LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in Frisco, Texas sells for about $655,066, or $235 per square foot.

Prices are down 6% from a year ago, which gives buyers more room to negotiate. Homes take about 57 days to sell. HUD's fair market rent for a two-bedroom is $2,100 a month.

Monthly price momentum

Home values since 2015

+1.1%

TX · past 12 months

TX 194USA 208.1
20152017201920212023202595125155213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Frisco, Texas

city-limits scoped researchrefreshed Oct 11, 2026, 7:46 AM8 refresh cycles retainednext refresh due Nov 10, 2026
Market sentiment: cautiously optimistic

The Frisco housing market is currently experiencing a period of stabilization, with median prices adjusting from previous peaks to a more sustainable range. While inventory levels have increased, providing buyers with more leverage, the city's strong economic fundamentals and high demand for top-rated schools continue to support long-term value. Market activity remains steady, driven by ongoing corporate relocations and significant infrastructure investment.

No ARED county foreclosure postings attributed to Frisco yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: median price corroborated by the published ten-year series (2024) (within 12.5%).

County & ZIP intel reports · Frisco← Texas state intel
Aerial view · city limitscensus incorporated-place boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 177.7 km²Water area · 1.4 km²U.S. Census Bureau TIGERweb — incorporated place boundary (current vintage)
Latest readings
Median sale price
$655,066
Corroborated · 1 anchor · 1.5% off nearest
Median price / sq ft
$235
Median days on market
57
Active listings
714
Listings with price cuts
28%
Median price change YoY
-6%
Closed sales (monthly)
649
Months of supply
3.2
Sale-to-list ratio
98.5%
Median asking rent
$2,100/mo
Population
237,000
Median household income
$141,129
Avg effective property tax rate
0.4255%
Distress filings (ledger)
0
Deterministic roll-up
5 of 5 ZIP reports contributed
Median sale price
$466,732
Median price / sq ft
$241
Median days on market
48.91
Active listings
1,111
Listings with price cuts
8.21%
Median price change YoY
-3.59%
Closed sales (monthly)
542
Months of supply
1.23
Sale-to-list ratio
97.46%
Median asking rent
$2,257/mo
Population
227,666
Median household income
$150,662

Deterministic aggregate of 5 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
70
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
32
Growth/100

Median prices moved down 3.6% year over year.

82
Liquidity/100

Homes spend a median of 49 days on market with 1.2 months of supply — a fast-moving market.

75
Momentum/100

8% of listings have cut prices · homes sell at 97.46% of asking — demand is running ahead of supply.

91
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.6% · poverty 3.5% — a stable, low-distress profile.

Major amenities · Frisco, Texas
Entertainment venues, stadiums & amphitheaters
17 · 24 mi
Museums, galleries & history
20+ · 24 mi
Parks, trails & nature
20+ · 16 mi
Golf
20+ · 16 mi
Shopping & dining districts
6 · 16 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions5 retained amenities · 3 developments on the horizon

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
The Star in Frisco
Entertainment/Sports

The world headquarters of the Dallas Cowboys, featuring a multi-use event center, shopping, and dining that serves as a major regional anchor.

Stonebriar Centre
Shopping

A large regional shopping mall that serves as a primary retail destination for the city and surrounding communities.

Toyota Stadium
Sports

Home to FC Dallas, this stadium hosts professional soccer matches and major community events, driving significant foot traffic.

Frisco Square
Mixed-Use

A pedestrian-friendly district featuring city government offices, residential units, and a variety of local restaurants and boutiques.

Frisco Commons Park
Park

A large community park offering playgrounds, fishing ponds, and trails, serving as a central recreational space for families.

On the horizon · announced & under construction
Fields Mixed-Use Master PlanMixed-UseUnder ConstructionA massive development project expected to transform a large portion of the city with new residential, commercial, and office space.
Universal Kids ResortTheme ParkUnder ConstructionA family-oriented theme park development that is expected to significantly increase tourism and local economic activity.
PGA Frisco Omniplex ExpansionSports/HospitalityApprovedAn expansion of the existing PGA facility to include additional hospitality and event infrastructure.
Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Frisco is an ideal destination for family buyers seeking top-tier school districts and a high quality of life, as well as corporate professionals drawn by the city's proximity to major employment hubs. Investors often target the area for its long-term appreciation potential and stable rental demand, though the high entry price point requires careful analysis of specific neighborhood zoning and tax districts.

