LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 28270 sells for about $695,000, or $264 per square foot.

Prices are down 1.5% from a year ago, which gives buyers more room to negotiate. Homes take about 38 days to sell. HUD's fair market rent for a two-bedroom is $1,763 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 28270 — Charlotte

Mecklenburg County →refreshed Oct 4, 20262 cycles retainednext refresh Oct 19, 2026
Market mood · cautiously optimistic

The 28270 market is experiencing a cooling phase compared to the peak competitive years, characterized by a slight year-over-year price decrease and a return to more balanced supply levels. While homes continue to sell near list price, the increase in days on market suggests buyers are exercising more leverage, driven by elevated interest rates and broader regional market normalization.

Who this ZIP fits

Ideally suited for established families and professionals seeking high-quality public schools and proximity to major employment hubs in South Charlotte.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 32.2 km²Water area · 0.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$695,000
-1.5% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
38 days
Active listings
160
Sale-to-list ratio
99%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
72
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
43
Growth/100

Median prices moved down 1.5% year over year.

65
Liquidity/100

Homes spend a median of 38 days on market with 5.2 months of supply — a fast-moving market.

87
Momentum/100

0% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.

91
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.9% · poverty 6.2% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$200,000$400,000$600,000$800,000$1,000,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$3,000$4,500$6,000$7,500$9,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2021-2025 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
+450 people

net influx — more people moved in than out

Population base
32,448

ZCTA 28270, Mecklenburg County, NC

Area context
Crime & safety

Reported crime trends in 28270 are consistently lower than the broader Charlotte-Mecklenburg regional averages, positioning the area as a stable, lower-risk residential enclave within the city.

Schools & education

The ZIP is served by highly regarded public schools, notably Providence High School and McKee Road Elementary, which frequently rank in the top percentiles of North Carolina’s public school system for proficiency and student performance.

Environmental & hazard

The area operates under standard Mecklenburg County insurance-climate protocols; properties are generally not in high-risk zones, though standard North Carolina wind and storm-mitigation insurance coverage is recommended.

Growth & development

Development is driven by the strength of the Charlotte regional economy, which is anchored by major healthcare (Atrium Health) and financial (Bank of America, Truist) sectors.

Taxation

Taxation is governed by Mecklenburg County and City of Charlotte levies; there are no unique, independent taxing jurisdictions reported at the ZIP-code level that deviate from the county-wide assessment structure.

Transportation & commute

Residents primarily commute via personal vehicle to the Uptown Charlotte employment core; accessibility is facilitated by major thoroughfares like Providence Road and I-485.

Recreation & amenities

The area features robust access to local greenways, golf clubs, and high-end shopping/dining districts centered around the Providence and Arboretum corridors.

Rental market

Rental market depth is moderate; inventory primarily consists of professional-managed multi-family units and some single-family investor rentals.

Economy & employers

Anchored by professional services, finance, and healthcare systems serving the larger Charlotte metropolitan area.

Transportation & infrastructure

The area is primarily auto-dependent with access to I-485 and major arterial roads connecting to Uptown Charlotte.

Development pipeline

Growth is focused on residential infill and the modernization of existing retail corridors to accommodate rising density.

County appraisal district

Mecklenburg County utilizes a mass appraisal system with periodic revaluations to determine property tax assessments.

Special districts

Part of the Charlotte-Mecklenburg school district; no special municipal utility districts (MUDs) are present.

Insurance & hazard market

Properties are in standard insurance risk zones; coverage is standard for the North Carolina Piedmont region.

Migration & population flows

North Carolina continues to see positive net domestic migration, particularly into the Charlotte metropolitan area.

Foreclosure doctrine

North Carolina is a judicial foreclosure state, requiring court oversight for the foreclosure process.

Disclosure doctrine

North Carolina requires sellers to provide a Residential Property and Owners' Association Disclosure Statement.

Discovery profileACS 2021-2025 5-year estimates
Census profile · ZCTA 28270, Mecklenburg County, NC
Population
32,448
Median age
40 yrs
Owner-occupancy
78.5%
Median home value
$585,000
Median gross rent
$1,700
Median household income
$125,000
Median year built
1992
Vacancy rate
3.2%
Renter share
21.5%
Owner cost burden
22%
Renter cost burden
38%
Population change
+0.8%
Net migration
450
Work-from-home share
28.5%
Mean commute
26.5 min
Bachelor's or higher
68.2%
Unemployment
3.9%
Poverty rate
6.2%
Avg household size
2.65
White
72.1%
Black or African American
10.5%
Asian
9.2%
Hispanic or Latino
5.8%
Other
2.4%

Data retrieved from data.census.gov ZCTA 28270 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Providence High SchoolHigh10/10Charlotte-Mecklenburg SchoolsTop-rated public high school in the region.
McKee Road ElementaryElementary9/10Charlotte-Mecklenburg SchoolsHighly regarded elementary school serving the local community.
School districts
Charlotte-Mecklenburg SchoolsB+Large urban district serving the entirety of Mecklenburg County.
Utilities & services
ElectricityDuke EnergyPrimary provider for the region.
Natural GasPiedmont Natural GasStandard service provider.
Water/SewerCharlotte WaterMunicipal utility service.
Major employers & industries
Bank of AmericaFinanceMajor regional employer.
Atrium HealthHealthcareLargest healthcare system in the region.
Major amenities · ZIP 28270
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Golf
20+ · 13 mi
Shopping & dining districts
5 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
McAlpine Creek Park
Park

Large regional park with extensive greenway trails and wildlife habitat.

Providence Country Club
Golf

Private golf and social club serving the local community.

Arboretum Shopping Center
Retail

Major regional shopping and dining hub located within the ZIP.

On the horizon · announced & under construction
Providence Corridor InfillResidentialOngoingContinuous redevelopment of older residential parcels into modern single-family homes.
Sources · 3 cited

Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).