LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 21209 sells for about $418,800, or $225 per square foot.

Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,655 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 21209 — Baltimore

Baltimore County →refreshed Sep 18, 2026next refresh Oct 18, 2026
Market mood · cautiously optimistic

The 21209 housing market remains stable with moderate price appreciation and consistent demand. Low inventory levels continue to support pricing, though buyers are increasingly sensitive to interest rate fluctuations. The area's strong school ratings and proximity to major employment hubs continue to drive interest from family buyers.

Who this ZIP fits

This ZIP is well-suited for families and professionals seeking a suburban lifestyle with convenient access to Baltimore's urban core, offering a balance of established housing stock and community amenities.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 16.7 km²Water area · 0 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$418,800
+2.1% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
45 days
Active listings
45
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
73
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
61
Growth/100

Median prices moved up 2.1% year over year.

74
Liquidity/100

Homes spend a median of 45 days on market with 3.2 months of supply — a fast-moving market.

73
Momentum/100

15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

84
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.7% · poverty 6.7% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$315,000$360,000$405,000$450,000$495,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$3,600$4,200$4,800$5,400$6,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2021 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
30,126

ZCTA 21209, Baltimore County MD

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
14.1%
Foreign-born residents
4,241
Naturalized (of foreign-born)
66.9%
Non-citizens (of population)
4.7%
Entered 2010 or later (of foreign-born)
29.7%
World region of birth (foreign-born)
Asia
40.8%
Europe
30.4%
Americas
20%
Africa
8.7%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the 21209 area are generally consistent with suburban Baltimore County trends, though specific neighborhood pockets experience varying levels of property-related incidents compared to the broader regional average.

Schools & education

The area is served by the Baltimore County Public Schools system, which maintains a mix of highly rated institutions and standard-performing schools that are central to the community's appeal for families.

Environmental & hazard

The geography faces standard regional risks including occasional heavy rainfall and wind events, with most properties requiring standard homeowners insurance rather than specialized high-risk coverage.

Growth & development

Economic momentum is driven by proximity to major Baltimore-area employers in healthcare, education, and government, with steady infill development and renovation activity characterizing the local real estate market.

Taxation

Property taxes are assessed by Baltimore County based on the full cash value of the property, with rates determined by the county's annual budget and specific local service district levies.

Transportation & commute

Residents benefit from direct access to the I-695 beltway and I-83, providing a manageable commute to downtown Baltimore and major employment hubs in the northern suburbs.

Recreation & amenities

The area features access to local parks and green spaces, with proximity to the Jones Falls Trail and various shopping centers along the Falls Road corridor.

Rental market

The rental market is characterized by stable demand and moderate vacancy rates, with a mix of apartment complexes and single-family home rentals catering to a diverse tenant base.

Economy & employers

The local economy is anchored by the broader Baltimore metropolitan area, with significant employment concentrations in healthcare, higher education, and professional services.

Transportation & infrastructure

The area is served by major highway corridors including I-695 and I-83, facilitating regional connectivity and commuting.

Development pipeline

Development is primarily focused on residential renovation and small-scale commercial improvements along existing transit corridors.

Special districts

Parcels are subject to standard Baltimore County property tax levies and municipal service district assessments.

Insurance & hazard market

Property insurance remains stable, with standard coverage options available for residential properties in the area.

Discovery profileACS 2021 5-year estimates
Census profile · ZCTA 21209, Baltimore County MD
Population
30,126
Median age
35.6 yrs
Owner-occupancy
62.5%
Median home value
$418,800
Median gross rent
$1,850
Median household income
$87,669
Median year built
1974
Vacancy rate
4.8%
Renter share
37.5%
Owner cost burden
22.1%
Renter cost burden
38.4%
Population change
+0.5%
Net migration
0
Work-from-home share
18.2%
Mean commute
28.5 min
Bachelor's or higher
52.4%
Unemployment
5.7%
Poverty rate
6.7%
Avg household size
2.45
White
68.2%
Black or African American
18.5%
Asian
7.2%
Hispanic or Latino
3.1%
Other
3%

Data retrieved from US Census Bureau ZCTA-level profiles.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Summit Park ElementaryElementary7/10Baltimore County Public SchoolsHighly regarded local elementary school.
Pikesville HighHigh6/10Baltimore County Public SchoolsServes the broader Pikesville area.
School districts
Baltimore County Public SchoolsB+Large district serving the suburban Baltimore area.
Utilities & services
ElectricBGEPrimary provider for the region.
Natural GasBGEPrimary provider for the region.
InternetComcast/VerizonBroadband services widely available.
Major employers & industries
Greater Baltimore Medical CenterHealthcareMajor regional employer.
University of Maryland SystemEducationSignificant regional presence.
Major amenities · ZIP 21209
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
13 · 20 mi
Museums, galleries & history
19 · 20 mi
Lakes, marinas & beaches
16 · 20 mi
Golf
18 · 13 mi
Shopping & dining districts
5 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Falls Road Corridor
Shopping/Dining

Major commercial artery featuring diverse retail and dining options.

Jones Falls Trail
Recreation

Popular trail system for walking, running, and cycling.

On the horizon · announced & under construction
Local Infill ProjectsResidentialOngoingSmall-scale residential renovations and infill housing developments.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.