LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 19975 sells for about $430,000, or $258 per square foot.

Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,037 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 19975 — Selbyville

Sussex County →refreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · cautiously optimistic

The housing market in 19975 remains stable, characterized by a high share of owner-occupancy and a significant seasonal influence. While inventory levels are sufficient, price growth has moderated compared to previous years, reflecting broader national trends. Demand remains supported by the area's appeal to retirees and vacation-home buyers.

Who this ZIP fits

This ZIP code is ideal for retirees seeking coastal living, second-home buyers looking for vacation properties, and investors targeting the short-term rental market. It is less suited for young professionals or families requiring proximity to major urban employment centers.

Parent geography
Selbyville · no city intel reportSussex County →Delaware state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 66.1 km²Water area · 4.5 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$430,000
+2.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
62 days
Active listings
156
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
97.2%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
67
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
62
Growth/100

Median prices moved up 2.4% year over year.

51
Liquidity/100

Homes spend a median of 62 days on market with 5.8 months of supply — a balanced-paced market.

66
Momentum/100

18% of listings have cut prices · homes sell at 97.2% of asking — demand is running ahead of supply.

88
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.5% · poverty 4.4% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$255,000$340,000$425,000$510,000$595,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$1,250$1,500$1,750$2,000$2,250

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2018-2022 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+450 people

net influx — more people moved in than out

Population base
10,862

ZCTA 19975, Sussex County, DE

Area context
Crime & safety

Crime rates in Selbyville are generally lower than the national average, with property crime being the most frequently reported incident type. The area is considered relatively safe compared to larger urban centers in Delaware.

Schools & education

Schools serving the 19975 ZIP code are part of the Indian River School District, which maintains a generally positive reputation for academic performance and student support services.

Environmental & hazard

The area faces significant flood risk due to its proximity to the Atlantic coast and inland waterways, necessitating flood insurance for many properties. Wind and storm surge exposure are primary climate-related concerns for homeowners.

Growth & development

Economic momentum is driven by the coastal tourism industry, seasonal hospitality, and a growing retiree population. Infrastructure development is focused on managing traffic flow during peak summer tourist seasons.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Delaware) — Agricultural Lands Preservation and Farmland Assessment Act Exemption: Qualifying land is valued based on its agricultural use productivity capability rather than fair market value, substantially reducing the taxable assessed baseline. State (Delaware) — Senior School Property Tax Credit and Elderly/Disability Exemption Framework: Provides a partial credit/exemption against property taxes. Under the Senior School Property Tax Credit (14 Del. C. § 1919), qualifying seniors receive a tax credit up to 50% of the school property tax up to a statutory dollar cap (e.g., $500 max). At the county level (e.g. State (Delaware) — County Assessment Ratio and Ad Valorem Property Taxation Structure: Delaware levies property taxes at county, municipal, and school district levels (the state itself levies no state-level property tax).

Transportation & commute

Commuting is primarily car-dependent, with residents traveling to employment hubs in nearby coastal towns or inland toward Georgetown and Dover. Public transit options are extremely limited, requiring personal vehicles for most daily needs.

Recreation & amenities

The area offers extensive access to coastal amenities, including proximity to Fenwick Island and Ocean City beaches, local golf courses, and various nature trails. Shopping and dining are concentrated in local commercial corridors serving both residents and seasonal visitors.

Rental market

The rental market is heavily influenced by seasonal demand, with high vacancy pressure during off-peak months and significant short-term rental activity. Long-term rental inventory remains tight due to the conversion of units to vacation rentals.

Economy & employers

The local economy is anchored by tourism, hospitality, and retail services. Agriculture remains a traditional sector in the surrounding rural areas of Sussex County.

Transportation & infrastructure

Transportation infrastructure is centered on major state routes connecting coastal communities. There is no significant public transit system, making private vehicle ownership essential.

Development pipeline

Development is focused on residential expansion and the enhancement of resort-style amenities. Planning efforts prioritize managing the impact of seasonal population surges on local infrastructure.

County appraisal district

Sussex County utilizes a periodic assessment system to determine property values for tax purposes. Assessments are generally based on market value adjusted for local conditions.

Special districts

Parcels are subject to various special districts, including school districts, fire protection districts, and potential community-specific utility or maintenance districts.

Insurance & hazard market

Property insurance premiums are elevated due to the area's high-risk classification for coastal storms and flooding. Market health is stable but sensitive to changes in national flood insurance program requirements.

Migration & population flows

Delaware continues to see net positive domestic migration, largely driven by retirees relocating from the Northeast corridor.

Foreclosure doctrine

Delaware is a judicial foreclosure state, requiring court intervention for the foreclosure process, which typically extends the timeline for completion.

Disclosure doctrine

Sellers are required to provide a comprehensive property condition disclosure statement to buyers, covering known material defects.

Discovery profileACS 2018-2022 5-year estimates
Census profile · ZCTA 19975, Sussex County, DE
Population
10,862
Median age
59.6 yrs
Owner-occupancy
82.4%
Median home value
$430,000
Median gross rent
$1,850
Median household income
$78,450
Median year built
2003
Vacancy rate
40.2%
Renter share
17.6%
Owner cost burden
22.5%
Renter cost burden
38.4%
Population change
+1.2%
Net migration
450
Work-from-home share
18.5%
Mean commute
28.4 min
Bachelor's or higher
34.2%
Unemployment
5.5%
Poverty rate
4.4%
Avg household size
2.1
White
91.2%
Black or African American
3.5%
Hispanic or Latino
3.1%
Other
2.2%

Data retrieved from data.census.gov using ZCTA 19975 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Selbyville Middle SchoolMiddle6/10Indian River School DistrictServes the local community with a focus on core academic standards.
Indian River High SchoolHigh7/10Indian River School DistrictProvides comprehensive secondary education for the area.
School districts
Indian River School DistrictBA large district serving a diverse mix of coastal and rural communities in Sussex County.
Utilities & services
InternetMediacom / VerizonBroadband availability varies by specific location.
ElectricDelmarva PowerPrimary retail electric provider for the region.
Water/SewerTown of Selbyville / ArtesianService depends on specific development and municipal boundaries.
Major employers & industries
Mountaire FarmsAgriculture/Food ProcessingMajor regional employer.
Beebe HealthcareHealthcareSignificant regional health system employer.
Major amenities · ZIP 19975
Theme, amusement & water parks
18 · 20 mi
Entertainment venues, stadiums & amphitheaters
15 · 20 mi
Family fun & things to do
18 · 13 mi
Parks, trails & nature
17 · 13 mi
Lakes, marinas & beaches
15 · 20 mi
Shopping & dining districts
18 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Bayside Resort Golf Club
Golf Course

A premier Jack Nicklaus Signature golf course located within the community.

Assawoman Canal Trail
Trail

A scenic trail offering opportunities for hiking and wildlife viewing near the coast.

Fenwick Island State Park
Park

A nearby coastal park providing beach access and recreational facilities.

On the horizon · announced & under construction
Bayside ExpansionResidentialUnder ConstructionOngoing development of new residential phases within the established Bayside community.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.