Illustrative validation dataAlameda County · CAMedian List$895K+1.1%|Atlanta · GAMedian List$425K+1.4%|Brooklyn · NYMedian List$925K+1.2%|Broward County · FLMedian List$398K+2.1%|Clark County · NVMedian List$415K+1.7%|Cook County · ILMedian List$315K+0.7%|Cuyahoga County · OHMedian List$178K+0.3%|Davidson County · TNMedian List$425K+1.6%|Denver County · COMedian List$525K+0.6%|District of Columbia · DCMedian List$625K+1.1%|Duval County · FLMedian List$298K+1.4%|Fairfax County · VAMedian List$675K+1.3%|Fort Bend County · TXMedian List$398K+2.1%|Franklin County · OHMedian List$268K+1.9%|Hennepin County · MNMedian List$355K+1.0%|Hillsborough County · FLMedian List$342K+2.3%|Jackson County · MOMedian List$232K+1.3%|King County · WAMedian List$685K+1.2%|Los Angeles · CAAvg Price/SqFt$552-1.4%|Marion County · INMedian List$252K+1.4%|Mecklenburg County · NCMedian List$368K+2.2%|Miami · FLMedian List$425K+2.8%|Milwaukee County · WIMedian List$225K+0.7%|Multnomah County · ORMedian List$455K-0.7%|New York County · NYMedian List$1.65M+0.6%|Orange County · CAMedian List$785K+0.8%|Orange County · Orlando · FLMedian List$365K+1.8%|Palm Beach County · FLMedian List$445K+2.6%|Philadelphia County · PAMedian List$248K+0.9%|Phoenix · AZMedian List$450K+0.9%|Queens County · NYMedian List$688K+1.5%|Riverside County · CAMedian List$465K+2.2%|Salt Lake County · UTMedian List$478K+0.9%|San Diego County · CAMedian List$728K+1.5%|San Francisco County · CAMedian List$1.29M-2.1%|Santa Clara County · CAMedian List$1.32M+1.9%|Shelby County · TNMedian List$195K+0.8%|St. Louis City · MOMedian List$195K+0.4%|Suffolk County · MAMedian List$695K+0.8%|Wake County · NCMedian List$395K+2.0%|Wayne County · MIMedian List$185K+0.5%|Williamson County · TXMedian List$425K+2.6%|Illustrative validation dataAlameda County · CAMedian List$895K+1.1%|Atlanta · GAMedian List$425K+1.4%|Brooklyn · NYMedian List$925K+1.2%|Broward County · FLMedian List$398K+2.1%|Clark County · NVMedian List$415K+1.7%|Cook County · ILMedian List$315K+0.7%|Cuyahoga County · OHMedian List$178K+0.3%|Davidson County · TNMedian List$425K+1.6%|Denver County · COMedian List$525K+0.6%|District of Columbia · DCMedian List$625K+1.1%|Duval County · FLMedian List$298K+1.4%|Fairfax County · VAMedian List$675K+1.3%|Fort Bend County · TXMedian List$398K+2.1%|Franklin County · OHMedian List$268K+1.9%|Hennepin County · MNMedian List$355K+1.0%|Hillsborough County · FLMedian List$342K+2.3%|Jackson County · MOMedian List$232K+1.3%|King County · WAMedian List$685K+1.2%|Los Angeles · CAAvg Price/SqFt$552-1.4%|Marion County · INMedian List$252K+1.4%|Mecklenburg County · NCMedian List$368K+2.2%|Miami · FLMedian List$425K+2.8%|Milwaukee County · WIMedian List$225K+0.7%|Multnomah County · ORMedian List$455K-0.7%|New York County · NYMedian List$1.65M+0.6%|Orange County · CAMedian List$785K+0.8%|Orange County · Orlando · FLMedian List$365K+1.8%|Palm Beach County · FLMedian List$445K+2.6%|Philadelphia County · PAMedian List$248K+0.9%|Phoenix · AZMedian List$450K+0.9%|Queens County · NYMedian List$688K+1.5%|Riverside County · CAMedian List$465K+2.2%|Salt Lake County · UTMedian List$478K+0.9%|San Diego County · CAMedian List$728K+1.5%|San Francisco County · CAMedian List$1.29M-2.1%|Santa Clara County · CAMedian List$1.32M+1.9%|Shelby County · TNMedian List$195K+0.8%|St. Louis City · MOMedian List$195K+0.4%|Suffolk County · MAMedian List$695K+0.8%|Wake County · NCMedian List$395K+2.0%|Wayne County · MIMedian List$185K+0.5%|Williamson County · TXMedian List$425K+2.6%|
Property-class scope
ARED ScoreMarket grade · state
as of Sep 11, 2026
B+
+20 / ±100
positive
−1000+100
Reason codes · heaviest factors
IS
Inventory & supply
3 months of supply
+100
SL
Sale-to-list ratio
97.2% sale-to-list
+50
MS
Market sentiment
cautiously optimistic
-50

Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.

