roll up from member ZIP reports
Jurisdictional burden contextburdens registered for this geography · most-local first
State · Puerto Rico
Judicial Mortgage ForeclosureForeclosure doctrineBinds every parcel

Requires a judicial process to execute a foreclosure sale. Homeowners have a right to cure defaults and a statutory right of redemption allowing them to reclaim the property within one year from the date of the foreclosure sale by paying outstanding debts.

Governed by the Mortgage and Property Registry Act of 1979 (Title 30, Chapter 121).

Homestead Protection (Ley de Protección del Hogar Principal)Land use & zoningConditional

applies when — Property must be the owner's principal residence in Puerto Rico.

Provides a legal exemption from attachment and judicial foreclosure for a minimum amount of property value, protecting the principal residence from certain creditor claims.

Incorporated in Section 7, Article II of the Constitution of Puerto Rico; codified under the Homestead Right and Family Home Protection Act.

CRIM Municipal Property TaxTaxationBinds every parcel

Annual tax liability calculated by applying a municipal-specific rate (typically ranging from 8.03% to 12.03%) to the cadastral value of the property as determined by the Centro de Recaudación de Ingresos Municipales (CRIM).

Governed by the Municipal Code of Puerto Rico; liability attaches to the registered owner of record.

Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.