The story of this market
The typical home in Bedford County, Virginia sells for about $405,000, or $205 per square foot.
Prices are up +7% from a year ago, so sellers still have some momentum. Homes take about 61 days to sell, which is slow. Over the long run, values in this county have grown 142% since 2000. Last year 12 of 20 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,117 a month.
HUD sets the fair market rent for a 2-bedroom at $1,117 a month. FEMA's National Risk Index rates overall hazard risk here as Very Low.
Price climate
Every year of price change, 2000–2025
+1.8%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+14.2%). Worst: 2010 (-3.5%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.6%
VA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,547
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+1.8%
2025 change
FHFA repeat-sales index, median of 20 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
20
Very Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $17,637,859.
Mortgage activity
Home lending in this county
78.8%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 4024 | 2277 | 78.8% | 3.7% | $195,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Bedford County, Virginia
The Bedford County housing market shows moderate price appreciation with a 7% year-over-year increase. Inventory levels are rising, providing more options for buyers, though the market remains competitive with a median of 61 days on market.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 10 cities · 15 ZIP reports
Median prices moved down 0.1% year over year.
Homes spend a median of 58 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 67.84% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 7.8% — a stable, low-distress profile.
Deterministic aggregate of 11 researched ZIP reports of 15 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 20
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 17
researched Sep 16
researched Sep 20
researched Sep 20
researched Sep 20
researched Sep 20
| 24101 | Hardy | $249,625 | $137 | -0.5% | 18 | 98.2% | 25% | 1.6 | 622 | $995 | researched Sep 20 |
| 24104 | Huddleston | $259,000 | $163 | -3.5% | 25 | — | — | 2.7 | 638 | $883 | researched Sep 16 |
| 24121 | Moneta | $269,900 | $163 | -3.5% | 25 | 97.9% | — | 2.7 | 638 | $1,178 | researched Sep 16 |
| 24122 | Montvale | $258,745 | $163 | -3.5% | 25 | 100% | — | — | 638 | $1,495 | researched Sep 16 |
| 24174 | Thaxton | $244,950 | $269 | -2.1% | 45 | 98.5% | 15% | 4.2 | 12 | $474 | researched Sep 17 |
| 24176 | Union Hall | $249,100 | $137 | 0% | 45 | — | — | — | 611 | $1,200 | researched Sep 16 |
| 24523 | Bedford | $379,995 | $162 | 0% | 56 | 100% | — | — | 204 | $810 | researched Sep 20 |
| 24526 | Big Island | $259,000 | $163 | -3.5% | 25 | 98.3% | 30.1% | 2 | 286 | $809 | researched Sep 20 |
| 24536 | Clifford (Unincorporated) | $299,000 | $163 | +12.3% | 25 | 99% | — | 2.7 | 286 | $1,117 | researched Sep 20 |
| 24550 | Evington | $305,000 | $180 | +1.7% | 21 | 98.3% | 11.2% | 2.7 | 645 | $838 | researched Sep 20 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
- Splash Valley4.429.3 mi
- Sky Zone Trampoline Park4.127.3 mi
- Green Ridge Recreation Center4.429.3 mi
- Chuck E. Cheese4.228.1 mi
- FunQuest Family Entertainment Center4.516.5 mi
- Berglund Center425.7 mi
- Williams Stadium4.717.6 mi
- Golden Corral Buffet & Grill4.427.5 mi
- Vines Center4.617.2 mi
- Taubman Museum of Art4.725.8 mi
- National D-Day Memorial4.96.5 mi
- Thomas Jefferson's Poplar Forest4.713 mi
- Layman Family Farms - Virginia's #1 Tulip & Pumpkin Farm4.317.1 mi
- Apple Orchard Falls Trailhead4.717.8 mi
- Regal River Ridge4.117.7 mi
- Natural Bridge State Park4.826.2 mi
- National D-Day Memorial4.96.5 mi
- Virginia Museum of Transportation4.726.2 mi
- Black Dog Salvage - Main Showroom4.727.3 mi
- Thomas Jefferson's Poplar Forest4.713 mi
- Smith Mountain Lake State Park4.713.1 mi
- National D-Day Memorial4.96.5 mi
- Sharp Top Trail4.915.2 mi
- Apple Orchard Falls Trailhead4.717.8 mi
- Smith Mountain Lake Beach4.513.4 mi
- Drifter's4.312.2 mi
- Mitchell's Point Marina4.714.1 mi
- Magnum Point Marina & Restaurant4.521.2 mi
- Gills Creek Marina & Lodge4.717.8 mi
- Goodhue Boat Company, Blackwater4.516.2 mi
- Poplar Forest Golf Course4.112.8 mi
- Mariners Landing Country Club3.612.2 mi
- Copper Cove Golf Club416.1 mi
- Colonial Hills Golf Club4.314 mi
- River Ridge3.917.8 mi
- The Fresh Market4.516.9 mi
- T.J. Maxx4.317.8 mi
- Ross Dress for Less4.216.4 mi
- Kohl's4.216.4 mi
- Roanoke-Blacksburg Airport4.227.9 mi
- Lynchburg Regional Airport4.215.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
data.census.gov