The story of this market
The typical home in Roane County, Tennessee sells for about $304,134, or $204 per square foot.
Prices are down 6.27% from a year ago, which gives buyers more room to negotiate. Homes take about 78 days to sell, which is slow. Over the long run, values in this county have grown 208% since 2000. Last year 10 of 13 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,048 a month.
HUD sets the fair market rent for a 2-bedroom at $1,048 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+2.9%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+24.6%). Worst: 2010 (-5.1%). Hover to read a year.
Monthly price momentum
Home values since 2015
-0.4%
TN · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,395
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+2.9%
2025 change
FHFA repeat-sales index, median of 13 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
56
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $21,770,610.
Mortgage activity
Home lending in this county
73.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 2698 | 1310 | 73.4% | 4.6% | $160,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Roane County, Tennessee
The Roane County housing market is showing signs of stabilization after a period of rapid appreciation. While inventory levels have increased slightly, demand remains supported by the county's affordability relative to the broader Knoxville region and its strong ties to the energy research sector.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 6 ZIP reports
Median prices moved up 20.4% year over year.
Homes spend a median of 58 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 12.0% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 4 researched ZIP reports of 6 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Roane County, Tennessee — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 21
researched Sep 17
researched Sep 17
researched Sep 21
researched Sep 21
researched Sep 17
| 37717 | Clinton | $419,900 | — | 0% | — | — | — | — | — | $1,290 | researched Sep 21 |
| 37748 | Harriman | $330,000 | $199 | +5.3% | 58 | — | — | — | 188 | $792 | researched Sep 17 |
| 37763 | Kingston | $299,900 | $239 | 0% | 80 | — | — | — | 143 | $763 | researched Sep 17 |
| 37830 | Oak Ridge | $335,000 | $196 | +2.6% | 50 | — | — | — | 158 | $1,131 | researched Sep 21 |
| 37840 | Oliver Springs | $399,950 | $182 | +4% | 56 | — | — | — | 157 | $682 | researched Sep 21 |
| 37854 | Rockwood | $270,000 | $192 | +42.1% | 58 | — | — | — | 203 | $814 | researched Sep 17 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Roane County reports crime rates generally lower than the Tennessee state average, with property crime being the most prevalent category. Regional comparisons indicate a stable environment typical of rural-suburban East Tennessee counties.
The county is served by Roane County Schools, which maintains a mix of rural elementary and consolidated high schools. Performance metrics are generally consistent with regional averages for East Tennessee districts.
The county faces moderate risks from localized flooding near the Clinch and Tennessee Rivers and occasional severe wind events. Insurance premiums are influenced by these geographic factors and standard regional wildfire risk profiles.
Economic momentum is anchored by the proximity to Oak Ridge National Laboratory and the Department of Energy facilities. Infrastructure development is focused on expanding access along the I-40 corridor to support residential and light industrial growth.
Property taxes are assessed by the Roane County Assessor of Property based on a state-mandated reappraisal cycle. The county utilizes a local tax rate applied to the assessed value, with additional municipal rates applicable within incorporated city limits.
The county features extensive water-based recreation on Watts Bar Lake and the Clinch River, providing significant boating and fishing opportunities. Residents also access numerous local parks and the nearby Cumberland Plateau for hiking and outdoor activities.
The rental market is characterized by moderate demand driven by proximity to regional employment hubs. Vacancy rates remain low, and the market is primarily composed of single-family home rentals with limited large-scale apartment development.
The economy is heavily influenced by the energy and research sectors, with significant employment ties to the Oak Ridge National Laboratory and related contractors. Manufacturing and healthcare also serve as key pillars of the local labor market.
The county is bisected by Interstate 40, providing a critical transit corridor for commuters traveling to Knoxville or Nashville. Local transit options are limited, necessitating personal vehicle reliance for most residents.
The Roane County Assessor of Property conducts periodic reappraisals to ensure assessments reflect fair market value in accordance with Tennessee state law.
Parcels may be subject to various utility districts and fire protection districts that operate independently of the county government.
Property insurance markets in the county are stable, though premiums are sensitive to regional weather patterns and the proximity to water bodies.
- Sky Zone Trampoline Park4.423.4 mi
- K1 Speed Knoxville426.6 mi
- Urban Air Trampoline and Adventure Park426.1 mi
- Chuck E. Cheese4.129.2 mi
- Dead Man's Farm Haunted Attraction4.414.1 mi
- Historic Brushy Mountain State Penitentiary4.719.7 mi
- Topgolf Knoxville4.323 mi
- Sky Zone Trampoline Park4.423.4 mi
- Cotton Eyed Joe3.723.4 mi
- Smoky Mountain Speedway4.529.2 mi
- Historic Brushy Mountain State Penitentiary4.719.7 mi
- Ozone Falls State Natural Area4.814.1 mi
- Sweetwater Valley Farm4.814.1 mi
- Mayor Bob Leonard Park4.719 mi
- Melton Hill Dam Tailwater4.615.1 mi
- Historic Brushy Mountain State Penitentiary4.719.7 mi
- Brushy Mountain State Penitentiary Cemetery4.719.6 mi
- American Museum of Science and Energy4.521.3 mi
- Children's Museum of Oak Ridge4.620.8 mi
- Historic Cherokee Caverns4.724.5 mi
- Ozone Falls State Natural Area4.814.1 mi
- Mayor Bob Leonard Park4.719 mi
- Melton Hill Park4.520 mi
- Lenoir City Park4.718.6 mi
- Windy Hill Farm & Preserve4.815.9 mi
- Caney Creek RV Resort4.42.7 mi
- The Mudpuppy4.725.3 mi
- Blue Springs Marina4.49 mi
- Euchee Marina Resort & Campground4.513.5 mi
- Sun Life Marinas - Concord Marina4.524.3 mi
- Dorchester Golf Club4.519.3 mi
- Oak Ridge Country Club4.616.5 mi
- Lakeside Golf Course4.33.9 mi
- Rural King4.417.9 mi
- Ingles Markets4.417.1 mi
- Piggly Wiggly4.119.6 mi
- Ingles Market4.417.9 mi
- Flea World Market45.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A massive reservoir offering extensive boating, fishing, and recreational opportunities that serve as a primary lifestyle draw for the county.
A major public park facility providing waterfront access, picnic areas, and sports fields for community events.
The county seat features historic architecture and local dining options that serve as a cultural anchor for the area.
Data retrieved from US Census Bureau QuickFacts and Census Reporter.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.