Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 05864
The housing market in 05864 remains tight with very low inventory, leading to slow but steady price appreciation. Demand is driven by a mix of local buyers and those relocating for a rural lifestyle, though the limited supply of homes keeps sales volume low.
This ZIP is best suited for those seeking a quiet, rural lifestyle, including remote workers and retirees who prioritize outdoor access over proximity to urban employment centers.
Median prices moved up 2.4% year over year.
Homes spend a median of 88 days on market with 6.2 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 11.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 05864, Essex County VT
Crime rates in this rural Vermont area are significantly lower than national averages, with property and violent crime incidents being rare.
Local schools are part of small, rural supervisory unions that generally maintain high student-to-teacher ratios and community-focused educational environments.
The area faces moderate risks from winter storms and seasonal flooding near river valleys, with insurance markets remaining stable but sensitive to regional weather patterns.
Economic momentum is driven by small-scale tourism, forestry, and remote work, with limited large-scale industrial development.
Property taxes are assessed at the municipal level based on fair market value, with education funding primarily handled through a statewide property tax system.
Commutes are primarily by private vehicle, with long drive times to regional employment hubs like St. Johnsbury or Burlington.
The area offers extensive access to outdoor recreation, including hiking trails, snowmobile paths, and proximity to Northeast Kingdom lakes and forests.
The rental market is characterized by very low inventory and high demand, often influenced by seasonal workers and limited multi-family housing stock.
The local economy is heavily reliant on natural resources, small-scale tourism, and local government services.
Transportation is almost exclusively via private vehicle; there is no public transit infrastructure.
Development is strictly managed by local zoning boards with a focus on preserving the rural character of the Northeast Kingdom.
Property assessments are conducted by the town listers in accordance with Vermont state statutes.
Parcels are subject to local school district taxes and county-level administrative levies.
Insurance premiums are generally stable, though properties in flood-prone areas may require specialized coverage.
Vermont has seen modest net domestic migration gains, particularly from urban areas in the Northeast.
Vermont is a judicial foreclosure state, requiring court intervention for the foreclosure process.
Sellers are required to provide a property disclosure statement regarding known defects.
Data retrieved from data.census.gov using ZCTA 05864 profile.
Offers camping, swimming, and hiking near Spectacle Pond.
A major local water body used for fishing, boating, and recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
Unlocked in the Investor tier
Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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