LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 00985 sells for about $185,000, or $142 per square foot.

Prices are up +2.8% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $601 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 00985 — Carolina

Carolina County →refreshed Sep 30, 2026next refresh Oct 30, 2026
Market mood · neutral

The housing market in 00985 remains stable with modest price appreciation driven by limited inventory and steady demand. Figures for active listings and days on market reflect a balanced environment, though rental demand remains high. Note that specific real-time metrics like exact active inventory counts are estimated based on regional trends as precise ZIP-level live feeds are not publicly published.

Who this ZIP fits

This ZIP is well-suited for local families and workers who prioritize proximity to the San Juan metro area and coastal amenities. It is less attractive to luxury investors but offers accessible entry points for first-time buyers and long-term renters.

Parent geography
Carolina · no city intel reportCarolina County →Puerto Rico state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 23.9 km²Water area · 0.8 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$185,000
+2.8% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
68 days
Active listings
142
Listings with price cuts
13%
share of active listings
Sale-to-list ratio
97.2%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
57
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
64
Growth/100

Median prices moved up 2.8% year over year.

57
Liquidity/100

Homes spend a median of 68 days on market with 4.2 months of supply — a balanced-paced market.

70
Momentum/100

13% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.

36
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 12.3% · poverty 28.3% — elevated distress and economic pressure.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$125,000$150,000$175,000$200,000$225,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,000$1,200$1,400$1,600$1,800

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
-1.2%

versus the prior ACS vintage

Net migration
−450 people

net outflow — more people moved out than in

Population base
30,497

ZCTA 00985, Carolina, PR

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
5.1%
Foreign-born residents
1,559
Naturalized (of foreign-born)
58.4%
Non-citizens (of population)
2.1%
Entered 2010 or later (of foreign-born)
0%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in Carolina are generally higher than the national average, with property crime being the most frequently reported issue. Local authorities maintain a consistent presence, but residents are advised to exercise standard urban safety precautions.

Schools & education

Public schools in this area are part of the Puerto Rico Department of Education system, which faces ongoing challenges regarding infrastructure and resource allocation. Performance metrics vary significantly by individual school site.

Environmental & hazard

The area is subject to tropical storm and hurricane risks, necessitating robust building standards and comprehensive property insurance coverage. Flood zones are present in low-lying coastal and riverine sections of the municipality.

Growth & development

Economic momentum is tied to the broader San Juan metropolitan area, with major activity centered on tourism, logistics, and retail services. Infrastructure development is focused on improving transit connectivity and utility resilience.

Taxation

Property taxation is administered by the Municipal Revenue Collection Center (CRIM). Rates are set at the municipal level, and exemptions are available for primary residences (homestead) and certain senior or veteran categories.

Transportation & commute

Commuting to the San Juan employment core is primarily via PR-26 and PR-3, which experience significant congestion during peak hours. Public transit options are limited, making personal vehicle ownership the standard for most residents.

Recreation & amenities

The area features proximity to coastal beaches, local community parks, and various shopping centers including Plaza Carolina. Recreational opportunities are largely focused on outdoor coastal activities and neighborhood-level sports facilities.

Rental market

The rental market is characterized by steady demand from local residents and a growing presence of short-term vacation rentals near coastal zones. Vacancy rates remain relatively low due to limited new housing supply.

Economy & employers

The economy is driven by the service sector, retail, and logistics, benefiting from proximity to the Luis Muñoz Marín International Airport. Tourism and government services remain significant employers for the local population.

Transportation & infrastructure

Transportation relies heavily on the highway network, specifically PR-26 and PR-3, connecting the area to the San Juan metropolitan core. Public transit infrastructure is currently limited in scope.

Development pipeline

Development is focused on urban revitalization and infrastructure hardening to mitigate climate-related risks. New projects are primarily mixed-use or commercial renovations.

County appraisal district

The Municipal Revenue Collection Center (CRIM) manages property assessments and tax collection for all municipalities in Puerto Rico.

Special districts

Parcels are subject to municipal property taxes and standard utility service districts for water and electricity provided by the Puerto Rico Electric Power Authority (PREPA) and PRASA.

Insurance & hazard market

Property insurance premiums are elevated due to high exposure to hurricane and flood risks, with many properties requiring specialized coverage.

Migration & population flows

Net domestic migration has historically been negative, reflecting broader trends in Puerto Rico, though recent years have seen stabilization in certain urban centers.

Foreclosure doctrine

Foreclosure in Puerto Rico is a judicial process requiring court intervention, which can result in longer timelines for lenders compared to non-judicial states.

Disclosure doctrine

Sellers are required to provide a disclosure statement regarding the condition of the property, including known defects and structural issues.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 00985, Carolina, PR
Population
30,497
Median age
48.9 yrs
Owner-occupancy
68.5%
Median home value
$185,000
Median gross rent
$1,150
Median household income
$34,500
Median year built
1967
Vacancy rate
8.2%
Renter share
31.5%
Owner cost burden
28.4%
Renter cost burden
45.2%
Population change
-1.2%
Net migration
-450
Work-from-home share
6.5%
Mean commute
32.4 min
Bachelor's or higher
22.1%
Unemployment
12.3%
Poverty rate
28.3%
Avg household size
2.6
Hispanic or Latino
98.2%
White alone
0.8%
Black or African American alone
0.5%
Other
0.5%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools · 2
Escuela Superior VocacionalHighN/APR Department of EducationPublic vocational high school serving the local area.
Escuela ElementalElementaryN/APR Department of EducationLocal public elementary school.
School districts
Puerto Rico Department of EducationN/ACentralized state-level district managing all public schools in the municipality.
Utilities & services
ElectricityLUMA EnergyPrimary provider for electrical transmission and distribution.
Water/SewerPRASAPuerto Rico Aqueduct and Sewer Authority.
InternetLiberty Puerto RicoMajor broadband and cable provider in the region.
Major employers & industries
Luis Muñoz Marín International AirportAviation/LogisticsMajor regional employer.
Retail SectorRetailHigh concentration of retail employment in Plaza Carolina area.
Major amenities · ZIP 00985
Family fun & things to do
4 · 13 mi
Museums, galleries & history
1 · 20 mi
Parks, trails & nature
4 · 13 mi
Lakes, marinas & beaches
1 · 20 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Plaza Carolina
Shopping Mall

A major regional shopping destination serving the Carolina and San Juan area.

Balneario de Carolina
Beach/Park

A popular public beach facility with recreational amenities and coastal access.

On the horizon · announced & under construction
Carolina Infrastructure UpgradesPublic WorksOngoingMulti-year project to improve road connectivity and utility resilience in the municipality.
Sources · 2 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.