The story of this market
The typical home in Lamoille County, Vermont sells for about $642,000, or $385 per square foot.
Prices are up +3% from a year ago, so sellers still have some momentum. Homes take about 83 days to sell, which is slow. Over the long run, values in this county have grown 166% since 2000. Last year 4 of 7 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is winter weather, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,850 a month.
FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+23.5%). Worst: 2010 (-4.9%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.6%
VT · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 7 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
36
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $10,585,351.
Mortgage activity
Home lending in this county
77.2%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1312 | 771 | 77.2% | 5.4% | $225,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Lamoille County, Vermont
Lamoille County's housing market is characterized by resilient home valuations driven by strong luxury and resort interest around Stowe and Cambridge, alongside constrained inventory across working-class towns like Morristown and Johnson. While transaction volumes have moderated due to elevated mortgage rates, the median sale price remains firm around $642,000 with properties spending a median of 83 days on market. High barrier-to-entry construction regulations and persistent demand for northern Vermont lifestyle properties continue to support pricing stability.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 10 cities · 11 ZIP reports
Median prices moved down 1.5% year over year.
Homes spend a median of 65 days on market with 0.1 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 36.43% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.3% · poverty 8.5% — a stable, low-distress profile.
Deterministic aggregate of 11 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Lamoille County, Vermont — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 26
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| 05442 | Belvidere | $422,000 | $235 | +2.1% | 45 | 98.5% | 15% | 4 | 12 | $1,542 | researched Sep 26 |
| 05444 | Cambridge | $434,000 | $235 | — | 59 | — | — | — | 60 | $1,155 | researched Sep 26 |
| 05464 | Cambridge | $380,605 | $215 | +0.7% | 62 | 98.2% | 14% | 7.2 | 129 | $1,186 | researched Sep 26 |
| 05492 | Waterville | $320,000 | $203 | -5.4% | 54 | 98.5% | 15.2% | 4.2 | 263 | $1,110 | researched Sep 26 |
| 05652 | Eden | $325,000 | $185 | +2.4% | 48 | 98.5% | 15% | 3.2 | 12 | $1,442 | researched Sep 26 |
| 05653 | Elmore | — | — | — | — | — | — | — | — | $731 | researched Sep 26 |
| 05655 | Hyde Park | $344,090 | $135 | +2.1% | 112 | 97.5% | 12% | 5.8 | 23 | $1,007 | researched Sep 26 |
| 05656 | Johnson | $345,000 | $205 | +1.5% | 62 | 97.5% | 12% | 4.5 | 18 | $950 | researched Sep 26 |
| 05661 | Morristown | $500,000 | — | -3.3% | 30 | — | — | — | 19 | $1,211 | researched Sep 26 |
| 05672 | Stowe | $1,050,000 | $445 | — | 114 | 92% | — | — | 137 | $1,458 | researched Sep 26 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Lamoille County maintains low overall violent and property crime rates that sit below national baselines, reflecting small-town northern Vermont policing environments. Minor property crimes and vehicle incidents are most commonly reported in high-traffic resort corridors such as Stowe and Morrisville.
Public education is anchored by Lamoille North Supervisory Union and Lamoille South Unified Union (including Stowe and Morristown), with Stowe schools consistently ranking among the top academic performers in Vermont.
Severe winter weather, riverine flooding along the Lamoille River corridor, and stormwater erosion pose the primary physical hazards. Heightened precipitation events have stressed river valleys, leading to elevated flood insurance awareness across low-lying parcels.