Schools & education

Frisco is widely recognized for its high-performing public schools, with the majority of the city served by the Frisco Independent School District. The district is frequently cited for its academic excellence, innovative facilities, and strong community support, which remain primary drivers for residential demand in the area.

Transportation & infrastructure

The city is primarily served by the Dallas North Tollway and Sam Rayburn Tollway, providing critical access to the broader Dallas-Fort Worth metroplex. While public transit options are limited, the city's infrastructure is heavily optimized for private vehicle commuting.

Recreation & amenities

Frisco offers an extensive amenity base centered on professional sports, high-end shopping, and expansive park systems. Residents have access to major venues like The Star and Toyota Stadium, alongside numerous trails, golf courses, and the Frisco Square district, which serves as a central hub for dining and community events.

Rental market

The rental market in Frisco is characterized by high demand driven by the city's strong job growth and school quality, though recent inventory increases have led to a more balanced environment. Vacancy rates remain relatively low compared to the broader region, with a mix of luxury apartment complexes and single-family home rentals catering to a transient professional workforce.

Economy & momentum
Economy & employers

Frisco's economy is highly diversified, with significant concentrations in professional services, technology, and sports management. The city benefits from a strong pipeline of corporate relocations and a high concentration of headquarters, contributing to consistent job growth and a robust tax base.

Growth & development

Frisco serves as a major economic hub in the North Texas region, anchored by corporate relocations and massive mixed-use developments like the $5 Billion Mile. Infrastructure investment remains high, with ongoing expansions in transportation and entertainment districts continuing to attract major employers and high-income residents.

Development pipeline

Development activity remains high, with a focus on large-scale master-planned communities and mixed-use urban centers. The city's planning department continues to prioritize high-density commercial growth along major transit corridors to balance residential expansion.

Special districts

Parcels in Frisco are frequently subject to various special districts, including Public Improvement Districts (PIDs) and Municipal Utility Districts (MUDs), which fund infrastructure and community amenities. Buyers should verify specific district assessments as they can significantly impact the total annual tax burden.

Risk & carrying cost
Crime & safety

Frisco consistently ranks as one of the safest cities in the United States for its population size, with crime rates significantly lower than both the Texas and national averages. Local law enforcement utilizes advanced data-driven initiatives, such as the SAFER program, to maintain public safety and rapid response times.

Environmental & hazard

The city faces standard North Texas climate risks, primarily related to severe thunderstorms, occasional hail, and high winds. While flood risk is localized to specific drainage basins, the city maintains robust infrastructure to manage stormwater, and property insurance premiums are generally consistent with the broader Dallas-Fort Worth metro area.

Insurance & hazard market

Property insurance in Frisco is influenced by regional weather patterns, including wind and hail risk. Premiums have seen upward pressure in recent years, consistent with broader trends across North Texas, necessitating thorough due diligence for prospective buyers.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Texas) — Senior (65+) and Disabled Homestead Exemption and School Tax Ceiling: Grants an additional mandatory $10,000 exemption from ISD appraised value (Taxable Value_ISD = Appraised Value - $100,000 - $10,000) and establishes an absolute statutory tax freeze (school tax ceiling): total ISD property taxes cannot exceed the dollar ceiling established in the… State (Texas) — General Residence Homestead Exemption and 10% Valuation Growth Cap: Imposes mandatory state-level valuation deductions and growth limitations on the qualifying homestead: (1) Mandates a $100,000 deduction from appraised value for independent school district (ISD) maintenance and operations/debt taxation: Taxable Value_ISD = Appraised Value - $100… State (Texas) — Ad Valorem Real Property Taxation and Assessment Ratio: Mandates ad valorem appraisal of all real property at 100% of fair market value as of January 1 each tax year (Assessment Ratio = 1.00). City (Frisco, Texas) — Public Improvement District (PID) Special Assessments: Imposes an ongoing annual ad valorem or fixed assessment lien on the parcel to amortize bonds issued for subdivision-level infrastructure, parks, and supplemental landscaping/maintenance. Unpaid assessments constitute a statutory lien equivalent to ad valorem tax liens.

Median price · ten-year history

Researched annual trajectory for this city, from published historical series

2016201720182019202020212022202320242025202620282030$300,000$450,000$600,000$750,000$900,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Discovery profileACS 2020-2024 5-year estimates
Census profile · Frisco city, Texas
Population
237,000
Median age
37.2 yrs
Owner-occupancy
68.5%
Median home value
$678,660
Median gross rent
$2,100
Median household income
$141,129
Median year built
2008
Vacancy rate
4.2%
Renter share
31.5%
Owner cost burden
22%
Renter cost burden
38%
Population change
+2.5%
Work-from-home share
28%
Mean commute
31.5 min
Bachelor's or higher
65%
Unemployment
4.6%
Poverty rate
3.5%
Avg household size
2.9
White
48.3%
Asian
28.1%
Black or African American
9.1%
Other
14.5%

Data retrieved from U.S. Census Bureau QuickFacts and City of Frisco GIS portal.

