LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 30040 sells for about $615,000, or $185 per square foot.

Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $2,075 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 30040 — Cumming

Forsyth County →refreshed Sep 29, 20262 cycles retainednext refresh Oct 29, 2026
Market mood · optimistic

The 30040 housing market remains robust, characterized by steady price appreciation and high demand from families attracted to the area's school quality and lifestyle amenities. While inventory remains tight, the market is showing signs of stabilization as sellers adjust to current interest rate environments. Growth is supported by ongoing commercial development in Cumming and the area's status as a preferred destination for Atlanta-area commuters.

Who this ZIP fits

This ZIP is ideal for families and professionals seeking suburban living with high-quality schools and proximity to outdoor amenities, while still maintaining access to the Atlanta metro area.

Parent geography
Cumming · no city intel reportForsyth County →Georgia state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 149.4 km²Water area · 1.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$615,000
+2.1% year over year
Divergent · 29.6% from published 2025 series — validation case open, publishes pending verdict
Days on market
42 days
Active listings
485
Listings with price cuts
28%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
73
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
61
Growth/100

Median prices moved up 2.1% year over year.

75
Liquidity/100

Homes spend a median of 42 days on market with 3.2 months of supply — a fast-moving market.

62
Momentum/100

28% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

94
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.4% · poverty 5.0% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$220,000$330,000$440,000$550,000$660,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$2,100$3,150$4,200$5,250$6,300

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+1,200 people

net influx — more people moved in than out

Population base
82,532

ZCTA 30040, Forsyth County GA

Area context
Schools & education

The area is served by highly-rated public schools within the Forsyth County School District, which is frequently recognized for academic performance.

Growth & development

The area experiences significant economic momentum driven by its proximity to the Atlanta metro employment core and substantial residential and commercial development in Cumming.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Georgia) — Homestead Exemption: Provides a reduction in the assessed value of the property; the state standard exemption is $2,000, which is subtracted from the assessed value before the millage rate is applied. State (Georgia) — Ad Valorem Property Tax Assessment: Taxable tangible property is assessed at 40 percent of its fair market value. The formula for tax due is: ((Fair Market Value * 0.40) - Exemptions) * Millage Rate.

Transportation & commute

Residents primarily commute via GA-400 toward the Atlanta employment core, with travel times heavily dependent on peak-hour traffic congestion.

Recreation & amenities

The area features extensive access to Lake Lanier for boating and recreation, alongside numerous local parks, greenways, and golf courses such as the Polo Golf & Country Club.

Rental market

The rental market is characterized by high demand from families and professionals, with a mix of single-family home rentals and modern apartment complexes.

Economy & employers

The economy is anchored by a mix of retail, healthcare, and professional services, with many residents commuting to the broader Atlanta metropolitan area.

Transportation & infrastructure

Transportation is primarily automobile-dependent, with GA-400 serving as the primary arterial corridor for regional transit.

Development pipeline

Ongoing development focuses on expanding mixed-use residential and commercial projects in the Cumming city center and along the GA-400 corridor.

County appraisal district

Forsyth County Central Appraisal District manages property assessments based on fair market value with annual updates.

Special districts

Parcels are subject to Forsyth County school taxes and various utility service districts.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns, including occasional severe storm risks.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 30040, Forsyth County GA
Population
82,532
Median age
39.6 yrs
Owner-occupancy
78.5%
Median home value
$474,400
Median gross rent
$1,850
Median household income
$133,028
Median year built
2005
Vacancy rate
3.2%
Renter share
21.5%
Owner cost burden
22%
Renter cost burden
38%
Population change
+1.2%
Net migration
1,200
Work-from-home share
28.5%
Mean commute
34.2 min
Bachelor's or higher
58.4%
Unemployment
3.4%
Poverty rate
5%
Avg household size
2.97
White
68.2%
Asian
15.4%
Hispanic
9.1%
Black
4.8%
Other
2.5%

Data retrieved from data.census.gov ZCTA 30040 profile.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Forsyth Central High SchoolHigh8/10Forsyth County SchoolsHighly rated comprehensive high school.
Cumming ElementaryElementary7/10Forsyth County SchoolsServes the core Cumming area.
School districts
Forsyth County SchoolsALarge, high-performing district serving the entire county.
Utilities & services
ElectricSawnee EMCPrimary cooperative provider for the area.
InternetAT&T/ComcastBroadband availability is widespread.
Water/SewerCity of CummingMunicipal water and sewer services.
Major employers & industries
Forsyth County GovernmentPublic SectorMajor regional employer.
Northside Hospital ForsythHealthcareSignificant regional medical anchor.
Major amenities · ZIP 30040
Entertainment venues, stadiums & amphitheaters
17 · 20 mi
Family fun & things to do
20+ · 13 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
14 · 20 mi
Shopping & dining districts
9 · 13 mi
Airports
2 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Lake Lanier
Waterfront

Major regional reservoir offering boating, fishing, and parks.

Big Creek Greenway
Trail

Extensive multi-use trail system for walking and cycling.

Cumming Fairgrounds
Entertainment

Hosts local events, festivals, and the county fair.

On the horizon · announced & under construction
City Center CummingMixed-useCompleted/OngoingMajor downtown revitalization project including retail, dining, and civic space.
Sources · 4 cited

Key-figure check: median price diverges 22.5% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Research outlier held out — this pass returned a median of $474,400 (22.9% off the retained reading), contradicting every independent anchor; the prior reading stands pending corroboration. Validation: the flagged $474,400 (-22.5% vs the published ten-year series (2025)) could not be independently corroborated and was reverted to the prior cycle value pending review; the case is under review in the Command Center.