The regional economy is propelled by year-round tourism, healthcare, and higher education, centered on Stowe Mountain Resort, Smugglers' Notch Resort, and Copley Hospital. Housing development is heavily constrained by strict Act 250 land-use regulations and mountainous topography.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. Federal (United States (federal)) — Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA) Superfund Liens: Establishes a statutory federal lien upon the parcel running in favor of the United States for all unrecovered cleanup costs, damages, and statutory interest incurred by the EPA. Rate and formula: Direct Dollar-for-Dollar Reimbursement (Lien Amount = Incurred Response Costs + Administrative Costs + Federal (United States (federal)) — Foreign Investment in Real Property Tax Act (FIRPTA) Withholding: Imposes an affirmative withholding tax obligation on the transferee (buyer) to withhold and remit tax on the gross amount realized (gross sales price). The statutory base withholding rate is 15% of the total purchase price (Formula: Tax = Amount Realized × 15%). Exemptions and reductions: (1) 0% wit Federal (United States (federal)) — Federal General Tax Lien Encumbrance: Under IRC § 6321, a statutory lien arises automatically as of the date of assessment and attaches to all real property owned or acquired by the taxpayer.
The county is an outdoor recreation hub featuring alpine skiing at Stowe Mountain Resort and Smugglers' Notch, hiking across Mount Mansfield State Forest, and cycling along the 93-mile Lamoille Valley Rail Trail.
The rental inventory is limited and strained by seasonal short-term vacation rentals serving the ski and outdoor tourism market, keeping long-term residential vacancy rates exceptionally tight.
The economy is driven by outdoor recreation, hospitality, healthcare, agriculture, and artisanal food manufacturing. Anchor employers include Vail Resorts (Stowe Mountain Resort), Smugglers' Notch Resort, Copley Hospital, and Northern Vermont University (Johnson campus).
Transit centers on Vermont Route 100 running north-south and Route 15 traversing east-west, with seasonal Green Mountain Transit (GMT) commuter and ski bus services linking resort hubs.
Development across the county is shaped by town plan zoning guidelines and Vermont Act 250 land-use review, which balances environmental conservation with targeted village-center infill.
Vermont uses municipal town listers and assessors rather than a single county appraisal district; property valuations are equalized annually by the Vermont Department of Taxes via the Common Level of Appraisal (CLA).
Special districts include village water and light districts (such as Morrisville Water & Light, Johnson, and Hyde Park village electric utilities) and consolidated supervisory school districts.
Property insurance is generally stable compared to coastal markets, though river corridor properties face elevated flood insurance costs and stricter underwriting following recent extreme rainfall events.
- Jay Peak Resort4.521.3 mi
- Smugglers' Notch Resort4.58.4 mi
- Pump House Indoor Waterpark4.421.3 mi
- Spare Time Colchester4.328.4 mi
- Get Air Trampoline Park4.127.8 mi
- Stowe Mountain Resort4.211 mi
- Champlain Valley Exposition4.326.2 mi
- Château Ste-Agnès4.426.4 mi
- Spare Time Colchester4.328.4 mi
- Higher Ground4.329.4 mi
- Bolton Valley Resort4.518.7 mi
- Cold Hollow Cider Mill4.418.6 mi
- Cabot Creamery Store - Waterbury4.719.6 mi
- Historic Gold Brook Covered Bridge4.614.2 mi
- Smugglers' Notch State Park Campground4.611 mi
- Historic Gold Brook Covered Bridge4.614.2 mi
- The Parker Pie Company4.620.7 mi
- Bread & Puppet Theater4.822.5 mi
- The Museum of Everyday Life4.820.9 mi
- Historic Grist Mill Covered Bridge4.79.5 mi
- Bolton Valley Resort4.518.7 mi
- Smugglers' Notch State Park Campground4.611 mi
- Little River State Park4.618.8 mi
- Underhill State Park4.813.1 mi
- Elmore State Park4.78.5 mi
- West Bolton Golf Club4.519.3 mi
- Stowe Country Club4.611.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
World-renowned ski resort located on Mount Mansfield and Spruce Peak offering premier winter sports, lodging, and summer mountain activities.
Major four-season resort in Jeffersonville known for extensive family amenities, skiing, and summer mountain programs.
A 93-mile rail-trail spanning northern Vermont providing year-round walking, bicycling, horseback riding, and snowmobiling.
Encompasses Vermont's highest peak, offering extensive trail networks including portions of the Long Trail.
Data retrieved from U.S. Census Bureau QuickFacts, Census Reporter, and Point2Homes Census compilations for Lamoille County, VT.