Public schools · 4
Frisco High SchoolHighAFrisco ISDFlagship high school serving the central district area.
Wakeland High SchoolHighAFrisco ISDHighly rated secondary institution known for academic and athletic programs.
Pioneer Heritage Middle SchoolMiddleAFrisco ISDConsistently high-performing middle school.
Spears Elementary SchoolElementaryAFrisco ISDTop-rated elementary campus with strong community engagement.
School districts
Frisco ISDAA large, rapidly growing district that serves the majority of the city and is recognized for its innovative school model and high academic standards.
Utilities & services
ElectricVarious (Deregulated)Residents can choose from multiple retail electric providers in the Texas deregulated market.
Water/SewerCity of FriscoMunicipal utility services provided directly by the city.
Natural GasAtmos EnergyPrimary provider for residential natural gas service.
InternetSpectrum/AT&TMultiple high-speed broadband options available throughout the city.
Major employers & industries
Dallas CowboysSports/EntertainmentMajor regional employer and anchor for The Star development.
Keurig Dr PepperCorporate/BeverageSignificant corporate presence with regional headquarters.
T-MobileTelecommunicationsMajor regional office and employment hub.
Frisco ISDEducationOne of the largest employers in the city.
The data chain · drill up or downproperty → ZIP → city → county → state
Drill up · parent geographies
Drill down · ZIP intel reports beneath this city4 ZIP reports · 4 researched
Sources · 6 cited
Jurisdictional burden contextburdens registered for this geography · most-local first
City · Frisco, Texas
Residential On-Street Parking and Right-of-Way RegulationsLand use & zoningBinds every parcel

Prohibits parking of large commercial vehicles, oversized trailers, and RVs on residential streets or in unpaved front yard setbacks. Requires mandatory off-street garage/driveway parking spaces per dwelling unit and enforces street sight-line clearance standards.

City of Frisco Code of Ordinances, Traffic Regulations and Parking Ordinances.

Historic Preservation Overlay and Landmark RequirementsLand use & zoningConditional

applies when — Parcels designated as local historic landmarks or situated within the Heritage District / Historic Overlay

Restricts demolition, relocation, and exterior alterations of structures without first obtaining a Certificate of Appropriateness from the Historic Preservation Commission. Qualifying restored properties may access the City's Historic Preservation Tax Incentive Program.

City of Frisco Zoning Ordinance and Historic Preservation Incentive Program.

Public Nuisance, Weed, and Property Maintenance StandardsLand use & zoningBinds every parcel

Requires owners to keep grass and weeds below 12 inches, maintain vegetation clear of sight triangles and public sidewalks, eliminate standing stagnant water, and clear junk vehicles or refuse. Failure to comply results in municipal abatement citations, direct city mow/clean interventions, and statutory abatement liens filed on real property records.

City of Frisco Environmental Health and Code Enforcement Ordinances.

Tree Preservation, Mitigation, and Landscape RequirementsLand use & zoningConditional

applies when — Parcels undergoing development, substantial redevelopment, or removal of designated protected/specimen trees

Prohibits the removal of protected tree species without a tree removal permit. Requires mandatory tree preservation fencing during construction, inch-for-inch replacement or mitigation payments into the municipal reforestation fund, and minimum canopy tree planting for residential lots.

City of Frisco Zoning Ordinance Section 4 (Site Development Requirements - Landscape and Tree Preservation).

FEMA Floodplain and Drainage Hazard Overlay RegulationsHazard & insuranceConditional

applies when — Parcels partially or fully within a FEMA Special Flood Hazard Area (100-year floodplain) or city-designated fully developed floodway

Prohibits fill or construction without floodplain development permits and engineering no-rise certifications. Residential finished floor elevations must be constructed at least 1 to 2 feet above the base flood elevation (freeboard). Requires mandatory flood insurance for federally backed mortgages.

City Flood Damage Prevention Regulations and NFIP Local Participation Ordinances.

