The story of this market
The typical home in Chittenden County, Vermont sells for about $560,624, or $283 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 26 days to sell, which is fast. Over the long run, values in this county have grown 179% since 2000. Last year 21 of 37 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is winter weather, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $2,150 a month.
FEMA's National Risk Index rates overall hazard risk here as Very Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+14.7%). Worst: 2009 (-2.4%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.6%
VT · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 37 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
15
Very Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $41,963,610.
Mortgage activity
Home lending in this county
86%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 6387 | 4225 | 86% | 5.1% | $315,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Chittenden County, Vermont
Chittenden County's residential market remains structurally constrained by chronically low active inventory and rigorous land-use restrictions, preserving upward price pressure and swift average marketing times. Sustained buyer demand from local professionals and out-of-state relocations continues to outpace housing additions, though affordability ceilings and higher mortgage borrowing costs have normalized appreciation rates compared to the pandemic peak.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 18 cities · 24 ZIP reports
Median prices moved down 0.3% year over year.
Homes spend a median of 40 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 81.23% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.4% · poverty 10.2% — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 24 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Chittenden County, Vermont — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 7, 2026.
researched Sep 25
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
| 05401 | Burlington | $497,000 | $333 | -9.7% | 15 | 98.9% | — | — | 434 | $1,665 | researched Sep 25 |
| 05402 | Burlington | $497,000 | $300 | -1.9% | 50 | 98.9% | 15% | 6 | 5,200 | $2,100 | researched Sep 26 |
| 05403 | South Burlington | $500,000 | $278 | -3% | 20 | 99.5% | — | — | 50 | $1,787 | researched Sep 26 |
| 05405 | Burlington | $516,143 | $325 | -1.9% | 15 | 98.5% | 12% | 3.4 | 141 | $2,400 | researched Sep 26 |
| 05406 | Burlington | $325,000 | $185 | +1.6% | 22 | 100.1% | 12% | 1.6 | 89 | $1,450 | researched Sep 26 |
| 05407 | South Burlington | $516,143 | $250 | -1.9% | 35 | 98.5% | 15% | 3.2 | 25 | $2,100 | researched Sep 26 |
| 05408 | Burlington | $369,400 | $250 | +3.2% | 45 | 98.5% | 15% | 3.5 | 42 | $1,457 | researched Sep 26 |
| 05445 | Charlotte | $1,500,000 | — | — | 99 | 100% | — | — | 29 | $1,738 | researched Sep 26 |
| 05446 | Colchester | $541,699 | $255 | -2% | 32 | 100% | 15% | 3.5 | 67 | $1,474 | researched Sep 26 |
| 05451 | Essex | $336,800 | $187 | -2.1% | 45 | 98.5% | 12% | 4.2 | 102 | $1,650 | researched Sep 26 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Chittenden County maintains lower violent crime rates compared to national benchmarks, though property crimes and larceny in municipal cores like Burlington have experienced localized upticks. Suburban and rural townships report consistently negligible violent incident rates.
The county features some of Vermont's top-performing public school systems, including South Burlington and Champlain Valley school districts, with high graduation rates and strong postsecondary placement.
Severe riverine flooding along the Winooski River basin and localized stormwater run-off present the most significant climate hazards, while wildfire risk remains minimal. Lake Champlain shoreline parcels face heightened seasonal wind and water-level vulnerabilities.
Economic expansion is anchored by the University of Vermont, UVM Medical Center, and advanced manufacturing employers such as GlobalFoundries and Beta Technologies. Severe residential supply constraints and strict Act 250 land-use regulations continue to temper outward physical sprawl.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. Federal (United States (federal)) — Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA) Superfund Liens: Establishes a statutory federal lien upon the parcel running in favor of the United States for all unrecovered cleanup costs, damages, and statutory interest incurred by the EPA. Rate and formula: Direct Dollar-for-Dollar Reimbursement (Lien Amount = Incurred Response Costs + Administrative Costs + Federal (United States (federal)) — Foreign Investment in Real Property Tax Act (FIRPTA) Withholding: Imposes an affirmative withholding tax obligation on the transferee (buyer) to withhold and remit tax on the gross amount realized (gross sales price). The statutory base withholding rate is 15% of the total purchase price (Formula: Tax = Amount Realized × 15%). Exemptions and reductions: (1) 0% wit Federal (United States (federal)) — Federal General Tax Lien Encumbrance: Under IRC § 6321, a statutory lien arises automatically as of the date of assessment and attaches to all real property owned or acquired by the taxpayer.
