The story of this market
The typical home in Chesterfield County, South Carolina sells for about $205,667, or $115 per square foot.
Prices are up +1.6% from a year ago, so sellers still have some momentum. Homes take about 21 days to sell, which is fast. Over the long run, values in this county have grown 48% since 2001. Last year 4 of 5 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is strong wind, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $885 a month.
HUD sets the fair market rent for a 2-bedroom at $885 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2001–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+17.1%). Worst: 2008 (-2.7%). Hover to read a year.
Monthly price momentum
Home values since 2015
-0.3%
SC · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,153
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2001–2025
0%
2025 change
FHFA repeat-sales index, median of 5 census tracts in this county (2001 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
74
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $22,482,715.
Mortgage activity
Home lending in this county
61.6%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1233 | 553 | 61.6% | 4.8% | $125,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Chesterfield County, South Carolina
Chesterfield County's housing market shows stability with modest price appreciation and a balanced inventory level. The market is supported by a consistent manufacturing-based economy, though rural growth constraints remain a factor in overall volume.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 5 ZIP reports
Median prices moved down 0.1% year over year.
Homes spend a median of 165 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 0.94% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 16.5% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 5 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Chesterfield County, South Carolina — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 20
researched Sep 20
researched Sep 20
researched Sep 20
researched Sep 20
| 29520 | Cheraw | $269,000 | $115 | 0% | 166 | — | — | — | 81 | $807 | researched Sep 20 |
| 29541 | Effingham | $205,000 | $115 | 0% | 65 | 98% | — | 2 | 2 | $991 | researched Sep 20 |
| 29709 | Chesterfield | $580,600 | $210 | +8% | 44 | 98% | 17.8% | 28 | 28 | $829 | researched Sep 20 |
| 29718 | Jefferson | $494,000 | $205 | -6.7% | 43 | 98.5% | 22% | 3.2 | 185 | $810 | researched Sep 20 |
| 29728 | Pageland | $284,990 | $175 | +4.2% | 62 | 97.5% | 12% | 5.8 | 87 | $716 | researched Sep 20 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Chesterfield County are generally consistent with rural South Carolina trends, though specific localized data is not determinable.
Public education is primarily served by the Chesterfield County School District, which faces challenges typical of rural districts in the region.
The county is subject to standard regional risks including severe thunderstorms and occasional tropical weather impacts, with flood zones concentrated near river basins.
Economic momentum is driven by manufacturing and healthcare, with major employers including Black+Decker, Crown Holdings, and McLeod Health.
Property taxes are assessed by the county based on millage rates applied to the appraised value, with specific exemptions available for owner-occupied primary residences.
The economy is anchored by manufacturing and industrial sectors, with major employers including Black+Decker, Crown Holdings, and McLeod Health.
The county is served by a network of state and federal highways including US 1, US 52, and US 601.
The county assessor manages property valuations based on state-mandated assessment cycles.
Parcels are subject to county-wide millage rates and specific school district levies.
Insurance premiums are influenced by regional weather patterns and proximity to flood-prone areas.
- Neptune Island Waterpark4.123.1 mi
- Darlington Raceway4.729.9 mi
- Carolina Motorsports Park4.829 mi
- Hilltop Fish Fare & Steakhouse4.229.1 mi
- The 13th Acre4.929.1 mi
- Darlington Dragway4.727.4 mi
- Cheraw State Park4.714.1 mi
- H Cooper Black Jr. Memorial Field Trial & Recreation Area4.714.8 mi
- Carolina Sandhills National Wildlife Refuge Admin Building And Visitor Contact Station4.613.2 mi
- Arrowhead Park4.512.8 mi
- The Ball Theatre4.815.5 mi
- Discovery Place Kids-Rockingham4.827.5 mi
- Stanton's Barbeque & Fish Camp4.327.3 mi
- Hamlet Depot & Museums4.728.7 mi
- Buford Battleground4.827.7 mi
- Mc Leod Farms Antique Museum4.917.2 mi
- White Plains Golf Club4.415.7 mi
- Twin Valley Golf Club, NC4.419 mi
- McLeod Farms Roadside Market4.717.3 mi
- Teal Seafood4.515 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Public-use airport serving the county.
General aviation facility.
Data retrieved from US Census Bureau QuickFacts and FRED.
applies when — Parcels located within a development subject to a recorded declaration of covenants, conditions, and restrictions (CC&Rs)
Parcels are bound by the South Carolina Homeowners Association Act, which regulates the governance, assessment collection, and administrative requirements of HOAs. Owners are subject to mandatory assessments and restrictive covenants.
SC Code Title 27, Chapter 30.
South Carolina is a judicial foreclosure state. Foreclosure requires a court action, the filing of a lis pendens, and a court-ordered sale conducted by a master or court officer. The process involves formal notice and judicial oversight of lien priorities.
Governed by South Carolina Rules of Civil Procedure, Rule 71.
Property tax is calculated by multiplying the fair market value by an assessment ratio, then applying the local millage rate. The assessment ratio is 4% for owner-occupied legal residences and 6% for other real property. Exemptions exist for specific categories such as disabled veterans or homesteads for seniors.
SC Code Section 12-43-220; established via state constitutional and statutory authority.
≈ $8,227/yr on a $205,667 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.