Municipal Drainage and Stormwater Management RulesHazard & insuranceBinds every parcel

Prohibits unpermitted modification of natural drainage paths, channelization, or increase of peak discharge onto adjacent residential parcels or rights-of-way. Parcels pay monthly stormwater utility fees on city utility bills and must maintain private drainage easements clear of obstructions.

Frisco Engineering Standards and Drainage Design Manual.

Municipal Capital Impact FeesBuilding & codesConditional

applies when — Parcels platted or replatted for new residential development, expansion, or service connection

Mandates upfront monetary assessments per service unit (covering municipal water, wastewater, and roadway infrastructure capacity) payable prior to or at the time of final plat approval or building permit issuance.

Adopted pursuant to Texas Local Government Code Chapter 395 and Frisco Impact Fee Ordinances.

Municipal Utility District (MUD) Infrastructure LeviesSpecial districts & overlaysConditional

applies when — Residential parcels located within the boundaries of an independent Municipal Utility District operating within Frisco's city limits or ETJ

Subjects the parcel to a separate property tax rate levied by the MUD board to service debt on regional water, sewer, and drainage infrastructure, billed in addition to municipal, county, and school taxes.

Authorized under Texas Water Code Chapters 49 and 54.

Public Improvement District (PID) Special AssessmentsTaxationConditional

applies when — Parcels situated within a designated City of Frisco Public Improvement District

Imposes an ongoing annual ad valorem or fixed assessment lien on the parcel to amortize bonds issued for subdivision-level infrastructure, parks, and supplemental landscaping/maintenance. Unpaid assessments constitute a statutory lien equivalent to ad valorem tax liens.

Enacted pursuant to Texas Local Government Code Chapter 372 by city assessment ordinances.

Short-Term Rental (STR) Registration and Hotel Occupancy TaxLand use & zoningConditional

applies when — Residential properties operated or leased for lodging for periods of fewer than 30 consecutive days

Mandates annual municipal registration, local designated 24/7 emergency contact notification, strict parking limits, noise restrictions, life-safety inspections, and the monthly levy and remittance of municipal Hotel Occupancy Tax (HOT).

Municipal Hotel/Motel and Land Use Regulations; Texas Tax Code Chapter 351.

Planned Development (PD) Overlay RestrictionsLand use & zoningConditional

applies when — Parcels located within a designated Planned Development (PD) district or overlay

Imposes custom development standards that supersede base zoning, including mandatory architectural guidelines, specific exterior masonry percentages, tailored yard setbacks, enhanced landscape buffers, private screening walls, and community amenity dedications.

Chapter 63, Section 2 (Planned Development Districts) and enabling parcel-specific PD ordinances.

Comprehensive Zoning and Residential District StandardsLand use & zoningBinds every parcel

Establishes baseline zoning classifications (single-family, patio homes, multi-family, agricultural) governing land use, maximum building heights, minimum lot sizes, floor-area ratios, setback requirements, accessory structure placements, and building envelope controls.

City of Frisco Code of Ordinances, Chapter 63 (Zoning Ordinance).

Frisco Building and Construction Codes RegimeBuilding & codesConditional

applies when — Applies to any residential parcel undergoing new construction, structural alterations, additions, or major repairs

Requires building, electrical, plumbing, and mechanical permits and compliance with City-adopted model codes (including the International Residential Code with local regional NCTCOG amendments). Prohibits occupancy or structural modification without mandatory inspections and issuance of a Certificate of Occupancy or final inspection approval.

Codified under City of Frisco Code of Ordinances, Building Regulations chapters.

City of Frisco Ad Valorem Property TaxTaxationBinds every parcel

Imposes an ad valorem property tax at the adopted rate of $0.425517 per $100 of taxable assessed valuation. The tax levy formula is: (Assessed Value - Applicable Exemptions) x (0.425517 / 100). The City of Frisco grants an optional local homestead exemption of 20% of appraised value (the statutory maximum under Texas Tax Code § 11.13(n)), alongside mandatory state disability and senior exemptions.

Adopted FY 2025-2026 tax rate set under Texas Tax Code Chapter 26; liens attach automatically annually on January 1.

≈ $2,787/yr on a $655,066 median

County · Denton County, Texas
Lake Ray Roberts Planning and Zoning Land Use OrdinanceLand use & zoningConditional

applies when — Applies to residential parcels situated within the designated Lake Ray Roberts Planning and Zoning perimeter jurisdiction in northern Denton County.

Imposes county-administered zoning and land use restrictions rare for Texas counties. Restricts parcel development to designated zoning classifications, enforces mandatory structural setbacks, establishes minimum lot dimensions, requires mandatory zoning notations on recorded subdivision plats, and subjects building designs to special commission review to protect the Lake Ray Roberts reservoir watershed.