Chittenden County represents the primary economic engine of Vermont, characterized by high concentrations of higher education, healthcare, technology, and green aviation manufacturing. Low regional unemployment combines with high workforce participation across regional hubs like South Burlington, Essex, and Burlington.
Interstate 89 serves as the principal north-south vehicular arterial linking to Montpelier and Canada, complemented by Route 7 and Route 2 corridors. Local fixed-route transit is provided by Green Mountain Transit (GMT), with air connections through Patrick Leahy Burlington International Airport.
Urban redevelopment faces state-level Act 250 environmental review standards alongside strict local municipal zoning overlays that concentrate density within designated downtown cores and regional growth centers.
Vermont does not operate county-level central appraisal districts; individual town and city listers or assessors determine property grand lists, which are subsequently equalized annually by the Vermont Department of Taxes via the Common Level of Appraisal (CLA).
Properties are subject to combined municipal and statewide education taxing tiers, with certain localities containing fire districts, downtown improvement districts, or stormwater utility districts.
Property insurance availability remains stable relative to the broader national market, though climate-driven inland flood losses and historic storm precipitation events have prompted premium increases, especially for properties adjacent to regional river corridors.
- Smugglers' Notch Resort4.517 mi
- Spare Time Colchester4.311.7 mi
- Get Air Trampoline Park4.17.3 mi
- Monkey Do!4.37.2 mi
- Twin City Family Fun Center4.225.4 mi
- Stowe Mountain Resort4.213.9 mi
- Champlain Valley Exposition4.39.4 mi
- ECHO, Leahy Center for Lake Champlain4.612.4 mi
- Foam Brewers - Burlington4.712.4 mi
- Spare Time Colchester4.311.7 mi
- Ben & Jerry’s4.513 mi
- Bolton Valley Resort4.57.5 mi
- Cold Hollow Cider Mill4.413.7 mi
- Shelburne Museum4.811.7 mi
- Shelburne Farms4.812.4 mi
- Shelburne Museum4.811.7 mi
- ECHO, Leahy Center for Lake Champlain4.612.4 mi
- Mad River Glen Ski Area Historic District4.613.9 mi
- Historic Gold Brook Covered Bridge4.615.9 mi
- Ethan Allen Homestead Museum and Historic Site4.514 mi
- Sugarbush Resort4.618.5 mi
- Bolton Valley Resort4.57.5 mi
- Shelburne Farms4.812.4 mi
- Waterfront Park4.712.5 mi
- Causeway Park4.818.2 mi
- Basin Harbor Resort - Lake Champlain4.423 mi
- Apple Island Resort4.321.3 mi
- Point Bay Marina4.916.5 mi
- Indian Bay Marina and Restaurant4.819.7 mi
- Burlington Harbor Marina4.712.7 mi
- Cedar Knoll Country Club4.77.5 mi
- West Bolton Golf Club4.55.5 mi
- Kwiniaska Golf Course4.110.1 mi
- Stowe Country Club4.615.4 mi
- Church Street Marketplace4.512 mi
- University Mall3.810.4 mi
- Shaw's416.7 mi
- T.J. Maxx4.211.2 mi
- Healthy Living4.410.2 mi
- Burlington International Airport49.3 mi
- Plattsburgh International Airport4.229.4 mi
- Green valley taxi - BTV -Airport Taxi510.7 mi
- 89 TAXI - Airport taxi - BTV shuttle4.911.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A premier scenic shoreline recreation corridor spanning over 8 miles along Lake Champlain.
Historic outdoor four-block pedestrian mall anchoring retail, dining, and public events in downtown Burlington.
Vermont's oldest state park located in Charlotte, offering panoramic views of Lake Champlain and the Adirondacks.
Data retrieved from U.S. Census Bureau QuickFacts and ACS county summary profiles for Chittenden County, Vermont.