LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 07731 sells for about $674,357, or $305 per square foot.

Prices are up +3.1% from a year ago, so sellers still have some momentum. Homes take about 20 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $2,570 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 07731 — Howell

Monmouth County →refreshed Oct 1, 2026next refresh Oct 31, 2026
Market mood · cautiously optimistic

The 07731 housing market remains competitive with steady price appreciation and low inventory levels. While days on market have increased slightly, demand remains robust, driven by the area's appeal to families and its proximity to regional employment hubs. Figures for specific metrics like price cuts and exact sales counts are based on current market snapshots.

Who this ZIP fits

This ZIP is ideal for families and professionals seeking a suburban lifestyle with access to quality schools and outdoor recreation, while remaining within commuting distance of major employment centers.

Parent geography
Howell · no city intel reportMonmouth County →New Jersey state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 82.3 km²Water area · 1.8 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$674,357
+3.1% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
20 days
Active listings
353
Listings with price cuts
28%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
74
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
66
Growth/100

Median prices moved up 3.1% year over year.

83
Liquidity/100

Homes spend a median of 20 days on market with 3.5 months of supply — a fast-moving market.

62
Momentum/100

28% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

85
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 8.1% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$200,000$400,000$600,000$800,000$1,000,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$8,400$9,450$10,500$11,550$12,600

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
40,322

ZCTA 07731, Monmouth County NJ

Area context
Crime & safety

Howell Township generally reports low crime rates compared to regional averages, with safety being a primary draw for families in the area.

Schools & education

The area is served by the Howell Township Public Schools and Freehold Regional High School District, which are generally well-regarded and contribute to the area's appeal for families.

Environmental & hazard

The region faces standard risks for New Jersey, including potential for localized flooding and wind events; property insurance premiums are influenced by these regional hazard profiles.

Growth & development

Howell maintains a suburban character with steady residential development and proximity to major employment hubs in Monmouth County and the broader New York-Newark-Jersey City metro area.

Taxation

Property taxes in Howell are determined by the Monmouth County assessment regime and local municipal/school district levies, which are among the higher rates in the nation due to school funding structures.

Transportation & commute

Residents primarily commute by car via major corridors like U.S. Route 9 and the Garden State Parkway, with access to NJ Transit bus services for regional travel.

Recreation & amenities

The area features extensive parkland including Manasquan Reservoir and various local community parks, offering trails, fishing, and sports facilities within a short drive.

Rental market

The rental market is characterized by steady demand and limited inventory, with rents reflecting the broader Monmouth County cost-of-living profile.

Economy & employers

The local economy is driven by a mix of retail, professional services, and proximity to the broader Monmouth County employment base, including healthcare and education sectors.

Transportation & infrastructure

Transportation is heavily reliant on private vehicles, with U.S. Route 9 serving as the primary artery for regional connectivity.

Development pipeline

Development is focused on maintaining suburban density while managing infrastructure capacity for residential growth.

County appraisal district

The Monmouth County Board of Taxation oversees the assessment process, which is conducted at the municipal level.

Special districts

Parcels are subject to municipal, county, and school district taxes, with no major MUD/PID structures typical of the area.

Insurance & hazard market

Property insurance remains stable but is subject to regional adjustments based on climate-related risk assessments for the New Jersey coast.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 07731, Monmouth County NJ
Population
40,322
Median age
38.4 yrs
Owner-occupancy
85.2%
Median home value
$550,000
Median gross rent
$2,100
Median household income
$125,000
Median year built
1984
Vacancy rate
3.5%
Renter share
14.8%
Owner cost burden
28.5%
Renter cost burden
35.2%
Population change
+0.5%
Work-from-home share
18.5%
Mean commute
38.2 min
Bachelor's or higher
45.2%
Unemployment
4.8%
Poverty rate
8.1%
Avg household size
2.9
White
74.94%
Hispanic
12.48%
Asian
4.42%
Black
3.9%
Other
4.26%

Data retrieved from data.census.gov ZCTA 07731 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Howell High SchoolHigh8/10Freehold Regional High School DistrictHighly rated public high school serving the area.
Adelphia Elementary SchoolElementary7/10Howell Township Public SchoolsServes local elementary students.
School districts
Howell Township Public SchoolsB+Covers K-8 education for the township.
Freehold Regional High School DistrictAServes high school students across multiple municipalities including Howell.
Utilities & services
InternetOptimum/Verizon FiosBroadband availability is high throughout the ZIP.
ElectricJCP&LPrimary electricity provider for the region.
Natural GasNJ Natural GasStandard service provider.
Water/SewerHowell Township Water/SewerMunicipal utility services.
Major employers & industries
Monmouth County GovernmentPublic AdministrationMajor regional employer.
Meridian HealthHealthcareSignificant regional healthcare provider.
Major amenities · ZIP 07731
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
16 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
11 · 20 mi
Shopping & dining districts
7 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Manasquan Reservoir
Park/Lake

A major regional attraction offering boating, fishing, and extensive walking trails.

Howell Park Golf Course
Golf

A public 18-hole course managed by the Monmouth County Park System.

On the horizon · announced & under construction
Local Mixed-Use ProjectsCommercial/ResidentialOngoingVarious small-scale infill developments are consistently approved to support local housing demand.
Sources · 6 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.