Established under Texas Local Government Code Section 231.131 et seq. and administered by the Lake Ray Roberts Planning & Zoning Commission.

Special Water District Taxing and Service Encumbrances (FWSDs and MUDs)Special districts & overlaysConditional

applies when — Applies to residential parcels situated within Freshwater Supply Districts (FWSDs) or Municipal Utility Districts (MUDs), common in developments near Aubrey, Little Elm, Frisco, and Celina.

Subjects parcels to an additional separate ad valorem property tax levy—typically ranging between $0.19 and $0.65 per $100 for FWSDs, and up to $1.00+ per $100 for MUDs—to amortize water, sewer, and stormwater infrastructure debt. Sellers are statutorily required under Texas Water Code Section 49.452 to deliver a mandatory district disclosure notice to purchasers prior to contract execution detailing outstanding bonded indebtedness and tax rates.

Authorized and organized under Texas Water Code Chapters 49, 51, and 54.

Denton County Commissioners Court Burn Bans and Outdoor Burning RegulationsHazard & insuranceConditional

applies when — Applies to all parcels in the unincorporated territory of Denton County during declared drought, elevated wildfire risk, or burn-ban orders.

Prohibits all outdoor burning of brush, yard waste, and open-pit refuse when burn bans are enacted by the Denton County Commissioners Court or County Judge. Enforces Texas Commission on Environmental Quality (TCEQ) outdoor burning limits year-round; strictly forbids burning household trash, treated wood, tires, or construction debris. Violations constitute a Class C misdemeanor punishable by criminal fines up to $500 per day.

Enacted under Texas Local Government Code Section 352.081 and 30 TAC Sections 111.201-111.221.

County Right-of-Way Access and Driveway Culvert PermittingLand use & zoningConditional

applies when — Applies to parcels in unincorporated Denton County abutting county-maintained rights-of-way that construct or alter private vehicular access points.

Requires landowners to obtain a driveway culvert permit and right-of-way permit from Denton County Development Services before constructing, altering, or installing any driveway or access connection within dedicated county rights-of-way. Mandates county sizing and engineering standards for culverts to maintain roadside drainage and clear sight distances.

Authorized under Texas Transportation Code Chapters 251 and 255 and county development regulations.

Denton County On-Site Sewage Facility (OSSF) Order and RulesBuilding & codesConditional

applies when — Applies to residential parcels in unincorporated Denton County utilizing decentralized wastewater or septic systems rather than centralized municipal or utility district sewer.

Requires parcel owners to obtain an OSSF Permit to Construct and pass specialized final inspections through the Environmental Health Division of Denton County Public Health before operating a private septic system. Imposes minimum lot size limits, mandatory soil and site evaluations, setback constraints from property lines and water wells, and ongoing maintenance contract obligations for aerobic treatment units.

Governed by Denton County OSSF Order under Texas Health and Safety Code Chapter 366 and 30 Texas Administrative Code (TAC) Chapter 285.

Denton County Floodplain Development Regulations and Two-Foot Freeboard MandateHazard & insuranceConditional

applies when — Applies to parcels containing or intersecting a FEMA Special Flood Hazard Area (100-year floodplain / Base Flood Elevation) in unincorporated Denton County.

Prohibits any residential construction, fill, or alteration without a Denton County Floodplain Development Permit backed by certified engineering studies demonstrating no rise in the Base Flood Elevation (BFE) and no obstruction to floodway flow. Mandates that all finished lowest floor elevations of habitable residential structures be constructed at least two feet above the 100-year Base Flood Elevation (2-foot freeboard).

Enforced by Denton County Development Services under Texas Water Code Chapter 16 and FEMA NFIP standards.

Denton County Subdivision Rules and RegulationsLand use & zoningConditional

applies when — Applies to residential parcels being divided, replatted, or developed outside municipal corporate limits (unincorporated Denton County) or within extraterritorial jurisdictions governed by county interlocal agreements.

Mandates formal plat approval by the Denton County Commissioners Court prior to recording or selling subdivided lots. Requires minimum 60-foot lot frontage, 30-foot building setback lines, a dedicated 16-foot utility easement along road rights-of-way, approved drainage infrastructure plans, and will-serve letters for utilities (or approved groundwater availability certification). Construction must be completed within two years of approval or face plat review expiration.

Adopted by the Denton County Commissioners Court pursuant to Texas Local Government Code Chapter 232.

