LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 06103 sells for about $254,000, or $215 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,702 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 06103 — Hartford

Hartford County →refreshed Sep 29, 2026next refresh Oct 29, 2026
Market mood · cautiously optimistic

The housing market in 06103 is characterized by high rental demand and steady price appreciation driven by urban revitalization efforts. While inventory remains tight, the influx of professional residents into the downtown core supports a stable outlook for property values.

Who this ZIP fits

This ZIP is best suited for young professionals, urban-dwelling commuters, and renters who prioritize proximity to downtown employment and city amenities over suburban space.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 1.5 km²Water area · 0.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$254,000
+4.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
42 days
Active listings
85
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
69
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

66
Liquidity/100

Homes spend a median of 42 days on market with 4.8 months of supply — a fast-moving market.

75
Momentum/100

12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

63
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.9% · poverty 19.8% — a mixed stability profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$150,000$200,000$250,000$300,000$350,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$3,000$4,000$5,000$6,000$7,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
−120 people

net outflow — more people moved out than in

Population base
2,949

ZCTA 06103, Hartford County, CT

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
28%
Foreign-born residents
827
Naturalized (of foreign-born)
12.8%
Non-citizens (of population)
24.4%
Entered 2010 or later (of foreign-born)
83.3%
World region of birth (foreign-born)
Asia
79.1%
Americas
9.1%
Africa
7.9%
Europe
4%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

The downtown area experiences higher rates of property and violent crime compared to the surrounding suburban municipalities in Hartford County.

Schools & education

Public schools serving this ZIP are part of the Hartford Public Schools district, which faces significant challenges in academic performance metrics compared to state averages.

Environmental & hazard

The area is primarily urban with low wildfire risk, though parts of the Connecticut River waterfront are subject to designated flood zone management.

Growth & development

Downtown Hartford serves as the state's administrative and insurance hub, with ongoing efforts to convert older office space into residential units to increase density.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Connecticut) — Municipal Real Property Tax Assessment & Mill Rate Mechanics: Under C.G.S. § 12-62a, all taxable real property is assessed uniformly at a mandatory 70% assessment ratio of its fair market value (FMV). Real property tax is computed annually using the formula: Assessed Value = Fair Market Value × 0.

Transportation & commute

Residents benefit from high walkability and proximity to major employers in the central business district, with easy access to I-84 and I-91 for regional commuting.

Recreation & amenities

The area features Bushnell Park, the Wadsworth Atheneum Museum of Art, and numerous dining and entertainment venues within the downtown core.

Rental market

The rental market is deep with high demand for multi-family units, driven by a large population of young professionals and students, resulting in low vacancy rates.

Economy & employers

The economy is anchored by the insurance and financial services sectors, with major employers including The Hartford and Travelers headquartered in the region.

Transportation & infrastructure

The area is served by CTtransit bus lines and is located at the intersection of major interstate highways I-84 and I-91.

Development pipeline

Development is heavily focused on urban infill and the conversion of historic commercial buildings into residential apartments.

County appraisal district

The City of Hartford Assessor's office conducts periodic revaluations to determine property tax assessments based on market value.

Special districts

Parcels are subject to municipal taxes and the Hartford Public Schools district, with no major MUD/PID districts reported.

Insurance & hazard market

Property insurance premiums are stable but reflect the urban density and historical nature of the building stock in the downtown area.

Migration & population flows

Connecticut has seen modest net domestic migration shifts, with urban centers like Hartford attracting younger demographics.

Foreclosure doctrine

Connecticut is a judicial foreclosure state, requiring court intervention for the foreclosure process.

Disclosure doctrine

Sellers are required to provide a standard residential property condition disclosure report to buyers.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 06103, Hartford County, CT
Population
2,949
Median age
29.8 yrs
Owner-occupancy
12.5%
Median home value
$254,000
Median gross rent
$1,650
Median household income
$48,200
Median year built
1968
Vacancy rate
8.2%
Renter share
87.5%
Owner cost burden
28.4%
Renter cost burden
45.2%
Population change
+0.8%
Net migration
-120
Work-from-home share
18.5%
Mean commute
22.4 min
Bachelor's or higher
42.1%
Unemployment
6.9%
Poverty rate
19.8%
Avg household size
1.43
White
45.2%
Black or African American
28.4%
Hispanic or Latino
18.1%
Asian
5.2%
Other
3.1%

Data retrieved from data.census.gov ZCTA 06103 profile.

Public schools · 2
Hartford Public High SchoolHigh3/10Hartford Public SchoolsServes the downtown area with a focus on diverse academic programs.
Classical Magnet SchoolHigh7/10Hartford Public SchoolsMagnet school option available to residents based on lottery.
School districts
Hartford Public SchoolsC-Large urban district serving the city of Hartford with a focus on equity and improvement.
Utilities & services
ElectricEversourcePrimary provider for the region.
Natural GasConnecticut Natural GasServes the majority of the downtown area.
InternetComcast/FrontierBroadband services available throughout the ZIP.
Major employers & industries
The HartfordInsuranceMajor regional employer.
TravelersInsuranceMajor regional employer.
State of ConnecticutGovernmentPrimary employer for the capital city.
Major amenities · ZIP 06103
Theme, amusement & water parks
18 · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Family fun & things to do
20+ · 13 mi
Parks, trails & nature
20+ · 13 mi
Shopping & dining districts
4 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Bushnell Park
Park

The oldest publicly funded park in the United States, located in the heart of downtown.

Wadsworth Atheneum
Museum

The oldest continuously operating public art museum in the United States.

XL Center
Arena

Major venue for sports and entertainment events in downtown Hartford.

On the horizon · announced & under construction
Downtown North (DoNo)Mixed-useOngoingMulti-phase redevelopment project aimed at increasing residential and retail density near the stadium.
Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.