The story of this market
The typical home in ZIP 25524 sells for about $95,612, or $72 per square foot.
Prices are down 10.5% from a year ago, which gives buyers more room to negotiate. Homes take about 112 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $850 a month.
ZIP 25524 — Harts
The housing market in 25524 is currently experiencing a cooling trend with a notable year-over-year decline in home values. Limited inventory and a lack of new development activity contribute to a stagnant market environment. Buyers remain cautious due to the rural nature of the area and the reliance on long-distance commuting.
This ZIP is best suited for budget-conscious families and individuals seeking a quiet, rural lifestyle who are comfortable with a longer commute to regional employment centers.
Median prices moved down 10.5% year over year.
Homes spend a median of 112 days on market with 7.0 months of supply — a slower-moving market.
12% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.8% · poverty 19.5% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 25524, Lincoln County WV
Crime rates in the area are generally consistent with regional averages for rural West Virginia, with property crime being the primary concern. Local law enforcement reports stable trends, though residents often rely on community-based vigilance.
Schools in the area are primarily served by the Lincoln County School District, which faces challenges typical of rural West Virginia districts.
The area is subject to flood risks associated with the Guyandotte River basin and surrounding mountainous terrain.
Economic momentum is limited, with the area primarily serving as a rural residential base for commuters to the Huntington-Charleston corridor.
Property taxes are assessed at the county level by Lincoln County, with rates based on the state's constitutional levy limits and local excess levies.
Residents primarily commute by car to employment hubs in Huntington or Charleston, with average commute times exceeding 30 minutes.
Recreation is centered on outdoor activities in the nearby national forests and local community parks.
The rental market is characterized by low inventory and limited turnover, with most units being single-family homes.
The local economy is heavily reliant on public sector employment, education, and small-scale retail.
Transportation is almost exclusively dependent on private vehicle use via state routes connecting to major highways.
There are no major commercial or residential developments currently under construction in this ZIP.
The Lincoln County Assessor manages property valuations based on state-mandated assessment cycles.
Parcels are subject to Lincoln County school and emergency service district levies.
Property insurance premiums are influenced by regional wildfire and flood risk profiles common to West Virginia.
Net domestic migration in West Virginia has been historically stagnant, with rural areas experiencing slow population decline as younger residents move to urban centers.
West Virginia is a judicial foreclosure state, requiring court intervention to complete the foreclosure process, which provides a longer timeline for homeowners.
Sellers are required to provide a residential property disclosure statement, covering known material defects in the property's condition.
Data retrieved from ZCTA-level ACS tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides local green space and community event facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.