County Non-Judicial Foreclosure and Delinquent Tax Sale RegimeForeclosure doctrineBinds every parcel

Requires non-judicial mortgage foreclosure sales and delinquent ad valorem tax sales to be posted at least 21 days in advance with the Denton County Clerk and conducted on the first Tuesday of each month between 10:00 AM and 4:00 PM at the designated area of the Denton County Courts Building/Courthouse. Foreclosed parcels sold for delinquent taxes remain encumbered by statutory redemption periods (up to two years for residence homesteads under Texas Tax Code Section 34.21).

Codified under Texas Property Code Section 51.002 and Texas Tax Code Chapter 34.

Overlapping Ad Valorem Tax Composition FormulaTaxationBinds every parcel

Total property tax liability is composed additively across all overlapping jurisdictions: Total Tax = [County Tax Rate x (Value - County Exemptions)] + [School District Rate x (Value - School Exemptions)] + [City Rate x (Value - City Exemptions)] + [Special District Rate x (Value - District Exemptions)]. School rates constitute the largest component (~$1.2069 per $100 in Denton ISD), followed by municipal rates (e.g., ~$0.5954 per $100 in City of Denton), producing an aggregate composite rate typically between $1.66 and $1.99 per $100 before special district additions.

Texas Tax Code Chapter 26 governs truth-in-taxation and composite tax assessment procedures.

≈ $7,906/yr on a $655,066 median

Denton County General Ad Valorem Property Tax LevyTaxationBinds every parcel

Imposes the county ad valorem tax rate of $0.185938 per $100 of taxable assessed valuation (FY 2025/2026). Tax liability formula: Tax = (Appraised Value - Applicable County Exemptions) x ($0.185938 / 100). The county offers optional local homestead exemptions as adopted by the Commissioners Court, distinct from state-mandated school homestead exemptions ($100,000 for tax year 2025, expanding under Prop 13).

Adopted annually by the Denton County Commissioners Court pursuant to Texas Tax Code Chapter 26.

≈ $1,218/yr on a $655,066 median

Denton Central Appraisal District (DCAD) Annual Mass Appraisal and Assessment RegimeTaxationBinds every parcel

Mandates annual valuation of real property as of January 1 under mass appraisal standards. Establishes the taxable base for all overlapping taxing jurisdictions. Imposes a 10% statutory cap on annual homestead assessed value increases under Texas Tax Code Section 23.23. Owners are bound by statutory protest filing deadlines (typically May 15 or 30 days after the Notice of Appraised Value is delivered) before the Appraisal Review Board (ARB).

Governed by Texas Tax Code Chapters 6, 23, 25, and 41; administered by Denton Central Appraisal District.

County · Collin County, Texas
Collin County Public Health & Public Nuisance AbatementBuilding & codesConditional

applies when — Parcels in unincorporated Collin County with accumulating refuse, stagnant water, abandoned materials, or dangerous weed growth.

Empowers Collin County authorities to require elimination of public nuisances. If uncorrected after notice, the County may abate the condition at property owner expense and assess an administrative lien against the parcel.

Texas Health and Safety Code Chapter 343 (Abatement of Public Nuisances).

Collin County Outdoor Burning and Burn Ban RestrictionsHazard & insuranceConditional

applies when — Parcels located in unincorporated Collin County conducting outdoor burning, or during Commissioners Court burn bans.

Restricts outdoor burning of household trash and brush under TCEQ outdoor burning rules. When Commissioners Court issues a burn ban during drought conditions, all outdoor burning is strictly prohibited with violations enforced as Class C misdemeanors.

Texas Local Government Code Sec. 352.081; Texas Administrative Code Title 30 Chapter 111 Subchapter B.

Special District Ad Valorem Tax Levies (MUDs and WCIDs)Special districts & overlaysConditional

applies when — Parcels located within a Municipal Utility District (MUD), Water Control and Improvement District (WCID, e.g. Collin County WCID #3), or Fresh Water Supply District (FWSD).

Levies additional ad valorem property taxes ranging from $0.85 to $1.20 per $100 of taxable assessed value on top of county, city, and ISD taxes. Imposes statutory notice of special district debt obligations upon seller disclosure to prospective purchasers under Texas Water Code Sec. 49.452.

Texas Water Code Chapters 49, 51, and 54.

County Thoroughfare Right-of-Way and Access Management RulesLand use & zoningConditional

applies when — Parcels abutting or seeking driveway access/connections onto designated Collin County road rights-of-way.

