LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 28469 sells for about $413,200, or $275 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 65 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,850 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 28469 — Ocean Isle Beach

Brunswick County →refreshed Oct 8, 2026next refresh Nov 7, 2026
Market mood · cautiously optimistic

The 28469 market is characterized by high property values and significant seasonal vacancy, driven by its status as a premier coastal destination. While sales volume remains steady, the market is heavily influenced by vacation-home demand and the high cost of coastal insurance. Figures for specific metrics like months of supply and exact price-cut percentages are estimated based on current listing activity as official ZIP-level reports are not published.

Who this ZIP fits

This ZIP is ideal for vacation-home buyers, retirees, and investors seeking coastal property, though it is less suited for traditional commuters due to its distance from major employment centers.

Parent geography
Ocean Isle Beach · no city intel reportBrunswick County →North Carolina state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 66.3 km²Water area · 4.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$413,200
+4.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
65 days
Active listings
396
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
66
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

33
Liquidity/100

Homes spend a median of 65 days on market with 8.8 months of supply — a slower-moving market.

72
Momentum/100

12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

87
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 8.0% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$260,000$325,000$390,000$455,000$520,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$1,800$2,250$2,700$3,150$3,600

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+150 people

net influx — more people moved in than out

Population base
3,200

ZCTA 28469, Brunswick County NC

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
3.7%
Foreign-born residents
388
Naturalized (of foreign-born)
61.6%
Non-citizens (of population)
1.4%
Entered 2010 or later (of foreign-born)
35.8%
World region of birth (foreign-born)
Americas
47.2%
Europe
30.2%
Asia
22.7%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in Ocean Isle Beach are generally low, reflecting a quiet coastal community environment that experiences seasonal fluctuations in activity due to tourism.

Schools & education

Schools serving the area are part of the Brunswick County School District, which generally maintains average performance ratings within the state context.

Environmental & hazard

The area faces significant exposure to coastal hazards, including hurricane-force winds, storm surge, and flooding, which necessitates high insurance premiums and strict building codes.

Growth & development

Economic momentum is driven primarily by tourism, seasonal hospitality, and residential development, with limited industrial or corporate infrastructure expansion.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.

Transportation & commute

Commuting is primarily car-dependent, with residents traveling to nearby hubs like Wilmington or Myrtle Beach via NC-179 and US-17.

Recreation & amenities

The area is defined by its direct Atlantic Ocean access, featuring public beach strands, local golf courses, and proximity to the Intracoastal Waterway for boating and fishing.

Rental market

The rental market is heavily skewed toward short-term vacation rentals, leading to high seasonal vacancy rates and limited long-term housing inventory.

Economy & employers

The local economy is anchored by the tourism and hospitality sectors, with significant reliance on seasonal visitors and real estate services.

Transportation & infrastructure

Transportation is limited to regional highway corridors; there is no public transit infrastructure serving the island.

Development pipeline

Development is strictly regulated by coastal management policies, focusing on low-density residential growth and infrastructure resilience.

County appraisal district

Brunswick County utilizes an ad valorem assessment system with periodic revaluations to determine property tax liability.

Special districts

Parcels are subject to county-wide school and general service taxes, with some areas potentially falling under specific municipal service districts.

Insurance & hazard market

Property insurance is a critical cost factor due to high-risk coastal zone designations, with premiums trending upward.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 28469, Brunswick County NC
Population
3,200
Median age
58.5 yrs
Owner-occupancy
72%
Median home value
$413,200
Median gross rent
$1,850
Median household income
$68,500
Median year built
1992
Vacancy rate
65%
Renter share
28%
Owner cost burden
22%
Renter cost burden
35%
Population change
+1.2%
Net migration
150
Work-from-home share
15%
Mean commute
28 min
Bachelor's or higher
38%
Unemployment
4.5%
Poverty rate
8%
Avg household size
2.1
White
94%
Hispanic
2%
Other
4%

Data retrieved from Census Bureau ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Union ElementaryElementaryBBrunswick County SchoolsServes the broader area.
West Brunswick HighHighBBrunswick County SchoolsPrimary high school for the region.
School districts
Brunswick County SchoolsBLarge district covering the entire county with varying performance across schools.
Utilities & services
ElectricBrunswick Electric Membership CorporationPrimary cooperative provider.
Water/SewerTown of Ocean Isle BeachMunicipal utility services.
InternetSpectrum/AT&TStandard regional broadband availability.
Major employers & industries
Brunswick County GovernmentPublic SectorMajor regional employer.
Hospitality/Tourism IndustryServicePrimary economic driver.
Major amenities · ZIP 28469
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
5 · 20 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Ocean Isle Beach
Beach

Primary public beach access and coastal recreation area.

Brick Landing Plantation
Golf Course

Notable local golf facility with coastal views.

On the horizon · announced & under construction
Coastal Residential ExpansionResidentialOngoingContinuous development of new single-family homes and vacation villas.
Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.