LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 21074 sells for about $449,000, or $255 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 22 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,260 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 21074 — Hampstead

Carroll County →refreshed Sep 29, 20262 cycles retainednext refresh Oct 29, 2026
Market mood · cautiously optimistic

The housing market in 21074 remains stable with low inventory and steady demand, driving modest year-over-year price appreciation. Buyers are active, though the pace of sales is tempered by limited supply and higher interest rates. Figures for specific metrics like price cuts and months of supply are based on current market observations for the Hampstead area.

Who this ZIP fits

This ZIP is ideal for families and commuters seeking a suburban lifestyle with access to open space and good schools, while remaining within reach of Baltimore's employment hubs.

Parent geography
Hampstead · no city intel reportCarroll County →Maryland state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 97.6 km²Water area · 2.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$449,000
+4.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
22 days
Active listings
48
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
99.2%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
84
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

90
Liquidity/100

Homes spend a median of 22 days on market with 2.1 months of supply — a fast-moving market.

78
Momentum/100

12% of listings have cut prices · homes sell at 99.2% of asking — demand is running ahead of supply.

95
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 3.9% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$210,000$315,000$420,000$525,000$630,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$3,000$3,750$4,500$5,250$6,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2018-2022 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
14,777

ZCTA 21074, Carroll County MD

Area context
Crime & safety

Hampstead generally reports low crime rates compared to the Maryland state average, with property crime being the primary concern in this suburban-rural transition zone.

Schools & education

Schools serving the 21074 area are part of the Carroll County Public Schools system, which is generally well-regarded for its academic performance and student support services.

Environmental & hazard

The area faces moderate risk from severe thunderstorms and winter weather, with localized flood risks near stream valleys; property insurance premiums are stable but reflect regional weather patterns.

Growth & development

Economic momentum is driven by its proximity to the Baltimore-Washington corridor, with many residents commuting to major employers in the Baltimore metro area; local development remains focused on low-density residential expansion.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.

Transportation & commute

Commuters primarily rely on MD-30 and MD-482 to access the Baltimore beltway, with average commute times reflecting a suburban-to-urban transit pattern.

Recreation & amenities

The area features several local parks including the Hampstead Memorial Park and proximity to the Gunpowder Falls State Park, offering extensive hiking and outdoor recreation opportunities.

Rental market

The rental market is characterized by low vacancy rates and high demand for single-family rentals, with limited multi-family inventory available.

Economy & employers

The local economy is largely service-oriented with a significant portion of the workforce commuting to the Baltimore metropolitan area for employment in healthcare, education, and government sectors.

Transportation & infrastructure

Transportation is heavily dependent on private vehicles, with MD-30 serving as the primary arterial road connecting the area to the Baltimore region.

Development pipeline

Development planning is focused on maintaining the rural character of the area while accommodating modest residential growth through controlled zoning.

County appraisal district

The Carroll County Bureau of Assessments manages property valuations, conducting triennial assessments for all residential parcels.

Special districts

Parcels are subject to Carroll County Public School district taxes and local municipal levies for the town of Hampstead.

Insurance & hazard market

Property insurance market is stable, though homeowners are advised to maintain adequate coverage for wind and storm-related damages common in the region.

Discovery profileACS 2018-2022 5-year estimates
Census profile · ZCTA 21074, Carroll County MD
Population
14,777
Median age
42.9 yrs
Owner-occupancy
82.4%
Median home value
$349,900
Median gross rent
$1,450
Median household income
$108,536
Median year built
1985
Vacancy rate
4%
Renter share
17.6%
Owner cost burden
22.1%
Renter cost burden
35.4%
Population change
+0.8%
Net migration
120
Work-from-home share
18.5%
Mean commute
38.2 min
Bachelor's or higher
38.9%
Unemployment
3.5%
Poverty rate
3.9%
Avg household size
2.65
White
92.1%
Black or African American
2.5%
Hispanic or Latino
3.2%
Other
2.2%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Hampstead ElementaryElementary7/10Carroll County Public SchoolsHighly rated local elementary school.
North Carroll MiddleMiddle6/10Carroll County Public SchoolsServes the broader Hampstead area.
Manchester Valley HighHigh7/10Carroll County Public SchoolsPrimary high school for the district.
School districts
Carroll County Public SchoolsB+Large district serving the entire county with consistent performance metrics.
Utilities & services
InternetXfinity/VerizonBroadband and fiber availability varies by specific street.
ElectricBGEPrimary electricity provider for the region.
Natural GasBGEAvailable in most residential areas.
Water/SewerTown of HampsteadMunicipal water and sewer services provided within town limits.
Major employers & industries
Carroll County Public SchoolsEducationMajor regional employer.
Carroll Hospital CenterHealthcareSignificant employer for the county.
Major amenities · ZIP 21074
Theme, amusement & water parks
8 · 20 mi
Entertainment venues, stadiums & amphitheaters
12 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
10 · 20 mi
Shopping & dining districts
12 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Hampstead Memorial Park
Park

Central community park with sports fields and playgrounds.

Gunpowder Falls State Park
State Park

Large regional park offering extensive hiking and nature trails.

On the horizon · announced & under construction
Hampstead Residential ExpansionResidentialApprovedOngoing development of single-family housing units on the town periphery.
Sources · 3 cited

Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).