Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 32207 — Jacksonville
The 32207 housing market is currently balanced, with a median sale price of $300,000 reflecting a slight year-over-year decline. Inventory levels have stabilized, providing buyers with more options, while the market remains driven by its central location and relative affordability compared to newer suburban developments. Data for specific metrics like net migration and foreclosure rates are not determinable at the ZIP level.
This ZIP is well-suited for first-time homebuyers, investors seeking value-add opportunities, and commuters who prioritize proximity to downtown Jacksonville over suburban seclusion.
Median prices moved down 5.4% year over year.
Homes spend a median of 33 days on market with 3.4 months of supply — a fast-moving market.
28% of listings have cut prices · homes sell at 97.5% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 13.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 32207, Duval County FL
Crime rates in 32207 are generally higher than the national average, with property crime being the most frequently reported issue in this urban Jacksonville sector.
Schools serving the area are part of the Duval County Public Schools system, with performance ratings varying significantly across individual neighborhood campuses.
The area faces moderate flood risk due to its proximity to the St. Johns River and low-lying topography, necessitating careful review of flood zone designations for property insurance.
Economic momentum is driven by proximity to downtown Jacksonville and the Southside business district, with ongoing infill development and renovation of older residential stock.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Florida) — Statewide Uniform Property Tax Lien Priority & Tax Deed Sale Enforcement: Unpaid real ad valorem and non-ad valorem taxes become a first-priority sovereign lien on January 1 of the tax year, superior to all mortgages and private liens. If unpaid by April 1 following the tax year, tax certificates are sold via competitive bidding under § 197.432. State (Florida) — Community Development District (CDD) Special Assessment & Financing Lien Mandate: Binds the parcel to non-ad valorem assessments levied directly by the CDD board to fund infrastructure bonds (capital assessments) and operations/maintenance (O&M assessments). State (Florida) — Florida Constitutional Homestead Exemption & Save Our Homes (SOH) Assessment Cap: Reduces taxable value by up to $50,000: base $25,000 exemption applies to all taxing authorities (including school districts); second $25,000 exemption applies to assessed value between $50,000 and $75,000 for non-school millage. State (Florida) — Florida Ad Valorem Real Property Assessment & Tax Mechanics: Parcels are assessed annually at 100% just value (market value) as of January 1 by county property appraisers. Tax formula: Tax Bill = (Taxable Value / 1,000) * Total Levied Millage Rate. Assessed Value = Just Value - Assessment Limitations.
Residents benefit from direct access to I-95 and US-1, providing a relatively short commute to downtown Jacksonville and the major employment hubs of the Southside.
The area features access to the St. Johns River waterfront, several local parks, and proximity to the shopping and dining districts of San Marco and the Southside.
The rental market is deep with a high renter share, characterized by steady demand for multi-family units and single-family rentals near the urban core.
The economy is anchored by the broader Jacksonville labor market, with significant employment in healthcare, finance, and logistics located in the nearby Southside and downtown areas.
The area is served by JTA bus routes and major highway corridors including I-95, facilitating regional connectivity.
Development is largely focused on urban infill and the revitalization of existing commercial corridors.
The Duval County Property Appraiser manages assessments, with annual adjustments based on market sales data.
Parcels are subject to Duval County school and municipal tax districts, with no major MUDs reported.
Property insurance premiums are rising due to regional wind and flood risk exposure, consistent with broader Florida market trends.
Data retrieved from data.census.gov ZCTA 32207 profile.
Provides recreational boating and scenic views along the western border of the ZIP.
Historic district nearby offering upscale dining, boutiques, and entertainment.
Local green space providing community recreational facilities.
Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
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Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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