Imposes County driveway permit obligations, culvert sizing specifications determined by County Engineering, sight distance standards, and required dedication of thoroughfare right-of-way widths upon subdivision or development.

Texas Transportation Code Chapter 251; Collin County Subdivision Regulations Roadway Specifications.

Collin County Floodplain Development & NFIP ComplianceHazard & insuranceConditional

applies when — Parcels situated within FEMA-designated Special Flood Hazard Areas (SFHA / 100-year floodplain) in unincorporated Collin County.

Requires development permits from the County Floodplain Administrator prior to any construction or grading. Structures must elevate lowest finished floor levels at or above base flood elevation (BFE) plus freeboard, and development cannot cause net rise in base flood elevation.

Texas Water Code Sec. 16.315; 44 CFR Part 60; Collin County Flood Damage Prevention Order.

Collin County Subdivision Platting and Division Approval RulesLand use & zoningConditional

applies when — Parcels divided into two or more parts outside incorporated municipal ETJ/limits, unless divided into tracts >10 acres without public street dedication.

Mandates formal subdivision plat approval by Collin County Commissioners Court. Requires standard 24x36 inch plat filings, public road access compliance, right-of-way dedications, and certified engineer drainage reviews. Violations constitute a Class B misdemeanor under Chapter 232.

Texas Local Government Code Chapter 232 Subchapter A; Collin County Subdivision Regulations Court Order.

Texas Non-Judicial Foreclosure Posting and Public AuctionForeclosure doctrineBinds every parcel

Enforces non-judicial foreclosure on residential deeds of trust. Notice of sale must be posted at the Collin County Courthouse and filed with the County Clerk at least 21 days prior to sale; sales occur publicly on the first Tuesday of each month between 10:00 AM and 4:00 PM at the designated area.

Texas Property Code Sec. 51.002.

Independent School District Ad Valorem Tax & Mandatory Homestead ExemptionTaxationBinds every parcel

All residential parcels fall into an ISD (e.g., Plano ISD at $1.03955 per $100; Allen ISD at $1.1258 per $100; Prosper ISD at $1.2141 per $100). Imposes standard Maintenance & Operations (M&O) and Interest & Sinking (I&S) rates. Grants a mandatory $100,000 residence homestead deduction from appraised value for school maintenance taxation: Tax = (Appraised Value - $100,000) * ISD Rate / 100.

Texas Property Tax Code Sec. 11.13(b) and Texas Constitution Art. VIII, Sec. 1-b.

≈ $6,810/yr on a $655,066 median

Collin College Junior College District Ad Valorem Tax LevyTaxationBinds every parcel

Imposes a county-wide junior college district ad valorem tax rate of $0.08122 per $100 of taxable assessed value. Formula: Tax = (Assessed Value - Collin College Exemption) * 0.0008122.

Texas Education Code Chapter 130; levied annually across county boundaries.

≈ $532/yr on a $655,066 median

Collin County General Operating Property Tax LevyTaxationBinds every parcel

Collin County general property tax rate of $0.149343 per $100 of taxable assessed value (FY 2025-2026). Composes additively into total parcel tax: Total Tax = SUM[Taxable Value_i * Rate_i / 100] across Collin County ($0.149343), Collin College ($0.08122), school district (e.g., Plano ISD $1.03955, Allen ISD $1.1258), municipal tax, and special districts.

Adopted pursuant to Texas Property Tax Code Sec. 26.05; Collin County FY 2025-2026 budget order.

≈ $978/yr on a $655,066 median

Collin Central Appraisal District (CCAD) Annual Ad Valorem ValuationTaxationBinds every parcel

Establishes annual market value and taxable assessed value across all jurisdictions. Subject to Texas Tax Code Sec. 23.23 ten percent (10%) homestead assessment cap year-over-year. Taxable Value = Appraised Value - Applicable Exemptions.

Governed by Texas Tax Code Title 1; valuations determined annually as of January 1.

Collin County On-Site Sewage Facility (OSSF) RegulationsBuilding & codesConditional

applies when — Parcels utilizing private septic or on-site wastewater disposal systems instead of a centralized public sewer.

Mandates permitting, site evaluation, and design inspection by Collin County Engineering as the authorized agent for TCEQ. Minimum lot acreage and setback thresholds apply; maintenance contracts required for aerobic systems. Violations are punishable as Class B misdemeanors.

Texas Health and Safety Code Chapter 366; 30 TAC Chapter 285; Collin County Court Order 2008-187-03-11.