State intel report · monthly refresh cycle
Track this state

Maine

refreshed Sep 11, 2026, 3:49 PMnext refresh due Sep 26, 2026
Market sentiment: cautiously optimistic

Maine's residential housing market has reached an orderly stabilization, with sales volume growing by 10.7% year-over-year while median sale prices held essentially flat at $387,900. Active listings rose by 28.1% to 6,707 homes, expanding buyer choices and pushing median days on market to 54 days. Southern coastal centers continue to demonstrate solid pricing power and competitive offer dynamics, while broader statewide markets enjoy healthier supply balance.

Market & county intel reports · Maine
Minor markets

None — no population center in this class.

Deep property reports · latest 1 researched here
Latest readings
Median sale price
$387,900
Corroborated · 1 anchor · 0% off nearest
Median price / sq ft
$252
Median days on market
54
Active listings
6,707
Listings with price cuts
14.7%
Median price change YoY
-0.89%
Closed sales (monthly)
1,688
Months of supply
3
Sale-to-list ratio
97.2%
Median asking rent
$1,850/mo
Population
1,395,722
Median household income
$74,762
Avg effective property tax rate
1.09%
State Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
61
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
44
Growth/100

Median prices moved down 1.3% year over year.

67
Liquidity/100

Homes spend a median of 67 days on market with 2.5 months of supply — a fast-moving market.

50
Momentum/100

0% of listings have cut prices · homes sell at 24.08% of asking — demand is holding steady.

81
Safety & stability/100

unemployment 3.2% · poverty 10.8% — a stable, low-distress profile.

Immigration & foreign-bornU.S. Census Bureau ACS · state granular
Foreign-born share
4.1%
Foreign-born residents
56,448
Naturalized (of foreign-born)
52.3%
Non-citizens (of population)
1.9%
Entered 2010 or later (of foreign-born)
42.2%
World region of birth (foreign-born)
Americas
31.3%
Asia
24%
Europe
22.2%
Africa
21.7%
Oceania
0.9%

ACS 2024 5-year estimates. Aggregate published statistics for this state — never individual records, and never an attribute of any individual property or resident. Federal enforcement activity is presented only at the state tier as regional context — never imputed onto any county, city, ZIP, neighborhood or parcel beneath it.

Deterministic roll-up
16 of 16 counties contributed
Median sale price
$260,063
Median price / sq ft
$198
Median days on market
67.11
Active listings
13,523
Listings with price cuts
0.49%
Median price change YoY
-1.25%
Closed sales (monthly)
3,311
Months of supply
2.47
Sale-to-list ratio
24.08%
Median asking rent
$843/mo
Population
1,391,731
Median household income
$60,121

Deterministic aggregate of 16 researched counties — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

Median home value · ten-year trajectory & projection

Maine — researched statewide history with a deterministic 1 / 3 / 5-year projection

2016201720182019202020212022202320242025202620282030$190,000$285,000$380,000$475,000$570,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Amenities & attractions4 retained amenities · 3 developments on the horizon

The amenity base that shapes daily life and property demand in this state — what residents actually live with, and what the pipeline is adding.

Inside this state
Acadia National Park
National Park

Spanning over 47,000 acres primarily on Mount Desert Island, Acadia features dramatic granite peaks, historic carriage roads, and rugged Atlantic shoreline that attract millions of outdoor recreation enthusiasts every year.

Old Port Historic District & Waterfront
Cultural / Entertainment District

Portland's historic working harbor and brick-cobbled waterfront district serves as the state's cultural heart, recognized nationally for its vibrant culinary scene, boutique shopping, and maritime industry.

Sunday River & Sugarloaf Ski Resorts
Alpine Recreation

Maine's premier ski resorts in the western mountains feature massive terrain footprints, winter sports infrastructure, and year-round alpine mountain recreation that anchor the state's outdoor tourism economy.

