LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 28214 sells for about $442,083, or $235 per square foot.

Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 25 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,696 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 28214 — Charlotte

Mecklenburg County →refreshed Oct 1, 20262 cycles retainednext refresh Oct 31, 2026
Market mood · cautiously optimistic

The 28214 housing market remains stable, characterized by steady demand for entry-level and mid-range single-family homes. While inventory remains tight, the market is balanced by consistent buyer interest driven by the area's relative affordability compared to the Charlotte urban core.

Who this ZIP fits

This ZIP is well-suited for families and commuters seeking more affordable housing options within reach of Charlotte's major employment hubs, including the airport and industrial districts.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 87.8 km²Water area · 4.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$442,083
+2.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
25 days
Active listings
142
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
74
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
62
Growth/100

Median prices moved up 2.4% year over year.

85
Liquidity/100

Homes spend a median of 25 days on market with 2.8 months of supply — a fast-moving market.

70
Momentum/100

18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

77
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.8% · poverty 9.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$0$200,000$400,000$600,000$800,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$1,500$3,000$4,500$6,000$7,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2018-2022 5-year estimates
Population change
+1.8%

versus the prior ACS vintage

Net migration
+1,240 people

net influx — more people moved in than out

Population base
43,837

ZCTA 28214, Mecklenburg County NC

Area context
Crime & safety

Crime rates in the 28214 area are generally consistent with broader Charlotte suburban trends, with property crime being the primary concern. Residents often report moderate safety levels compared to the urban core.

Schools & education

Schools serving the area are part of the Charlotte-Mecklenburg Schools district, with performance ratings varying significantly by specific school site.

Environmental & hazard

The area is subject to standard regional climate risks, including occasional severe thunderstorms and high winds; flood risk is localized to specific low-lying areas near creeks.

Growth & development

Economic momentum is driven by proximity to the Charlotte Douglas International Airport and ongoing residential expansion in the western Charlotte corridor.

Taxation

Property taxes are assessed by Mecklenburg County based on the fair market value of real estate, with additional municipal taxes levied by the City of Charlotte.

Transportation & commute

Commuters typically rely on I-485 and NC-16 to access Uptown Charlotte, with travel times heavily dependent on peak-hour traffic congestion.

Recreation & amenities

The area features access to the Catawba River greenways, local community parks, and proximity to the U.S. National Whitewater Center.

Rental market

The rental market is characterized by high demand for single-family homes, with vacancy rates remaining low due to the area's affordability relative to central Charlotte.

Economy & employers

The economy is heavily influenced by the logistics, aviation, and manufacturing sectors, anchored by the proximity to Charlotte Douglas International Airport.

Transportation & infrastructure

The area is served by major highway corridors including I-485 and I-85, facilitating regional connectivity.

Development pipeline

Development is focused on suburban residential expansion and industrial park growth along the western Charlotte periphery.

County appraisal district

Mecklenburg County conducts periodic property revaluations to ensure assessments align with current market values.

Special districts

Parcels are subject to Charlotte-Mecklenburg Schools district taxes and municipal service districts.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns, including wind and hail exposure common in the Piedmont region.

Migration & population flows

North Carolina continues to experience positive net domestic migration, with the Charlotte metro area serving as a primary destination.

Foreclosure doctrine

North Carolina operates as a non-judicial foreclosure state, allowing for a streamlined process under the power of sale clause in deeds of trust.

Disclosure doctrine

Sellers are required to provide a Residential Property and Owners' Association Disclosure Statement to buyers, covering known material defects.

Discovery profileACS 2018-2022 5-year estimates
Census profile · ZCTA 28214, Mecklenburg County NC
Population
43,837
Median age
35.4 yrs
Owner-occupancy
58.4%
Median home value
$315,400
Median gross rent
$1,580
Median household income
$68,420
Median year built
1999
Vacancy rate
5.2%
Renter share
41.6%
Owner cost burden
24.5%
Renter cost burden
48.2%
Population change
+1.8%
Net migration
1,240
Work-from-home share
18.5%
Mean commute
28.4 min
Bachelor's or higher
29.8%
Unemployment
6.8%
Poverty rate
9.8%
Avg household size
2.75
White
32.1%
Black or African American
44.5%
Hispanic or Latino
16.2%
Asian
3.8%
Other
3.4%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools · 2
Mountain Island Lake AcademyElementary6/10Charlotte-Mecklenburg SchoolsServes the northern portion of the ZIP.
West Mecklenburg HighHigh3/10Charlotte-Mecklenburg SchoolsPrimary high school for the southern sector.
School districts
Charlotte-Mecklenburg SchoolsBLarge urban district serving the entire county with diverse school performance profiles.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Water/SewerCharlotte WaterMunicipal utility service.
InternetSpectrum/AT&TBroadband availability varies by neighborhood.
Major employers & industries
American AirlinesAviationMajor hub operations at CLT Airport.
Bank of AmericaFinanceSignificant regional presence.
HoneywellTechnology/ManufacturingCorporate presence in the Charlotte area.
Major amenities · ZIP 28214
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Golf
15 · 13 mi
Shopping & dining districts
7 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
U.S. National Whitewater Center
Recreation

A world-class outdoor recreation facility featuring rafting, biking, and climbing.

Mountain Island Lake
Waterfront

Provides significant recreational boating and fishing opportunities for the region.

On the horizon · announced & under construction
Airport Area Industrial ExpansionInfrastructureOngoingContinued development of logistics and distribution centers near Charlotte Douglas International Airport.
Deterministic roll-up
1 of 1 researched properties contributed
Median sale price
$442,083
Closed sales (monthly)
1
Median asking rent
$1,750/mo
Distress filings (ledger)
0

Deterministic aggregate of 1 researched property in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.

Sources · 4 cited

No county-record distress flags across 1 researched property on the ARED base layer. Key-figure check: median price corroborated by the researched-property base layer (within 12.5%).