The story of this market
The typical home in ZIP 28304 sells for about $198,694, or $131 per square foot.
Prices are roughly flat from a year ago (-0.9%), a market in balance. Homes take about 36 days to sell. HUD's fair market rent for a two-bedroom is $1,350 a month.
ZIP 28304 — Fayetteville
The 28304 housing market is currently experiencing a period of stabilization with a slight year-over-year decline in median home values. Inventory levels remain adequate for the current sales pace, and the market is driven primarily by local demand from military personnel and families. Figures for specific metrics like active listings and days on market are based on current portal data, while some demographic and tax figures are sourced from the most recent available census and assessor records.
This ZIP is well-suited for military families, first-time homebuyers, and renters seeking proximity to Fort Liberty and affordable housing options. It offers a suburban lifestyle with convenient access to essential services and regional transit routes.
Median prices moved down 0.9% year over year.
Homes spend a median of 36 days on market with 4.2 months of supply — a fast-moving market.
22% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.1% · poverty 14.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 28304, Cumberland County NC
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the 28304 area are generally higher than the national average, with property crime being the most frequently reported issue. Local law enforcement continues to focus on community policing initiatives to address these trends.
Schools serving the 28304 ZIP code are part of the Cumberland County Schools system, which maintains a mix of ratings; many schools in this area are rated as average by state accountability standards.
The area is subject to standard regional risks including potential for heavy rainfall and localized flooding during hurricane season. Property insurance premiums have seen moderate increases due to regional weather patterns.
Economic momentum is driven by the proximity to Fort Liberty, which serves as a major anchor employer for the region. Development is focused on infill residential projects and supporting retail infrastructure along major corridors.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.
Residents primarily rely on personal vehicles for commuting, with easy access to I-95 and NC-87 providing routes to major employment hubs in Fayetteville and the surrounding military installation.
The area features several local parks and green spaces, including proximity to the Cape Fear River trail system and various community golf courses. Shopping and dining options are concentrated along the Raeford Road corridor.
The rental market is characterized by steady demand driven by military personnel and students, with vacancy rates hovering near 8%. Rent growth has stabilized following a period of rapid increases.
The economy is heavily influenced by the defense sector, with Fort Liberty being the primary economic driver. Healthcare and retail services also provide significant employment opportunities for the local population.
The area is served by a network of state highways and local roads, with limited public transit options primarily provided by the Fayetteville Area System of Transit (FAST).
Development is currently focused on mixed-use residential and commercial projects along the primary arterial roads to accommodate population growth.
The Cumberland County Tax Administration performs periodic revaluations to ensure assessments reflect current market conditions.
Parcels are subject to Cumberland County property taxes and are served by the Cumberland County School District.
Property insurance remains stable, though homeowners are encouraged to maintain flood insurance due to the regional climate and proximity to water bodies.
The state continues to see positive net domestic migration, driven by job growth and a relatively low cost of living.
North Carolina is a non-judicial foreclosure state, allowing for a streamlined process that typically takes several months to complete.
Sellers are required to provide a Residential Property and Owners' Association Disclosure Statement to buyers, covering the condition of the property and any known defects.
Data retrieved from data.census.gov using ZCTA 28304 profile.
- Main Event Fayetteville4.43.1 mi
- Sky Zone Trampoline Park4.42.6 mi
- Epic Fun Park - Fayetteville4.41.6 mi
- Urban Air Trampoline and Adventure Park4.21.8 mi
- Chuck E. Cheese4.13.2 mi
- Crown Coliseum4.44.1 mi
- Cape Fear Botanical Garden4.66.2 mi
- Golden Corral Buffet & Grill4.13.2 mi
- Sky Zone Trampoline Park4.42.6 mi
- Segra Stadium4.84.8 mi
- AMC Fayetteville 144.43.5 mi
- AMC Market Fair 154.52.9 mi
- Cape Fear Botanical Garden4.66.2 mi
- Lake Rim Park4.54.6 mi
- Airborne & Special Operations Museum Foundation4.94.8 mi
- Cape Fear Botanical Garden4.66.2 mi
- Lake Rim Park4.54.6 mi
- Clark Park Nature Center4.76.6 mi
- Mazarick Park4.54.6 mi
- Epic Fun Park - Fayetteville4.41.6 mi
- Carolina Lakes Marina private property4.518.5 mi
- Bayonet At Puppy Creek4.69.5 mi
- Stryker Golf Course at Fort Bragg4.16.8 mi
- King's Grant Golf & Country Club4.19.2 mi
- Ryder Golf Course @ Fort Bragg4.38.1 mi
- Cypress Lakes Golf Course4.38.9 mi
- Cross Creek Mall43 mi
- Publix Super Market at Tallywood Shopping Center4.52.2 mi
- Fort Bragg North Post Main Exchange4.48.9 mi
- Super Compare Foods of Fayetteville4.13.9 mi
- Harris Teeter4.52.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Features walking trails, picnic areas, and lake access.
Public 18-hole course serving the local community.
Major regional shopping destination located nearby.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.