Baxter State Park & Mount Katahdin
Wilderness Park & Landmark

A preserved 200,000-acre wilderness sanctuary containing Mount Katahdin, Maine's highest peak and the northern terminus of the Appalachian Trail, providing world-class backcountry hiking and wilderness solitude.

On the horizon · announced & under construction
Bath Iron Works Modernization ProjectsIndustrial / DefenseUnder ConstructionMulti-million-dollar ongoing capital facility expansions and equipment upgrades supporting the production of Arleigh Burke-class guided-missile destroyers for the U.S. Navy.
Roux Institute at Northeastern University CampusHigher Education / Innovation Mixed-UseUnder ConstructionA major graduate research and innovation campus being developed on Portland's waterfront to train talent in artificial intelligence, digital engineering, and computational life sciences.
Statewide Workforce Housing Initiatives (LD 2003 Implementation)Residential Regulatory FrameworkApproved / Ongoing ImplementationStatewide zoning reform enabling higher residential density, accessory dwelling units (ADUs), and multi-unit development across municipalities to directly resolve Maine's workforce housing deficit.
Area context
Crime & safety

Maine consistently ranks as one of the safest states in the nation, with violent crime rates among the lowest nationwide. Property crime rates also sit well below national benchmarks, though isolated municipal pockets in larger service centers experience slightly higher incident concentrations.

Schools & education

Maine public education is administered through local School Administrative Districts (SADs) and Regional School Units (RSUs), with high graduation rates and strong community involvement. Southern coastal districts, such as Falmouth and Cape Elizabeth, regularly post top academic performances, though smaller rural districts face demographic and funding constraints.

Environmental & hazard

Coastal Maine faces increasing sea-level rise, storm-surge exposure, and intense winter nor'easters that drive coastal erosion and periodic riverine flooding. Wildfire risk remains minimal compared to western states, but recent severe winter flooding events have placed heightened scrutiny on coastal flood insurance and homeowner coverage affordability.

Growth & development

Economic expansion is anchored by healthcare, defense manufacturing (notably Bath Iron Works), biotechnology in greater Portland, and year-round tourism. Severe shortages of year-round workforce housing have constrained labor force growth, prompting state and local initiatives to stimulate residential development.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. Federal (United States (federal)) — Federal General Tax Lien Encumbrance: Under IRC § 6321, a statutory lien arises automatically as of the date of assessment and attaches to all real property owned or acquired by the taxpayer. Upon the IRS filing a Notice of Federal Tax Lien (NFTL) in local county land records under IRC § 6323, it perfects priority against subsequent pur Federal (United States (federal)) — Foreign Investment in Real Property Tax Act (FIRPTA) Tax Withholding: Imposes an absolute statutory obligation on the transferee/buyer to withhold gross tax from the total amount realized (purchase price) upon disposition and remit it to the IRS within 20 days using Forms 8288 and 8288-A. Rate structure and formula: Base statutory withholding rate is 15% of the gross

Recreation & amenities

Maine provides world-class outdoor recreation centered on Acadia National Park, Baxter State Park, and over 3,000 miles of tidal coastline. Inland regions offer extensive freshwater lakes, four-season hiking along the Appalachian Trail, and premier alpine skiing at Sunday River and Sugarloaf.

Rental market

Rental availability remains tight statewide, particularly along the southern coast and in Cumberland County where vacancy rates hover near record lows. Strong competition from short-term vacation rentals along the coastal belt has heightened upward pressure on long-term rents, driving median asking rates upward.

Economy & employers

Maine's approximately $90 billion economy is characterized by a balance of traditional resource-based sectors (commercial fishing, forest products), marine manufacturing, growing healthcare and biomedical clusters, and an extensive leisure and hospitality industry.

Transportation & infrastructure

Interstate 95 forms the state's primary north-south spine, connecting to I-295 through the Portland-Augusta corridor. Passenger rail is anchored by Amtrak Downeaster service between Brunswick, Portland, and Boston, alongside seasonal commercial aviation hubs at Portland International Jetport and Bangor International Airport.

Development pipeline

Planning focus is heavily aligned with the implementation of LD 2003, which allows for accessory dwelling units and increased density on residential lots statewide to address chronic housing shortfalls.

Special districts

Maine does not utilize independent special appraisal districts like Sunbelt states; property assessments and collections are administered at the individual municipality or unorganized territory level, with shared school funding structured through regional school units (RSUs).

