LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 05440 sells for about $350,000, or $185 per square foot.

Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 92 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,529 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 05440 — Alburgh

Grand Isle County →refreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · neutral

The Alburgh housing market remains stable with low inventory and a high proportion of seasonal or vacant homes. Prices have seen modest growth, reflecting the area's appeal as a rural, lake-front destination rather than a high-growth urban center.

Who this ZIP fits

This ZIP is best suited for retirees, outdoor enthusiasts, and those seeking a quiet, rural lifestyle with lake access, rather than urban commuters.

Parent geography
Alburgh · no city intel reportGrand Isle County →Vermont state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 75.4 km²Water area · 51.8 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$350,000
+2.1% year over year
Divergent · 37.3% from published 2024 series — validation case open, publishes pending verdict
Days on market
92 days
Active listings
96
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
61
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
61
Growth/100

Median prices moved up 2.1% year over year.

22
Liquidity/100

Homes spend a median of 92 days on market with 8.4 months of supply — a slower-moving market.

72
Momentum/100

12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

90
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.1% · poverty 11.4% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$175,000$210,000$245,000$280,000$315,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$3,000$3,300$3,600$3,900$4,200

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
1,832

ZCTA 05440, Grand Isle County VT

Area context
Crime & safety

Crime rates in Alburgh are generally low and consistent with rural Vermont standards, with no significant upward trends reported.

Schools & education

Schools serving the area are part of the Grand Isle Supervisory Union, generally characterized by small class sizes and community-focused rural education.

Environmental & hazard

The area faces moderate flood risks due to its location on the Alburgh peninsula surrounded by Lake Champlain, with standard insurance requirements for waterfront properties.

Growth & development

Economic momentum is driven by seasonal tourism, agriculture, and proximity to the Canadian border, with limited large-scale industrial development.

Taxation

Property taxes are assessed at the municipal and state education levels; Vermont utilizes a statewide education property tax system with income-based adjustments for primary residents.

Transportation & commute

Commuting is primarily car-dependent, with residents traveling toward employment centers in St. Albans or across the border into Quebec.

Recreation & amenities

The area features extensive access to Lake Champlain for boating and fishing, along with local parks and rural trails suitable for outdoor recreation.

Rental market

The rental market is characterized by limited inventory and a high share of seasonal or vacation-oriented properties, with rents typically ranging from $750 to $999.

Economy & employers

The local economy is primarily supported by agriculture, tourism, and small-scale local services, with many residents commuting to larger regional hubs.

Transportation & infrastructure

Transportation is almost exclusively via private vehicle, with Route 2 serving as the primary corridor connecting the peninsula to the mainland.

Development pipeline

Development is largely restricted to low-density residential and agricultural use, with no major commercial projects currently in the pipeline.

County appraisal district

The Grand Isle County appraisal district conducts periodic assessments to determine fair market value for property tax purposes.

Special districts

Parcels are subject to local municipal taxes and the statewide education property tax, with no significant MUD or PID districts.

Insurance & hazard market

Property insurance premiums are influenced by the area's rural nature and proximity to Lake Champlain, which may impact flood insurance requirements.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 05440, Grand Isle County VT
Population
1,832
Median age
54 yrs
Owner-occupancy
82%
Median home value
$239,800
Median gross rent
$875
Median household income
$62,500
Median year built
1984
Vacancy rate
25%
Renter share
18%
Owner cost burden
22%
Renter cost burden
35%
Population change
+0.5%
Work-from-home share
15%
Mean commute
32 min
Bachelor's or higher
28%
Unemployment
2.1%
Poverty rate
11.4%
Avg household size
2.3
White
96%
Other
4%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Alburgh Community Education CenterElementary/MiddleN/AGrand Isle Supervisory UnionServes local K-8 students.
School districts
Grand Isle Supervisory UnionN/ASmall rural district serving the islands.
Utilities & services
ElectricVermont Electric CooperativePrimary provider for the region.
InternetConsolidated CommunicationsAvailable in most residential areas.
Major employers & industries
Local AgricultureAgricultureSmall-scale operations.
Tourism/HospitalityServicesSeasonal employment.
Major amenities · ZIP 05440
Theme, amusement & water parks
1 · 20 mi
Entertainment venues, stadiums & amphitheaters
5 · 20 mi
Family fun & things to do
10 · 13 mi
Museums, galleries & history
3 · 20 mi
Parks, trails & nature
13 · 13 mi
Lakes, marinas & beaches
8 · 20 mi
Shopping & dining districts
3 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Lake Champlain
Waterfront

Provides extensive boating, fishing, and recreational access.

Alburgh Dunes State Park
Park

Features sandy beaches and unique natural habitats.

Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.