Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 05859 — Troy
The market in 05859 remains stable with low inventory and steady demand for rural properties. High vacancy rates are largely attributed to the prevalence of seasonal and vacation homes rather than economic distress. Prices have seen moderate growth, reflecting the broader Vermont trend of limited supply.
This ZIP is best suited for outdoor enthusiasts, retirees, or remote workers seeking a rural lifestyle, as the limited local job market and high vacancy rates present challenges for traditional family buyers.
Median prices moved up 4.2% year over year.
Homes spend a median of 112 days on market with 7.0 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 11.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 05859, Orleans County VT
Crime rates in the Troy area are generally low and consistent with rural Vermont trends, though specific localized data is limited.
Schools serving the area are part of the Orleans Central Supervisory Union, generally characterized by small class sizes and rural community integration.
The area faces typical rural Vermont hazards including seasonal flooding risks near the Missisquoi River and heavy winter weather impacts.
Economic momentum is modest, driven primarily by local tourism, agriculture, and small-scale service businesses with limited large-scale industrial development.
Property taxes are assessed at the municipal level in Troy, with rates influenced by state-wide education funding formulas and local school district budgets.
Commuting is primarily car-dependent, with residents traveling to nearby employment hubs like Newport or St. Albans via VT-101 and VT-242.
The area offers significant outdoor recreation including access to Jay Peak Resort for skiing, local hiking trails, and proximity to the Missisquoi River.
The rental market is characterized by high vacancy pressure and limited inventory, with a significant portion of stock serving seasonal or short-term needs.
The economy is heavily reliant on tourism, particularly the ski industry, alongside traditional agricultural and forestry sectors.
Public transit is virtually non-existent; the area relies entirely on private vehicle transportation via state highways.
Development is strictly regulated by local zoning and Act 250, focusing on preserving the rural character of the region.
The Orleans County appraisal process follows Vermont's state-mandated reappraisal cycles to ensure equitable property valuation.
Parcels are subject to local school district taxes and municipal assessments, with no major MUD/PID structures common in urban areas.
Property insurance premiums are rising due to increased climate-related risks, particularly winter storm damage and flooding.
Data retrieved from census.gov ZCTA-level tables.
Major regional ski resort and year-round destination located nearby.
Provides local fishing, kayaking, and scenic natural areas.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
Unlocked in the Investor tier
Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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