Insurance & hazard market

Maine has historically maintained stable residential property insurance rates compared to southeastern and gulf states. However, an uptick in severe coastal storm damage and inland river flooding has prompted modest rate hardening and tighter underwriting standards for vulnerable coastal properties.

Migration & population flows

Maine experienced accelerated positive net domestic migration following 2020 as remote professionals, young families, and retirees relocated to coastal and southern regions. Recent migration momentum has stabilized as inventory availability remains constrained and prices hold near historic peaks.

Foreclosure doctrine

Maine is strictly a judicial foreclosure state requiring lenders to obtain a court judgment before selling a foreclosed property. Borrowers receive extensive statutory protections, including a mandatory mediation program, followed by a formal 90-day post-judgment redemption period.

Disclosure doctrine

Maine law (Title 33, Section 173) mandates that residential sellers provide a formal property condition disclosure statement prior to or at the time of an offer. Required disclosures cover heating systems, electrical, plumbing, water supply, waste disposal, known structural defects, and hazardous materials such as radon, lead paint, and asbestos.

Discovery profileACS 2019-2023 5-year estimates / 2023 1-year estimates
Census profile · Maine
Population
1,395,722
Median age
45.1 yrs
Owner-occupancy
73.1%
Median home value
$315,000
Median gross rent
$1,050
Median household income
$74,762
Median year built
1976
Vacancy rate
17.6%
Renter share
26.9%
Owner cost burden
21.4%
Renter cost burden
48.2%
Population change
+0.35%
Net migration
6,800
Work-from-home share
13.5%
Mean commute
24.2 min
Bachelor's or higher
36.4%
Unemployment
3.2%
Poverty rate
10.8%
Avg household size
2.28
White alone, not Hispanic
90.2%
Hispanic or Latino
2.2%
Two or more races
4.1%
Black or African American
1.7%
Asian
1.2%
American Indian and Alaska Native
0.6%

Retrieved from U.S. Census Bureau statewide summary tables for Maine (B01003, B01002, B25077, B25064, B19013, B25002, B25003, B08024, B15003, B23025).

Major employers & industries
MaineHealthHealthcareLargest private employer in Maine with over 22,000 healthcare and support personnel across southern and central Maine.
Bath Iron Works (General Dynamics)Defense & Marine ManufacturingMajor defense contractor employing approximately 6,500 to 7,000 shipbuilders and engineering specialists.
Northern Light HealthHealthcareMajor regional integrated healthcare system employing over 10,000 workers throughout central, northern, and coastal Main
L.L.BeanRetail & Outdoor GoodsIconic outdoor retailer headquartered in Freeport, employing thousands in retail, corporate, and logistics operations.
IDEXX LaboratoriesBiotechnology & Veterinary DiagnosticsGlobal diagnostic manufacturer headquartered in Westbrook with over 3,000 Maine-based employees.
Latest refresh summary

Maine's residential housing market has reached an orderly stabilization, with sales volume growing by 10.7% year-over-year while median sale prices held essentially flat at $387,900. Active listings rose by 28.1% to 6,707 homes, expanding buyer choices and pushing median days on market to 54 days. Southern coastal centers continue to demonstrate solid pricing power and competitive offer dynamics, while broader statewide markets enjoy healthier supply balance.

Sources · 5 cited
Market signals — layered trendsMaine · 8 charts · one line per tier in the chain

Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.

Assessed-value momentum — YoY
county-assessed values · 5-yr historical · 1-yr forecast at the trailing 3-read mean · no-roll-up tiers: own refresh series
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — dollar levels
raw district CAD assessed levels · 5-yr historical · 1-yr forecast · property mix varies with coverage
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — indexed trajectory
YoY-chained index · base 100 at each line's first charted year · 5-yr historical · 1-yr forecast
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Comp sales — month over month
nearby comp sales vs the assessed anchor · 5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Active inventory — month over month
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Liquidity velocity — days on market
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Price-cut share
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Foreclosure presence
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.

Foreclosure ledgerMaine · open the full ledger
Recorded notices
0
Statutory trustee notices in scope
Upcoming sales
0
No dated sale in the current set
Distress weight
0.0
per 10,000 residents
Weight band
LOW WEIGHT

No recorded foreclosure notices for Maine yet. Counties ingest on the scheduled rotation — absence here reads as no recorded notices, not as verified zero distress.

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