Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 05830 — Derby
The housing market in 05830 is characterized by low inventory and steady demand, leading to moderate price appreciation. Limited supply continues to drive competition for well-maintained properties, while the rural nature of the area keeps the market relatively insulated from broader urban volatility.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle, as well as those who work in the local service economy or commute to nearby Newport.
Median prices moved up 5.4% year over year.
Homes spend a median of 45 days on market with 6.2 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 9.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 05830, Orleans County VT
Crime rates in the Derby Line area are generally low, consistent with the rural character of Orleans County and significantly lower than national urban averages.
Schools serving the area are part of the North Country Supervisory Union, which provides standard public education for the rural Northeast Kingdom region.
The area faces typical New England climate risks, including heavy winter snow loads and potential spring flooding near local waterways; property insurance remains stable but sensitive to regional weather events.
Economic momentum is modest, driven primarily by local services, cross-border trade with Canada, and seasonal tourism; infrastructure is focused on maintaining rural connectivity.
Property taxes are assessed at the municipal and state education levels; Vermont utilizes a statewide education property tax system with rates varying by school district.
Commutes are primarily car-dependent, with residents traveling via US Route 5 or I-91 toward local employment hubs in Newport or across the border into Quebec.
The area offers immediate access to Lake Memphremagog for boating and fishing, along with proximity to local parks, hiking trails, and seasonal outdoor activities typical of the Northeast Kingdom.
The rental market is tight due to limited inventory and the presence of seasonal/short-term rentals, leading to steady upward pressure on asking rents.
The economy is anchored by local government, education, and small-scale retail, with significant influence from cross-border economic activity with Canada.
Transportation is dominated by private vehicle use; I-91 serves as the primary corridor for regional travel.
Development is limited to small-scale residential improvements and minor commercial upgrades within the village center.
Orleans County assessments are managed at the municipal level, with periodic reappraisals to ensure tax equity.
Parcels are subject to local municipal taxes, school district levies, and potential special assessments for local utility infrastructure.
Property insurance premiums are influenced by regional wildfire and winter-storm risk profiles, remaining generally stable.
Net domestic migration to Vermont has been positive, driven by remote workers seeking rural environments.
Vermont is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Vermont requires sellers to provide a property disclosure statement regarding the condition of the home.
Data retrieved from data.census.gov ZCTA-level tables.
Large international lake providing boating, fishing, and scenic views.
Local community green space for recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
Unlocked in the Investor tier
Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
Upgrade to Investor — $249/mo