The story of this market
The typical home in ZIP 01906 sells for about $703,000, or $399 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 30 days to sell. HUD's fair market rent for a two-bedroom is $2,241 a month.
ZIP 01906 — Saugus
The Saugus housing market remains stable with steady demand driven by its suburban location and proximity to Boston. While inventory remains tight, price growth has moderated compared to previous years, reflecting broader regional trends. Buyers are active, but the market is sensitive to interest rate fluctuations and affordability constraints.
This ZIP is well-suited for families and commuters seeking a suburban environment with convenient access to Boston and major retail hubs. It is less ideal for those prioritizing high-density urban transit or those seeking a low-regulation landlord environment.
Median prices moved up 4.2% year over year.
Homes spend a median of 30 days on market with 2.8 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 6.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 01906, Essex County MA
Saugus generally experiences lower crime rates compared to the broader Boston metropolitan area, with property crime being the primary concern. Local law enforcement maintains a stable presence, and the town is considered relatively safe for families.
Public schools in Saugus are part of the Saugus Public Schools district, which provides a range of educational services; performance ratings are generally moderate compared to neighboring affluent suburbs.
The area faces standard New England climate risks, including winter storms and potential localized flooding in low-lying areas near the Saugus River. Property insurance premiums are influenced by these regional environmental factors.
Economic momentum is driven by its proximity to Boston and major retail corridors along Route 1, which serves as a significant commercial hub. Development is focused on infill projects and the revitalization of existing commercial zones.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Massachusetts) — Massachusetts Local Property Tax: Ad valorem tax calculated as (Municipal Budget / Total Assessed Value of all taxable property) = Tax Rate per $1,000 of assessed value. Assessments must be at 100% of full and fair cash (market) value.
Residents primarily commute to Boston or surrounding employment hubs via Route 1 or I-95, with travel times heavily dependent on peak-hour traffic congestion. Public transit options are limited, making personal vehicle ownership the standard for most commuters.
The area features access to the Breakheart Reservation, offering extensive hiking trails and swimming, alongside various local parks and golf facilities. Shopping and dining are concentrated along the Route 1 corridor, providing significant regional retail access.
The rental market is characterized by high demand and low vacancy rates, driven by the town's proximity to Boston. Investors maintain a presence, though the regulatory environment is considered tenant-protective.
The local economy is anchored by the retail and service sectors along the Route 1 corridor, with many residents commuting to the broader Boston-Cambridge-Newton metro area for employment in education, healthcare, and technology.
Transportation is dominated by highway access via Route 1 and I-95, with limited public transit infrastructure. Commuters rely heavily on personal vehicles to reach regional employment centers.
Development is largely focused on the redevelopment of aging commercial properties and the addition of multi-family housing units to meet regional demand.
The Essex County appraisal process is managed at the municipal level by the Town of Saugus Assessor, following state guidelines for property valuation.
Parcels are subject to municipal property taxes and school district levies; there are no significant MUD or PID districts common in other states.
Property insurance premiums are moderate, reflecting regional risks associated with coastal weather patterns and winter storm exposure.
Data retrieved from Census Reporter and US Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Boston Tea Party Ships & Museum4.68.2 mi
- F1 Arcade Boston4.58.3 mi
- Museum of Illusions Boston4.57.8 mi
- Boda Borg Boston4.74 mi
- K1 Speed Boston-Wilmington4.29 mi
- Fenway Park4.89.4 mi
- TD Garden4.67.5 mi
- Thomas M. Menino Convention & Exhibition Center4.58.7 mi
- MGM Music Hall at Fenway4.49.3 mi
- Hynes Convention Center4.59 mi
- Fenway Park4.89.4 mi
- Boston Common4.78.2 mi
- Museum of Fine Arts, Boston4.89.8 mi
- New England Aquarium4.47.7 mi
- Harvard Square4.68.4 mi
- Museum of Fine Arts, Boston4.89.8 mi
- Boston Public Library4.88.9 mi
- Isabella Stewart Gardner Museum4.710 mi
- Museum of Science4.77.5 mi
- Boston Tea Party Ships & Museum4.68.2 mi
- Boston Common4.78.2 mi
- Franklin Park Zoo4.411.9 mi
- Public Garden4.88.4 mi
- Charles River Esplanade4.88.5 mi
- Arnold Arboretum of Harvard University4.812.4 mi
- Constitution Marina4.67.1 mi
- Charlestown Marina4.86.6 mi
- Pickering Wharf Marina4.67.4 mi
- Cottage Park Yacht Club4.77 mi
- Winthrop Yacht Club4.67.2 mi
- Newton Commonwealth Golf Course411.7 mi
- William J. Devine Golf Course at Franklin Park4.212.2 mi
- Five Iron Golf4.97.8 mi
- Fresh Pond Golf Course4.29.3 mi
- Unicorn Golf Course3.85.2 mi
- Encore Boston Harbor4.35.8 mi
- Burlington Mall4.410.2 mi
- Prudential Center Boston4.59 mi
- Quincy Market4.57.7 mi
- Faneuil Hall Marketplace4.57.7 mi
- Boston Logan International Airport4.17.1 mi
- Park Shuttle & Fly4.55.4 mi
- The Lounge3.46.9 mi
- DaCoopas Pizza4.16.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A large state-managed forest with hiking trails, lakes, and swimming areas.
A major regional commercial strip featuring numerous restaurants, big-box retailers, and entertainment venues.
Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).