The story of this market
The typical home in ZIP 28430 sells for about $178,305, or $115 per square foot.
Prices are up +15.5% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,150 a month.
ZIP 28430 — Cerro Gordo
The housing market in 28430 is characterized by low inventory and slow turnover, typical of a rural, stable community. Prices have seen moderate appreciation, but the market remains highly sensitive to local economic conditions and limited buyer demand. Most metrics reflect a quiet, non-speculative environment.
This ZIP is best suited for those seeking rural, affordable living or land-based investment opportunities, as it lacks the density and amenities required by urban commuters or families prioritizing proximity to major employment centers.
Median prices moved up 15.5% year over year.
Homes spend a median of 88 days on market with 6.0 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 96% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.5% · poverty 19.0% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 28430, Columbus County NC
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is served by the Columbus County Schools district, which generally faces challenges typical of rural, low-density districts in North Carolina.
The region is subject to hurricane and tropical storm wind risks, as well as potential inland flooding associated with major storm events in southeastern North Carolina.
Economic momentum is limited, with the area primarily characterized by agricultural land use and slow population growth.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.
Commutes are primarily car-dependent, with residents traveling to nearby towns like Whiteville or regional employment hubs in the Wilmington area.
Recreation is largely rural-focused, including access to local community parks and proximity to regional outdoor spaces in Columbus County.
The rental market is thin with limited inventory, primarily consisting of single-family homes; vacancy pressure is generally low due to the small housing stock.
The local economy is heavily reliant on agriculture and small-scale local services, with limited industrial or corporate presence.
Public transit is non-existent; the area relies entirely on private vehicle transportation via local highways.
There are no major commercial or residential developments currently approved or under construction in this ZIP.
Columbus County Tax Office performs property assessments based on periodic revaluations to determine fair market value for tax purposes.
Parcels are subject to Columbus County property taxes and are served by the Columbus County School District.
Property insurance premiums are influenced by the area's exposure to coastal storm risks, leading to higher costs for wind and hail coverage.
North Carolina is a non-judicial foreclosure state, allowing for a relatively streamlined process for lenders.
North Carolina requires sellers to provide a Residential Property and Owners' Association Disclosure Statement to buyers.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community space for outdoor recreation.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.