Special Financing and Water District Parcel Assessments (MUDs, WCIDs, and SUDs)Special districts & overlaysConditional

applies when — Applies to residential parcels situated within the jurisdictional boundaries of a Municipal Utility District (MUD), Water Control and Improvement District (WCID), Special Utility District (SUD), or Public Improvement District (PID).

Imposes layered ad valorem debt service and maintenance and operations (M&O) tax levies or special assessments directly onto the parcel's annual tax bill to retire infrastructure bonds (water, sewer, drainage, and roads). Statutory plat restrictions in Collin County dictate that the county does not operate or maintain district infrastructure, gates, cluster mailboxes, or streetlights, placing maintenance burdens entirely on the district or homeowner association.

Texas Water Code Chapters 49, 51, and 54; Texas Local Government Code Chapter 372; Collin County Subdivision Regulations Appendix E.

Collin County Subdivision Platting and Development RegulationsLand use & zoningConditional

applies when — Applies to any tract of land located in Collin County outside the corporate municipal boundaries (unincorporated area and extraterritorial jurisdictions governed by county agreement) that is divided into two or more parts for sale or residential development.

Prohibits parcel subdivision, development, or issuance of utility connections until a preliminary and final subdivision plat is engineered, reviewed, and approved by the Collin County Commissioners Court and recorded with the County Clerk. Imposes mandatory right-of-way dedications, drainage/stormwater infrastructure standards, utility will-serve commitments, driveway access permits, and minimum lot sizes. Parcels dividing into lots exceeding 10 acres, certain family transfers under Chapter 573, or agricultural divisions under Tex. Const. art. VIII are conditionally exempt.

Texas Local Government Code Chapter 232, Subchapter A; Collin County Subdivision Regulations.

Statutory Non-Judicial Foreclosure Posting and Public Auction ProcedureForeclosure doctrineConditional

applies when — Applies to residential parcels subject to a recorded deed of trust with a power of sale in default.

Mandates strict statutory pre-sale notices before extinguishing borrower title: serving a 20-day written notice of default and intent to accelerate by certified mail, followed by a formal notice of trustee sale filed at least 21 days before sale with the Collin County Clerk, posted at the designated area at the Collin County Courthouse, and served on the debtor. Foreclosure public auctions must take place on the first Tuesday of the month between 10:00 AM and 4:00 PM at the designated public sale location at the Collin County Courthouse.

Texas Property Code § 51.002; Collin County Commissioners Court Courthouse Designation Order.

Automatic Statutory Property Tax LienTaxationBinds every parcel

A statutory tax lien automatically attaches to every residential parcel on January 1 of each year to secure payment of all ad valorem taxes, penalties, and interest assessed for the year. This lien has priority over virtually all other encumbrances, deeds of trust, or liens on the parcel, and secures delinquent tax enforcement proceedings.

Texas Tax Code § 32.01.

Collin County General and Road & Bridge Ad Valorem Tax LevyTaxationBinds every parcel

Imposes county-level property taxes composed of the General Fund and Farm-to-Market/Lateral Road rates, adopted annually by the Collin County Commissioners Court (typically ~0.14 to 0.16 per $100 of assessed taxable valuation). Formula: County Tax Levy = (Assessed Market Value - Applicable County Exemptions) × (County Tax Rate / 100). Collin County offers an optional local-option homestead exemption (5% of assessed value, minimum $5,000) under Tex. Tax Code § 11.13(n), plus mandatory and optional exemptions for Over-65 and Disabled persons with tax ceilings. Total parcel tax levy composes additively across distinct overlapping jurisdictions: Total Tax = County Tax + Municipal/City Tax + Independent School District (ISD) Tax + College/Special District Tax.

Texas Tax Code § 26.05; Collin County Commissioners Court annual budget and tax levy orders; Tex. Tax Code § 11.13.

≈ $32,753/yr on a $655,066 median

Collin Central Appraisal District Annual Ad Valorem Valuation RegimeTaxationBinds every parcel

Imposes mandatory annual appraisal of all real property at 100% fair market value as of January 1 each year. Governs the 10% statutory homestead appraisal cap under Texas Tax Code § 23.23 (capping annual appraised value increases on qualifying homesteads at 10% plus new improvements). Establishes binding assessment rolls delivered to all local taxing jurisdictions, subject to administrative protest before the Collin County Appraisal Review Board (ARB).

Texas Tax Code Title 1; Tex. Tax Code § 6.01, § 23.01, § 23.23; established under 1979 Texas Senate Bill 621, operating since 1980.

Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.