LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 28215 sells for about $345,000, or $195 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 25 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,650 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 28215 — Charlotte

Mecklenburg County →refreshed Oct 8, 2026next refresh Nov 7, 2026
Market mood · cautiously optimistic

The 28215 housing market remains stable with consistent demand for entry-level and mid-range homes. Prices have seen modest year-over-year growth, supported by the area's affordability relative to the broader Charlotte market. Inventory levels remain tight, keeping the market competitive for buyers.

Who this ZIP fits

This ZIP code is well-suited for first-time homebuyers and families seeking more affordable housing options within the Charlotte metropolitan area. It also attracts investors looking for rental properties due to the consistent demand for workforce housing.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 74.7 km²Water area · 0.5 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$345,000
+4.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
25 days
Active listings
142
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
77
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

85
Liquidity/100

Homes spend a median of 25 days on market with 2.8 months of supply — a fast-moving market.

70
Momentum/100

18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

80
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 14.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$0$150,000$300,000$450,000$600,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 10.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$1,300$1,950$2,600$3,250$3,900

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+450 people

net influx — more people moved in than out

Population base
68,420

ZCTA 28215, Mecklenburg County, NC

Area context
Crime & safety

Crime rates in the 28215 area are generally higher than the national average, with property crime being the most frequently reported issue. Local law enforcement continues to focus on community-based policing initiatives to address these trends.

Schools & education

Schools serving the 28215 area are part of the Charlotte-Mecklenburg School District, which offers a mix of magnet and traditional neighborhood schools with varying performance ratings.

Environmental & hazard

The area is primarily at low risk for major natural disasters, though localized flooding can occur in low-lying areas during heavy rainfall events common in the Piedmont region.

Growth & development

The area is experiencing steady growth driven by its proximity to Charlotte's employment hubs and ongoing residential development in the eastern corridor. Major infrastructure projects include road improvements to support increased traffic volume.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.

Transportation & commute

Residents typically rely on personal vehicles for commuting, with access to major corridors like I-485 and Albemarle Road providing routes to Uptown Charlotte. Public transit options are limited compared to the city center.

Recreation & amenities

The area features several community parks and green spaces, including Reedy Creek Park and Nature Preserve, which offers trails and recreational facilities. Shopping and dining options are concentrated along the major commercial arteries.

Rental market

The rental market is characterized by steady demand and moderate vacancy rates, with a mix of single-family homes and apartment complexes. Rent growth has been consistent with broader regional trends.

Economy & employers

The local economy is diverse, with significant employment in logistics, retail, and healthcare sectors. Proximity to Charlotte's financial and corporate headquarters provides strong employment opportunities for residents.

Transportation & infrastructure

The area is served by a network of arterial roads and highways, with limited public transit connectivity to the urban core. Infrastructure planning focuses on road capacity improvements.

Development pipeline

Development is focused on infill residential projects and the expansion of commercial services along the Albemarle Road corridor.

County appraisal district

The Mecklenburg County Assessor's office conducts periodic revaluations to ensure property assessments reflect current market conditions.

Special districts

Parcels are subject to standard municipal and county tax districts, with some areas potentially falling under specific utility or fire service districts.

Insurance & hazard market

Property insurance premiums are influenced by regional hazard profiles, including wind and storm risks common in North Carolina.

Migration & population flows

North Carolina continues to experience positive net domestic migration, driven by job growth and a relatively lower cost of living compared to other major states.

Foreclosure doctrine

North Carolina is a non-judicial foreclosure state, allowing for a streamlined process that typically requires a notice of hearing and a public auction.

Disclosure doctrine

Sellers are required to provide a residential property disclosure statement, detailing the condition of the property and any known material defects.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 28215, Mecklenburg County, NC
Population
68,420
Median age
34.2 yrs
Owner-occupancy
58.4%
Median home value
$285,000
Median gross rent
$1,420
Median household income
$58,430
Median year built
1998
Vacancy rate
5.2%
Renter share
41.6%
Owner cost burden
24.5%
Renter cost burden
48.2%
Population change
+1.2%
Net migration
450
Work-from-home share
12.5%
Mean commute
28.5 min
Bachelor's or higher
22.8%
Unemployment
4.1%
Poverty rate
14.5%
Avg household size
2.85
White
32.5%
Black or African American
38.2%
Hispanic or Latino
22.1%
Asian
3.5%
Other
3.7%

Data retrieved from data.census.gov using ZCTA 28215 profile.

Public schools · 2
Albemarle Road ElementaryElementary5/10Charlotte-Mecklenburg SchoolsServes the local neighborhood.
Independence High SchoolHigh6/10Charlotte-Mecklenburg SchoolsLarge comprehensive high school serving the area.
School districts
Charlotte-Mecklenburg SchoolsBLarge district serving the entire Charlotte area with diverse school options.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Natural GasPiedmont Natural GasStandard service provider.
Water/SewerCharlotte WaterMunicipal utility service.
InternetSpectrum/AT&TBroadband services available.
Major employers & industries
Bank of AmericaFinanceMajor regional employer.
Atrium HealthHealthcareLarge regional healthcare system.
Major amenities · ZIP 28215
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Shopping & dining districts
5 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Reedy Creek Park and Nature Preserve
Park

Large nature preserve with hiking trails, disc golf, and picnic areas.

Mint Hill Shopping District
Shopping

Nearby retail hub providing essential services and dining options.

On the horizon · announced & under construction
Eastern Charlotte Residential ExpansionResidentialUnder ConstructionOngoing development of new single-family home communities.
Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.